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well ask your solicitor about how to obtain proof doctors letters or employers letters confirming loss of work. Etc.
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Why didnt your insurers pay out on the child seat? It's normally covered and absolutely you should change it after its been involved in a collision.
What are your insurers saying? Were the solicitors instructed under your legal expenses cover? Normally they would be the one that picks up the bill if costs are awarded against you. The bar for your insurers saying the claim was fraudulent is significantly higher than a judge deciding which side he believes.
It's not too uncommon to happen, in most cases the claimant wins, from my experience, but until you are stood in front of the judge the negotiations are still going on in the background. Have known many cases to be settled minutes before the hearing was due.
The problem for those working in claims is they weren't there and didnt witness the incident and so have to be heavily guided by what their client states happened along with any supporting evidence.
That should have happened some time ago already. Just because a doctor says you were off sick doesnt always mean you were sick. Lawyers and insurers maintain lists of doctors that they like and that they dont like. Its unsurprising that the list for the defence is very different from the list for the claimants
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