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Whether to claim on household insurance or not?

My dearest partner accidentally dropped a vase into our toilet and smashed a hole in our old porcelain toilet bowl! Whoops.

I have bought a new bowl and in the process of getting someone to fit it. Apparently One Call my insurer cover this under my household inurance as accidental damage. But my question is, is it worth making a claim? Worried my premium will go up negating any payment I receive. Should be noted my insurance is due for renewal fairly soon, if that has any bearing...

Comments

  • Brie
    Brie Posts: 14,876 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    what's the cost of the repairs versus your deductible?  if it's minimal I'd let it slide.
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  • born_again
    born_again Posts: 20,690 Forumite
    10,000 Posts Fifth Anniversary Name Dropper
    Given you have already bought the bowl, not much point.
    Life in the slow lane
  • jmb1
    jmb1 Posts: 261 Forumite
    Part of the Furniture 100 Posts Name Dropper
    Yes, ok agree not much point thanks all
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