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Insurance & life assurance

This is the place to ask any MoneySaving questions you have about insurance and/or life assurance.

Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
Continuing Private Medical Insurance after leaving company
Hi All, My previous employer provided PMI through BUPA as part of the contract and it was a non-underwritten policy with no CAP. Having left the company, I now have an option to continue the cover directly with BUPA at my own expense. I spoke with them and got a quote for fully comprehensive policy (no outpatient cap…
Vitality - new "Play" rewards
Not sure if anyone else has Vitality Life/Health insurance - would be interested to know your thoughts on the new rewards experience they've introduced from this week. For me it's probably the final straw. Around a year ago, earning 40 points a week would get me Amazon Prime membership fully paid for, a cinema ticket each…
PIP and Group Income Protection
Does anyone know if PIP can be deducted from Group Income Protection? I have been on GIP for many years due to a health condition but have recently deteriorated and have been awarded PIP by the DWP. I was never given any T&Cs by my employer (whom has not been in contact for years) and the insurance company have refused to…
Car insurance - for someone living abroad
Hi all - I would like to put a family member on my car insurance. They are a British citizen, they currently live abroad but are in the UK a lot. I would like to add them to my insurance. Does anyone have any ideas which car insurnace companies (if any) permit this? Thanks in advance.
Contents Insurance and Retro/Vintage Computer Equipment
As the title suggests, as my collection of Vintage/Retro computer equipment grows I should see whether I am insured should the worst happen. I have a collection of 1980/1990 consoles/computers, with associated games, literature, peripherals etc. Nothing, so far in my collection has any huge individual value, so until now I…
Car insurance | business travel - car allowance
Hi everyone, I’m looking for some advice and would really appreciate your input. I currently work for a corporate employer and receive a car allowance. The driver compliance company has advised that my car insurance needs to include business travel, but at the moment, it only covers personal use. I’m happy to update my…
Daughter caught up in German Airport strikes.
Hi all My daughter & her boyfriend have had their Ryanair flight cancelled due to the current airport staff strike action in Germany. They were due to fly back to UK from Hamburg around lunchtime today. They have managed to swap their Ryanair flight back home to one from Copenhagen later this evening so are currently about…
Has anyone used Paying Too Much travel insurance?
Used this company for my upcoming holiday to the states as mentioned on MSE website to try these for insurance for people with long term conditions. I am having great difficulty communicating with them at the call centre which does not appear to be based in the UK. They were supposed to call me back but haven't. I travel…
Buildings insurance renewal whilst subsidence investigations ongoing
Hoping someone within the industry can advise. Investigations for subsidence have been going on for 20 mths or so, have had SE inspection and report, drain surveys and relining, tree survey and a telephone pole moved thought to have punctured a main sewer outside of my property boundary. Currently level monitoring until…
travel insurance - now not covered after being honest! :-(
Hi all, Can anyone help!! My mum and dad have an annual travel insurance policy with virgin money that have paid for every year for the last 5/6 years. They booked a tour/cruise last year and due to travel in may 2025, my mum has been diagnosed recently with needing an operation (non-urgent and is still fully able to…
Motability insurance issue
My husband has a motability car for the past 15 years. We've had this one for 2years. My husband backed into another car at a carpark recently. We reported this to motability insurance Direct Line and they informed us he wasn't on the insurance policy. I'm the designated extra driver. Always have been and do most of the…
Advice please: car insurance 17 year old passed test
Thanks in advance for your thoughts. Here is my situation: I currently have car insurance that covers myself, my wife and my 19 year old daughter as drivers ... and ... two 17 year-old twin sons on provisional licences, which cost £765 per year. My 17 year-old son passed his driving test last week and the same insurance…
Caravan Insurance for a van stored in France
Hi, we normally insure with Towergate for our caravan that is stored in France on the site we stay at However, the underwriter has changed to Aviva and they say we have to tow it back to the UK for 8 weeks. Loads of UK based people do this in France - any help please.
Car Insurance companies scam prices
Currently renewing my car insurance. Unfortunately someone rear ended my car, their fault 100%. No claim was made on my insurance but the company was notified as required. I had a renewal price prior to the accident, following the accident the company wanted an extra £130 for the exact same policy. How is this even legal?…
Losing NCB after a gap due to company car
Hello. Hoping to get some advice on car insurance. Prior to having a Salary Sacrifice car for three years, I had had over 20 years no claims, with no points, penalties or disqualifications whatsoever driving my own private cars. The salary sacrifice car I drove included insurance, and as I now know, left a gap in my no…
Insurance database
Is there a database which holds data about insurance claims an individual has made?
Dental insurance recommendations
Can anyone recommend a decent dental insurance provider? Not Denplan. I can’t see the wood for the trees - what should I be looking for?
contents insurance for mum in care home
Hi, my mum has now had to go into a care home permanently and needs contents insurance for her belongings, but I'm finding it really difficult to find any. The sites all want to know about door locks and alarms and I dont have that info. Her door isnt locked like a student / lodger house. Does anyone have any experience? ,…
Travel Insurance - Awaiting Tests
I am wondering if anyone could give me some guidance? I have had an annual worldwide travel policy (Staysure) that has been in place over the past five years, renewing around the 15th May. Whenever there has been a diagnosis, I have duly done the responsible thing and informed, and updated the policy to reflect. I feel…
travel insurance claim denied (avanti)
Advice please, (comprehensive with zero excess avanti travel insurance) A brief outline - ticket bought (viagogo) for india v england cricket match (pune) 31 january, return flight (from goa) and hotel booked on same day. In the days prior to event assurances were given by viagogo that a ticket would be forthcoming,…

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MSE News

Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What you need to know
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.

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Insurance & life assurance

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