-
Can't get my balance increased!
Hi, I'm an EU national and have been living in the UK for the past 4 years, and have had an account here since 2001. I have a steady and decent paying job in the charity sector and have a current account with Natwest and 2 credit cards, one Visa with Natwest and one MasterCard with Capital One. They have given me really…
-
PIN entered incorrectly - card locked
I had a rush of blood to the head today and put the wrong PIN in 3 times on my Capital One Card. Blame it on hormones, I know the number really well but somehow.....................Anyway, the card is locked. My husband is the main cardholder, so will he have to ring them up for a new card? What happens now. Such an idiot.…
-
AA Credit card 0% on purchases for 3 months
Just seen this offer. Only available online www.theaa.com/credit-card Hope this helps anyone
-
Mbna Help!!!!
My virgin 0% runs out on 3rd August and I have no where to tranfer it to....and I cannot get a new card. I have rang MBNA and they say they won't extend the offer OR lower my standard rate from 15.9%!!! ANy Suggestions?
-
Mint 0% offer + increased limit
Ok this is longwinded but i hope someone can help: We have around £18000 spread over three cards. By moving the money around we managed to get our mint card down to around £2500 (as it was the highest interest rate we wanted to pay it off asap). Today i have been sent a letter saying they have increased our limit to £8500…
-
Barclaycard - apalling customer services!
Hi all, Just wanted to vent my spleen. I signed up via MSE for the 10 months 0% purchasing card from Barclaycard. I had to wait 3 weeks for their decision but I do understand that these things take time with attractive cards. I received the card (the right variety) but with the wrong offer. They were giving me a balance…
-
Credit Card APR Question
I would like to make money by using a credit card for all purchases (bills, food, clothes, etc.) which means money stays in my current account. Now, I am planning to pay off all the monthly debt each and every month (via Direct Debit), as I have no intention of spending money I don't have. However, after lots of research…
-
Normal c/card limit for £12k income? offered 4k!!
I had a barclays credit card when I was in uni, limit of £300, no missed payments, but I cancelled it as I didnt need it. few years later I applied to capital one as ebay, aol and many other companies only accept credit cards not debit cards. Was given a £200 limit. In 2.5 years I havent missed a payment but went over…
-
raising the limit
Hi all i have just sucessfully claimed back charges from cap one and cleared my card so i have been using it for the last few weeks for shopping etc and paying the money in the card account. does anyone know when or if my limit will be raised it is only £800 at the minute.
-
Anyone know a card that issues conv chq's with their 0% promotion?
Does anybody know of a credit card company that issues convenience chq's at their introductory rate when you open their card? Or can balance transfer into your current account at the intro rate ?? Alreday have some savings, but wouldn't mind topping it up for a while if I could get 0% chq's or current account transfer.
-
help with Capital One
First time posting here so please be gentle. My husband transferred a balance to a Capital One card some 18 months ago, and we were lucky enough to be able to clear the balance last November, or so we thought! We paid the whole balance as shown on the statement within the due date, so we were suprised when we received a…
-
Capital One - No incentives to stay
I just phoned up Capital one to close my account, I had a £3000 limit and the APR was a eye watering 27.9%, When I got the card it was 9.9%. They pulled the bait and switch trick lol I was looking forward to hear what they would offer me to stay, Usually you get an balance transfer offer or Lower APR etc and they virtually…
-
basic credit/debit card
:confused: I have a bank account with R.B.O.S,I only get the minimum amount of carers allowance as income and it is payed to this account weekly,i am not considered for a debit/credit card as i do not go out to work and earn a salary as everyone puts it,through no fault of her own obviously my, partner is disabled,and i'm…
-
Help Needed Goldfish Change Payment Date
Hi first time on here hope i'm doing this correctly. I had a credit card with Goldfish and got into financial difficulty and enlisted the help from Gregory Pennington who took ove my financial statement and dealt directly with my creditors. Early in the year I dropped GP cos they caused me £3000 worth of interest and I had…
-
Where do we go now?????
My OH applied for a top-up loan with Nationwide at the beginning of the week. My car which has been paid on a lease contract for 3 yrs is up next month and we wish to purchase it - we have a settlement figure. The loan will reduce our outgoings by £250 per month. Nationwide turned us down flat - credit report will not…
-
address needed
sorry if im on the wrong list but i need addresses for kays marshall wards addition i have looked on their site no addresses listed and emailed no reply and you cant get throught on numbers. thank you
-
Raising Nationwide Credit Limit
Hi, I got a Nationwide Classic Visa card in July 2006 shortly before I started 3rd year at Uni with a credit limit of £1800. I then had it raised to £2300 in November 2006 because I was nearing the max on it on taxi costs (I'm re-imbursed later so I can pay it off, and was within the 9 months interest free period so was…
-
Mbna
I used to have an mbna card for a balance transfer. I transferred it some time ago, called them and asked them to close it, operator confirmed on the line that she had, so I destroyed the card. The following month, I got a statement from them. I wrote a letter saying I hve closed acc bla bla very unhappy please CLOSE and…
-
Does CitiCard report to Equifax?
My CitiCard is on my Experian report but missing from my Equifax report, is it included in your Equifax report?
-
Not smiling anymore
My Smile classic credit card statement for July is showing an increase in the standard interest rate from 1.313 (16.9 APR) to 1.456 (18.9). A pretty usual rate change these days you'll agree. However my concern is: 1) They only produce online statements 2) The statements don't appear to note applicable interest rates…