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Rent a chair in a salon.
has anyone renting a desk or chair in a salon having to pay back rent on the last 15 weeks? by law do I have to pay?
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Bounce Back Loan - What monitoring do the banks carry out?
I'm curious. If you've been accepted for a bounce back loan to help your business, how do the banks check what those funds were used for? ie, if I intend to upgrade my company website (sorely needs doing) would the bank require evidence of this? I've seen articles of people running out to buy second hand Porsches with the…
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Wage reduction, Furlough, redundancy and Holiday pay
Hi, Hopefully someone may be able to provide some guidance... My wife was notified in March that due to Covid the company were imposing a 30% paycut to everyone forthwith. Within 2 weeks the majority of employees were placed on furlough (Those who weren't furloughed were placed on 90% of their wages). My wife is now in the…
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Small claims
my step daughter wanted to move in to a flat of her own. I said I would help her and give her the money so I lent her £5500 for the deposit and I paid £570 for a carpet and also gave her £500 towards wood flooring. I did not get a contract drawn up as she is my step daughter and didnt think i needed to as i thought she…
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Unpaid leave whilst on furlough
Prior to furlough being announced my
employer asked staff whether they were able to take some unpaid leave whilst
the business was struggling to protect cash flow for the rest of the financial
year. At this point we didn’t know how hard the pandemic would hit and how long
this would go on for. I offered to take some unpaid…
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Bounce Bank Loans - can banks deduct arrears
Hi, I have just applied for a Bounce Back Loan from a lender who I already have a loan with. Due to COVID-19 I am in arrears on this loan. They have messed me around with taking a payment holiday, won't allow me a CBILS but have advised to apply for a BBL, which I have done. I have a contract in place with them for the…
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Lloyds Bank Business account
Hi All, I hope you are well. I'm wondering if anyone can help here. I applied for a business bank account with Lloyds bank over a month ago and still to this day have had no update on my application. I try to login into the Lloyds Business account application tracker but with no success (when I click log in nothing…
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Bounce back loans - what to do?
I have a IT limited company and since July I have not managed to secure any contracts, as most of my clients are not looking to recruit contractors and any contract roles out there are being fought out by 100s of applicants for 1 role! I have been digging into my saving ever since, hoping for a better market but now I am…
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Caught in a vicious circle between MHRC and DWP - does anybody know the rules well enough to advise?
Hi all I am an owner-director of a small limited company, variously classified as 'employed' or 'self employed' depending whether it's HMRC or DWP, and depending what rules you're looking at! When Corona hit, my business dived, and I claimed Universal Credit for the first time ever. Since then, fragile recovery is…
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Working from home expenses
Guys .Gov website advises you are able to claim from your employer £4 or £6 per week for e exoenses to extra fuel bill whilst home. I am normally office based but have been working full time at home since 13 March. I asked my employer today about this and they advised they dont pay expenses for working from home. Surely…
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...work
Work place
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Holiday Pay
I work 24hours a week. I was furloughed on the 23rd March, with 6 days holiday still owing. We then went back to work on the 3rd August, I have asked my employer for my 6 day's holiday pay 3 time's once Via a text, her reply "can't afford holiday pay" once Via speaking with her she just swerved my question, and once via…
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Do retail & bar staff behind screens need to wear masks?
Government website says "From 24 September, it will be compulsory for retail, leisure and hospitality staff to wear a face covering in areas that are open to the public and where they come or are likely to come within close contact of a member of the public." If staff are behind Perspex screens does this mean they are not…
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Santander lack of any assistance
Good morning all, first time poster so I hope this is all acceptable. I have been a long time customer of Santander and a mortgage adviser for 38 years, I currently have an on going complaint with Santander and I feel that this may apply to many customers with them and other lenders. Despite my doing the right thing and…
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USA soccer school refusing refund
Can anyone offer any advice please. My son signed up to work in USA this summer coaching football, via a UK company. He paid the company about half of the fee (£500) which is towards air flight, insurance etc. before COVID hit, his application was put on hold and eventually the company cancelled the contact due to COVID.…
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Furloughed but now employer wants me to go back to work.
Hi I’m just looking for some advise. I was put on furlough two weeks ago as my employer wanted to help me out because my two children 12 and 7 are now off from school. It had also gone quiet so he wanted to save costs. However he’s now asked me to come back as it’s mega busy. We supply industrial packaging and equipment…
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Coronavirus business support grant from local council
I am currently appealing my decision by my local Council that has refused me any financial help from the covid business grant fund. The have also declined my appeal in house. I am liable for business rates and eligible for business rates relief from 1/1/20 , but as my property was under rates assessment from the valuation…
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Gym membership cancellation help
Hi there, I belong to a a gym chain and I joined the local one to my work, though I do have a membership where I can use my local one (as long as it is not more than 50% of the time). During the start of lockdown they froze my membership which was fine. Our office then said we could go back one day a week and I decided it…
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Redundancy invitation letter
hi, received a redundancy invitation letter last week, had a meeting with my employer and they kept insisting "no final decision has been made" regarding redundancies but as ive been employed over 4 and a half years, and furlough pay being reduced they are forcing me to leave on my own accord and forfeiting any redundancy…
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Furlough
Confused! According to the government the Furlough Scheme terminates at the end of October and our PM has announced this lockdown could continue for a further 6 months. So those relying on furlough what will happen to them?
