We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Household insurance excess cover. To claim or not?
Options

maimee_magic
Posts: 396 Forumite

Hi, one of my bifold doors shattered due to thermal stress. Not sure whether or not to claim on my insurance. It'll cost about £200 to replace. Got a free £250 excess policy with Go Compare. Just worried that it may push up future home insurance renewals. Any advice greatly received.
0
Comments
-
It will no doubt push up future renewals as you will have to declare it, if your excess is £250 and it will cost less than that why would you put in a claim?"You've been reading SOS when it's just your clock reading 5:05 "0
-
You'd need to read what happens to your excess cover if the claim is below the excess amount, with many policies a claim below the excess value isn't covered by the excess insurance either1
-
Because I've got a policy from Go Compare which refunds my excess.0
-
maimee_magic said:Because I've got a policy from Go Compare which refunds my excess.0
-
Was this thermal stress or a nickel sulphide inclusion? If so, insurance may not cover it.1
-
Thanks for all the information. Think I'll just pay it myself and not go through the insurance.0
-
XRS200 said:Was this thermal stress or a nickel sulphide inclusion? If so, insurance may not cover it.0
-
maimee_magic said:XRS200 said:Was this thermal stress or a nickel sulphide inclusion? If so, insurance may not cover it.1
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards