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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Broker or IFA
Hiya I need to sort life insurance and critical illness since having a sprog. Is a specialist broker better than an IFA? Also if a broker isn’t completely whole of market does that matter? They won’t give me a list of the providers on their panel so can’t work out how close to whole of market they are. Are the likes of…
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Building + contents insurance: opinions of Acorn Insurance?
I have been with Acorn Insurance for a year since becoming a home owner and finding them using the Go Compare website. It is now time to renew my policy for another year and, to be honest, I am not terribly impressed. It turns out that their customer portal does not work (is not operationable), but there is no message on…
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Good to Go and Avanti travel insurance!
Last week I tried to get a travel insurance quote for the world cup with Good to Go. I have a European yearly policy with them. As I was going through my medical conditions for my new policy. The person asking the questions claimed that she needed to update my current policy because new things had come to light and I might…
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Car Insurance Renewal - ALWAYS Challenge!!
So the RAC sent me a renewal quote for my car insurance (£298), claiming in the email that it was competitive, and similar to what a new customer would get - it was a £70 increase on last years, and I have no claims/issues. Logged on to the RAC insurance portal, said I did not want to renew, because of cost, and was…
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Insurance Voucher
Hi All, In early Feb we had a water tank overflow and ruin a carpet. The Insurance is happy to arrange the removal of the carpet, but is only offering either a cash settlement or a vaucher to be used at Tapi, which we would then need to organise. Is this normal? As we very much just want the insurance to organise this all…
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Difficulty insuring my mother’s cottage now she is in a home
I need some urgent help please. I went to reinsure my mother’s building insurance with the AA. I explained she was now in a home but a family member lived in her home for two weeks every month. They said they would treat this as unoccupied and couldn’t insure it. Checking out other insurance sites they all assume it is…
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Car insurance sweet spot
My car insurance last year was £289. I had one accident which was not my fault (I was driving straight in my lane in a two lane road when someone I think tried to overtake me and couldn't make it or came from the other side of the road and therefore went into the side of me. Stopped to exchange details, was threatened by…
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Can a life insurance cancel my policy just because they want to?
I have a had a company group life insurance for over 20 years now, and kept it even after retirement. The monthly premium being taken out of my salary/pension automatically. I have just recieved a very impersonal notification that they have decided to end the existing group scheme. I've been given a months notice, and been…
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UK buildings and contents insurance for a non-UK resident
I need to renew my buildings and contents insurance on a three-bedroom, brick-built semi-detached house (built circa 1981) in Chelmsford, Essex with effect from 1st April 2026. This house is to all intents and purposes a holiday home: it is fully furnished and never rented out, and I visit it regularly, spending several…
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Car accident, liability admitted & court
Hello, I am reaching out to see if anyone has been in this situation or knows of anyone who has been as I am really stressed. I had a car accident 1 year ago, where I was stationary at a crossing and a newly qualified driver drove straight into the back of me and I wasnt expecting it. The bumper of my car was broken and…
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Married couple life insurance - payout twice?
If a married couple have a life insurance policy on each other then the wife dies and the husband receives a payout, will there be a second payout when the husband dies?
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Life insurance
Would it be a good idea to have life insurance if you don't have a mortgage, if you are single with one child under 18? If so, how do you decide which insurance company to take out the life insurance with?
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car insurance renewals
So I have two cars which come up for renewal in the month of March. The first car a 2024 Nissan xtrail the renewal went down 8%, also checked online and compared before I renewed, this is our main car which is used everyday The second car is a 2010 Mercedes, the renewal went up from £344 to £470, nothing has changed, no…
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Car has been written off, but money offered not really enough to replace it. What to do?
I was in a small non fault accident and my car has been now written off. I am dealing with the third party insurer and they have offered me some money (based on a car similar to mine available 300m away from me…), but I cannot buy a car the same as mine (mileage and age) here with it, not to mention the cost of having to…
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About to move and want to insure my possessions for the move
Hi all, I am about to move in a week or two. I am most worried about moving my TV, which I paid around £1400 for a few years ago. It is covered by AO Care insurance, but it seems that doesn't cover the transportation of the TV. I am going to be using a 'man with a van', which I understand may cause problems insuring my…
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Travel insurance/Iran crisis
Hello Booked travel insurance a few months ago when I booked Emirates holiday to Dubai then onto Maldives. Due to fly out on Monday but I can see our holiday being cancelled because of the Iran crisis. What happens re my travel insurance as I now won't be usuing it although I suppose, obviously, I've been insured since I…
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Home Insurance Renewal
We have been with Direct Line for more years than I care to remember. Just got the renewal invite. Rang them and suddenly they cannot offer insurance because our address is not on the database they now use!!! Madness. Have raised a complaint. I want to know the name of the database they use and why our address is not…
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Travel Insurance for Deposit Amount? - Trip not until June 2028
Looking at an expensive specialist small ship cruise. Full for this year and next, so first availability is not until June 2028. Whilst balance payment is not needed until 100 days before departing (roughly March 2028), the deposit (approx £3,000) will be required at time of booking (at moment we have a provisional hold).…
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Admiral - we're sending some money your way?
I was wondering if anyone has received a similar letter as am confused! (Waiting for a call back from Admiral hopefully today) I receieved a letter today relating to a claim around 4 years ago where my car was written off as a total loss and I received compensation. It hasn't asked for any bank details or anything like…
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"Reasonable" flight connection time for insurance purposes?
Hello, I am in the process of planning a trip abroad and am looking at flights. I would like to book two flights with a 3 hours 10 mins gap in-between. The first flight would be domestic, so no need for immigration on arrival, but it would be a self-transfer, so I would need to collect my luggage and check it in again and…
