We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Whether to claim on household insurance or not?

jmb1
Posts: 261 Forumite


My dearest partner accidentally dropped a vase into our toilet and smashed a hole in our old porcelain toilet bowl! Whoops.
I have bought a new bowl and in the process of getting someone to fit it. Apparently One Call my insurer cover this under my household inurance as accidental damage. But my question is, is it worth making a claim? Worried my premium will go up negating any payment I receive. Should be noted my insurance is due for renewal fairly soon, if that has any bearing...
I have bought a new bowl and in the process of getting someone to fit it. Apparently One Call my insurer cover this under my household inurance as accidental damage. But my question is, is it worth making a claim? Worried my premium will go up negating any payment I receive. Should be noted my insurance is due for renewal fairly soon, if that has any bearing...
0
Comments
-
what's the cost of the repairs versus your deductible? if it's minimal I'd let it slide.
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅1 -
Given you have already bought the bowl, not much point.Life in the slow lane0
-
Yes, ok agree not much point thanks all0
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.3K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.8K Spending & Discounts
- 244.3K Work, Benefits & Business
- 599.5K Mortgages, Homes & Bills
- 177.1K Life & Family
- 257.8K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards