-
online car quote via MSE insurance tool - result changes by the minute?
Strange! You need to pick your time of day to get a car quote as results vary? Just used the MSE car insurance quote tool and it appears to only show MoneySupermarket result, of which Swinton was cheapest. So far, so good as was lower than my existing renewal quote. However, it is a while since I used the MSE tool, so was…
-
100% inflation - approximately.
O.A.P. here with no points convictions, accidents, really handsome :| etc. Direct line increases my premium from £320 to £595. (Mazda 6 ). On appeal reduces it by £100:00 trotting out the usual garbage. Casting around the MSE comparator tells me I can switch for a premium. £350 -£400. But why throw away the business? Just…
-
Opinions On Whether We Should Continue With Life Assurance Policy
Hi, Just wanted some opinions on the following: I set up a "Level Term Assurance Plan with Critical Illness Cover" joint cover for myself and my wife back in 2005, to cover part of the money owed on our house. Since then the house has long been paid off, along with all our debts plus we've got quite a decent income. This…
-
Need recommendations for Travel insurance specialist companies or brokers
Can anyone recommend any good travel insurance company or brokers that can arrange reasonably priced travel insurance?The condition is a mental health illness.Thanks a lot
-
Pet insurance - claim or not?
Doggy had a minor op recently. Total bill £700. If we put an insurance claim in there is a 20% deduction due to age (8 years) plus the excess so would only get around £500 back. Not sure whether to claim and risk the future premium increases clawing back the £500 in no time at all. Or just suck it up and not bother…
-
Removing a provisional driver from insurance and it hasn't changed the premium
My son has recently passed his driving test. He was insured as a provisional driver on my car. Now he has passed we asked for a quote which is just short of £3k. We are unable to afford that so have removed him from the insurance, we have 10 months left on the policy and the insurance company as not giving us any money…
-
6 penalty points insurance price
Hi I’m just wondering how much the price of my insurance will be with 6 penalty points on my license after one year. Before I received the points my insurance was 1200 a year after the points it went up to 4000. Next month I will have my first years no claims and I would of had the points over a year. was just wondering if…
-
Home contents insurance: shared ownership, mortgage paid up: am I a tenant or a home owner?
I own 70% of my house and pay rent on the rest. Am I a tenant or a homeowner for the purpose of contents insurance?
-
Accidental Damage cover
Wonder if someone in the know can clarify - what's 'limited accidental damage' and does this add to the premium? I've never had this before but see it's been added this year to contents, without my asking for it.
-
Home insurance claims query
Hi all. I’m a bit confused regarding home insurance renewal. We’ve had 1 claim for storm damage 2 years ago. We had another storm damage and separate leak we spoke to the insurance company about but didn’t pursue. We’ve now come to renew and any competitive quotes we are getting are almost triple what we pay now as we are…
-
Is a Ukrainian Refugee under the Homes for Ukraine scheme a paying guest ?
I have just discussed whether a Ukrainian Refugee under the Homes for Ukraine scheme can be part of a claim under the Legal Expenses section of Home Insurance. The wording of the policy is.....".you, your spouse/partner and any relatives or any other person, who is not a paying guest, all permanently living within your…
-
Marmalade young driver insurance
I took out a pay as you go young driver insurance with marmalade for my son in October last year. You pay for the first 1,000 miles (normally quite high) and then pay according to the safety of your driving for subsequent 1,000 miles. I received an email from them at the weekend to say they had miscalculated the "top up"…
-
0 yrs no claim bonus - any tips?
Hi everyone I've been driving 15+ yrs as a named driver on my dad's policy but now i have just bought a new vehicle and realised that I dont have any no claims bonus as I didn't realise that it doesn't accumulate as a named driver it only builds when you are the primary - online quotes are over £1k but it goes lower to…
-
Parked car has been hit, whats the best way to handle my claim? First time doing this please help!
So my parked car was smashed into from it's back corner and shunted along the road, resulting in a damaged rear panel, smashed back light and completely obliterated back left tyre. Not sure if there's internal damage, it started up and moved fine though. I am fully comp insured with Darwin (UK Insurance LTD), the offending…
-
Who is liable for damage to contents during roofing work?
I have a small roofing company re felting an area of my roof. The area around the chimney had leaked in the past and had a small repair job, by a different company. A general builder recently said that I should seal fully around the chimney and replace an area of flat roof at the very top of the house. The roofers started…
-
Worth keeping decreasing mortgage life insurance?
Hi,. This may sound silly. Just trying to make best use of money. May be debatable on what is best but this is the situation due to the nature of it. It will be opinion based rather than a hard truth but here goes... I have a family. I know I will have enough money to pay off mortgage should anything happen. Relatively…
-
Scottish widows - critical illness and life policy
Hello all. I’ve had a little look and didn’t see anything related. so… many moons ago I was sold a Scottish Widdows plan. This was during one of the “reviews” that then Lloyds TSB gave you when you dared enter a branch… They sold me a policy for death and disability etc.. however i think i was pressured into getting it by…
-
Insurance claim
Hi Guys, There has been a water leakage at my flat which is occupied by the tenant. The water leakage has caused damage to my flat as well as the flat below. The flat is leasehold and there is insurance taken out by the freeholder which I paid the premium back in September. The management company sends a letter to the…
-
Car Insurance up 50% again
Got my car insurance renewal in and for the second year in a row my Admiral Multi Car policy has gone up by around 50% 2 yrs ago we were £480 for a Kona and a Q3, last year that increased to £688 this year we’re just short of £1000 Tried all the comparison sites and I can’t get the combined cost to under the renewal costs.…
-
Excess Car Insurance
Hey everyone, First time poster here so I hope I'm doing this right. I'm renting a car in the UK in a couple of months time. Reading the advice, I've turned down the excess insurance and did a search on Moneymaxim. I'm minded to simply go with the cheapest one, but I notice all of them (that I spot looked at) exclude…
