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Self assessment tax return low earning year - claim refund or not?
Hi there, First post so excuse any clumsiness! I'm self-employed in an industry that's been severely affected by the pandemic, with the result that FY20-21 was a low earner for me, about half of what would be usual. Consequently I'm owed a tax refund due to my previous payments-on-account being higher than tax due for the…
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Eurostar package hol
I am due to got to Paris for new years but obviously can’t go due to restrictions i cannot get through to eurostar but my trip has not been cancelled. I have completed the form but have not heard backBecause its a package I can’t just get a e voucher, which i would be happy to do, as it only covers the trains Abta rules…
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Bounce back loan blackmail
We toke out a business loan from Lloyds in 2006, which was secured on our house. It was repaid in full two years later, in 2008. We toke out a BB loan last year, of £13k. We then came to sell our house in June, and discovered the security was still on there in error from 2008. Our solicitor told lloyds then had to remove…
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Can my boss tell my work colleagues I've been pinged as a close contact
A couple of days ago a relative of mine had been tested positive for covid. The next day I got a message saying as a close contact and I should self isolate and get tested. So I did what I felt was the right thing and notified my boss I will be self isolating and went for a PCR test the next morning. I am still waiting the…
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Statutory Sick Pay
Currently have to isolate for 10 days as I tested positive for COVID - 19. Currently in discussions with employer about how much sick pay I am entitled too. I am on a zero hours contract and my shift pattern varies, along with the number hours I work per week. My employer believes I am only entitled to sick pay for the…
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Business Failing
Apologies if this has been spoken about, I can't seem to find anybody in my situation and would appreciate some advice. I'm a director of a struggling, small, ltd construction company, est. 5 years, vat registered and currently owing around 45k in bounce back loans. Due to rising costs, endless delays procuring materials…
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500 pound support
I have just been confirmed covid 19 positive, and trying to establish what financial support i can get, if any. I have now got to isolate for 10 days, and it appears all i will be entitled to is the 96 quid sick pay, which frankly is an insult. I work in agriculture, and the pay is piece work so essentially my loss of…
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Not delivered on time
I purchased a 2 day covid test as I was traveling from the USA to England for my mother’s funeral. I choose from the list advertised on Gov.UK I thought a reputable company Covid Travel Clinic. I purchased the kit on November 27th for my arrival December 5th. There was no tracking number which should have been a red flag…
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thread removed.
unfortunately mse have seen fit to remove my thread 'so angry with this now'. because its not about money saving. so I am unable to see any of your replies to that. shame, because I know it's a subject many of you feel strongly about. any way I still stand firm by what I said . consider the matter closed.
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Recovery Loan Scheme - RLS
My business is based in the North West and I am attempting to obtain RLS support in order to expand the business in the new year. There are such a wide range of banking possibilities to approach, just wondering if anyone had positive experiences with any institution in particular. Any banks / lenders I should avoid?
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Travellng to USA
We are off to NYC at the end of next week. The rules have changed yet again with regard to covid testing. My understanding is we have to now perform a Telehealth fit to fly antigen or PCR test within 24hrs of departure. Take a LFT/antigen test with us to be carried out within 48hrs of our return and then have the day 2…
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New job - no pay
I started a new job last Thursday. I was due to work Thursday and Friday and this week was going to be pre booked holiday. 2 hours before the end of the day, my son, who I live with, messaged me telling me he had a positive LFT and symptoms. He immediately booked a PCR. I told my new employers and they immediately sent me…
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International Travel - Pre Departure Test for Entering the UK
Good morning, In light of the recent changes by the UK Government on international travel especially with the re-introduction of the pre-departure Covid Test before travelling back to UK, i understand that a lateral flow test or PCR test needs to be done 48hours before departure. What it is not very clear, is whether, the…
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NHS Covid Pass removed if you test positive?
Today I've received a positive PCR test, so just done the Test and Trace procedure and now into my self isolation. When I check the NHS App (or website) it says "No COVID-19 Records Found" whereas it used to have the two barcode pages. I had my 2nd jab back in mid-May. Is this something expected? I'm travelling abroad next…
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Covid WFH tax relief / self-assessment
I am trying to fill in my Self-Assessment tax online for 2020/2021. I wish to claim WFH tax relief due to Covid as advertised widely but cannot find the relevant section on the form. I don't need to claim for any other expenses - my return otherwise is that of the average PAYE employee (I only do SA return due to Child…
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bounce back loan
I am a sole trader with a bounce back loan of £11000. I have just started making the repayments but the business has gone under and was under the impression that the loan was government backed and I would not lose my house, car etc if I could not make the repayments. Does anyone know if this is true?
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Ticketline totally uncontactable
Just wondering if anyone has any ideas of how to actually contact Ticketline? I purchased tickets to an event last year and had notification in September that the event has been re-scheduled to next year to a date i now cannot make. I have emailed them so many times without reply since September, their phone lines are…
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NHS guidelines?
A relative has had to go in to a hospital (private) for a knee replacement operation. He's been in for three days and has not been allowed any visitors. Apparently the nurse nearly fainted when he even mentioned it, as if he was plotting to blow up the building. What on earth is this? All of life has thankfully returned to…
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Vaccination records have vanished
I'm double vaccinated and have used the NHS Covid pass service a couple of times to generate pdf vaccination certificates for travel. I am travelling in December and I have logged in to obtain a current certificate but all I can now see is my name, date of birth and a yellow box with 'No Covid-19 records found' inside. I…
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Consumer Consultancy UK
Can anyone tell me if Consumer Consultancy UK is a legit site? They’ve been reaching out to me via email regarding my debts and offering ways to help and also keep offering me a hardship grant of up to £500. Their website looks legit but I didn’t contact them - they came to me. I would be interested in accepting their help…
