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Lenient Credit Card Company?
nickkate
Posts: 1 Newbie
in Credit cards
Hi, would be grateful for some help/advice. I would like to get an additional credit card (currently have Citi Card & Capital).
Unfortunately I had a CCJ registered against me in Jan 2002 for £446. For some reason it only appears on my Equifax report and not Experian. All the other information recorded is positive (lots of "0"s!).
I have recently been refused finance from MFI & Homebase for a new kitchen. However, I've also got credit from Mercedes-Benz finance for a car recently without a problem and also 0% nothing to pay for some furniture.
Can anyone recommend a credit card company that might be worth applying to?
Thanks in advance for your help!
Unfortunately I had a CCJ registered against me in Jan 2002 for £446. For some reason it only appears on my Equifax report and not Experian. All the other information recorded is positive (lots of "0"s!).
I have recently been refused finance from MFI & Homebase for a new kitchen. However, I've also got credit from Mercedes-Benz finance for a car recently without a problem and also 0% nothing to pay for some furniture.
Can anyone recommend a credit card company that might be worth applying to?
Thanks in advance for your help!
0
Comments
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capital one do one apparently if your credit is a bit iffy but i think that the interest reate is higher than the normal ones as they have to cover the risk etc0
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Allegedly Aqua, Capital One, Barclaycard and Vanquis - But as I managed to be declined by Vanquis despite a reasonable credit rating, nothing guaranteed. Spooky, I typed 'Aqua' and they appear on my TV with the brilliantly awful 'Barbie Girl'.
Come on Barbie, Let's go party.........0 -
You might want to look at Martin's article about which providers use which credit reference agencies http://www.moneysavingexpert.com/cards/credit-reference and pick one which uses Experian only.0
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