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Any realistic chance of another card?
Cviji
Posts: 21 Forumite
in Credit cards
I am in need of a short term source of some cash, as I plan to go on holiday in the next couple of weeks. Im only 19 next month, I have a Capital one Classic card, however as ive only held this for 3 months or so the limit is low (£200) My only other current credit commitments are an 02 contract that ive held for around 3 months also and have paid up to date. Is there any realistic change of me getting another credit card? If so where should I be looking to apply?
Thankyou for any help/advice given.
Edit: I forgot to mention, Ive just finished my alevels and am on a gap year, so cannot get a student overdraft yet, but my only income is cash paid work of around £4-5k annually.
Thankyou for any help/advice given.
Edit: I forgot to mention, Ive just finished my alevels and am on a gap year, so cannot get a student overdraft yet, but my only income is cash paid work of around £4-5k annually.
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Comments
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Best bet will be trying your bank that your current account is with. The Capital One card and O2 contract should have built up a good credit history for you.0
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Thanks for the reply. I cant see them doing this because currently they claim there is not enough money coming in and out my account for any sort of an overdraft, therefore credit card would be unlikely also?0
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Thanks for the reply. I cant see them doing this because currently they claim there is not enough money coming in and out my account for any sort of an overdraft, therefore credit card would be unlikely also?
Not always the case. I have seen instances where somebody cannot get an overdraft but can get a loan or credit card.
Ask them anyway as they will be able to give you a definite answer without doing a credit search on you.0
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