Car Breakdown Cover for 17 year old

ChrisJMSE

My son is 17, he has his own car registered in his name and I'd like him to have some breakdown cover.  When researching online most companies seem to refuse policy holders under 18, while at the same time mandate that the policy holder be the registered owner of the car being covered.  Is he not allowed to have breakdown cover while he is 17!?  Why is this?  

DullGreyGuy

Because the law around contracts says those under 18 cannot be bound by a contract other than for necessity, education or employment. Necessity is for things like food, accommodation etc not items of convenience or such. As such if he became a non-payer etc they wouldn't be able to recover the monies from him. 

Do you have your own breakdown cover? 
You could buy Personal breakdown cover and add him as a second insured, alternatively there should be less issues adding breakdown to his Motor Insurance rather than a standalone policy.

400ixl

Our daughters is covered by the manufacturer. It was part of the main warranty, but once that ran out provided the car was serviced (on their cheaper out of warranty regime) by them, then the yearly breakdown cover was extended.

Not sure if they still do them, but it used to be a case that you could get a policy to cover the car rather than the individual. Maybe a policy in your name covering the vehicle.

Or as mentioned via his insurance.