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Mbna
I used to have an mbna card for a balance transfer. I transferred it some time ago, called them and asked them to close it, operator confirmed on the line that she had, so I destroyed the card. The following month, I got a statement from them. I wrote a letter saying I hve closed acc bla bla very unhappy please CLOSE and…
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Does CitiCard report to Equifax?
My CitiCard is on my Experian report but missing from my Equifax report, is it included in your Equifax report?
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Not smiling anymore
My Smile classic credit card statement for July is showing an increase in the standard interest rate from 1.313 (16.9 APR) to 1.456 (18.9). A pretty usual rate change these days you'll agree. However my concern is: 1) They only produce online statements 2) The statements don't appear to note applicable interest rates…
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Barclaycard whats going on???
Hi, My mum phoned me today as my mum and dad have been loyal customers to Natwest since before I was born!!!! My mum explained to me that although they always pay their bill off and have never incurred charges. However, they are now going to charge them just for the priveledge of having the card:eek: My mums going to…
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Morgan Stanley [Goldfish] reduced payment dates
Hello, Long time reader of Martin's articles, first time poster.. Anyway, I've recently received the July statement for my MS Platinum Cashback card dated 24 July and the Payment due date is 08 August - approximately two weeks time. The window between statement and payment due has always been a month as with every other…
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NewLook Store Card Account Closed but can still used?
Can anyone give me any advice. At the end of June purchased some shoes from New Look and paid for them on my New Look card. Started wondering where my statement was as previous statements usually had to be paid by 20th of the month. Decided to phone up and check my account over the phone - got transfered to a call center…
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Spending - Best Option?
I am currently considering purchasing a new PC and have set myself a limit of £800. What I would like to know is what my best repayment option would be? Do I go with one of the options that a firm like PC World or Comet offer with a high APR and pay even more over the odds for a mid spec computer, or pay on my existing…
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Is the Lloyds Airmiles Duo Card worth it
Hi All New to the forum, and in need of some expert advice. I have been toying with the idea of the Airmiles Duo card. Would anyone recommend signing up? Thanks SuperG
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Barclaycard forcing me to upgrade to Platinum
I've just received a letter from Barclaycard telling me they are upgrading me to a Platinum card which will have a new account number. I DO NOT want a new card foisted on me, giving me the hassle of having to notify those organisations I do business with on my existing card, and my Card Security company which keeps a note…
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Credit card application-minimum earnings ammount
HI, Having just returned from overseas I am looking to transfer my £3000 debt from one credit card to another. On all the applications they ask, as you would expect, how much your earnings are per year. As I have just returned and am only working part-time, even though I hope to be full time within a month or so, I was…
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Cancelling Barclaycard
I tried to cancel my Barclaycard and was advised not to as this wouldn't help my credit rating. Is this true? I've never used the card for years. Apologies from a new user if this has been asked loads before. Thanks, Jon
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Bank of irland
Please be careful when applying for this credit card.I recently applied to do a balance transfer(0%for 6 months 0fees)from 2 existing cards,400 from one 600 from another. 400 was fine 600 ended up 2756.20 putting me in credit on existing card. Not very helpful got to sort it myself!!
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Thank you Martin, Nice Surprise.
I signed up for Martin's weekly email newsletter and discovered that Egg were giving their credit card customers £10. I have one of their cards I never use so I went to their site (I'd already started their investment list service) and found there was a credit card credit balance of £10. Thank you Martin. Also, I am…
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Negotiating BT fee ?
Anyone had any luck with Virgin with regard to lowering the BT fee of 3% ?
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Any realistic chance of another card?
I am in need of a short term source of some cash, as I plan to go on holiday in the next couple of weeks. Im only 19 next month, I have a Capital one Classic card, however as ive only held this for 3 months or so the limit is low (£200) My only other current credit commitments are an 02 contract that ive held for around 3…
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MBNA Missing first statement - anyone else?
This just happened to me and I wondered if anyone else had had a similar experience. I took out a Virgin Atlantic Amex with MBNA and I am absolutely convinced I never received my first statement. I just received my second statement to find a late payment charge for £12 on it plus interest and, when I called up to find out…
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Lenient Credit Card Company?
Hi, would be grateful for some help/advice. I would like to get an additional credit card (currently have Citi Card & Capital). Unfortunately I had a CCJ registered against me in Jan 2002 for £446. For some reason it only appears on my Equifax report and not Experian. All the other information recorded is positive (lots of…
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M&S Minimum Payment
Hi Everyone, I got a letter in a while back that said the minimum payment for the M&S & More Card would be reducing from 3% to 2.5%. This doesn't seem to have happend though so I was just wondering why :confused: I can't find the letter now to see the particulars so I thought someone on here might know what's happened to…
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Capital one accepted me then declined me!
Hi all I am looking for a bit of advice about a rather strange situation,any feedback would be grateful. I have had poor credit for years now but have finally got my self sorted and have only one settled default on my credit report which is due to drop off next year in june.I have two catalogue accounts which are in limits…
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Halifax Student Credit Card
I've just come off the phone from Halifax to ask them for a new debit card as my chip is scratched. I briefly enquired about their student account and asked if there was a credit card to go with it. Apparently her department had been told that they were launching a specific student card on the 6th of August. No idea what…