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Flexible furlough?
My daughter is a university student, and also has a job working as a team coach in a restaurant/bar for a large franchise, from which she has been furloughed. She was due to go and study at Cologne university in Germany for 6 months in March this year as part of the Erasmus program, but due to the pandemic this has been…
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Very confused re. childcare
Hi. I've looked online about the subject but can't find any info fitting my circumstances. I was Furloughed from March to August. During this time I started hobbies that I realised I could make money from so decided not to return to my employer, and to register as a sole trader instead. My wife is also self employed. Now…
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Vat deferral
With vat registered businesses given the opportunity to defer vat payments till March will this repayment date be extended as many businesses have been disrupted or unable to trade for longer periods than expected when this deferment was offered.
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Eligibility on Self Employment Grants
Keep being refused HMRC self employment grants and loans from banks as a Widows Pension I receive my self employed earnins are not more than 50% of my total earnings. This seems very unfair but I can't see any way to challenge this or get any of the Financial help available. This new lock down means again I have lost…
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Developers Warranty on New Builds during Coronavirus Epidemic
I purchased my new property June 2019 and had 2yrs warranty cover
on all snagging. I have emailed the developer but they have informed me "At this
stage all outstanding issues are non-urgent, so with the current Covid
transmission rate we will not be carrying any non-urgent snagging." Does this mean my warranty will be…
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Paying furlough to people with covid
I run a small business with employees. We used the furlough scheme for a few weeks back in April 2020, very successfully. I am anticipating losing workers to covid, as cases seem much higher, and will have to lose those working together (possibly three at a time). What is to stop me using furlough for the weeks they’re…
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Payment holidays
Are the FCA likely to enforce credit cards and loan companies to extend payment holidays even if people have already had 6 month breaks last year?
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Universities
I am hearing time and time again that the quality of teaching and other services at universities currently isn't worth the money that students are paying, yet it seems extremely hard for students to get refunds for either their course or accommodation they are being told not to use. How is this right? Students are paying…
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New support announced.
Don't know if anyone's interested but here's the news this morning. https://www.bbc.co.uk/news/business-55535546
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Bounce back loan
Hi, I’m really not sure where to go for information at the moment as everything I find online seems very vague. I took out a bounce back loan last year to try and keep my business afloat during the first lock down. Due to all of the lockdowns and restrictions since then my business is no longer viable and I’m going to have…
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First 2 grants
Hi Husband and wife partnership for the past 10 years so this covered the qualifiying tax years.This last year i started employed work, so for 2020 - 2021 my wife has been the sole trader. She recieved the first and 2nd grants and although i was offered the same ammount i did not take mine. However for the qualifying years…
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Financial crack
Hi all, I'm hoping for some advice, I went self employed in late august with my small beauty business, since then we had the second lockdown in November until December and then not long after was out into tier 4, I have been made to close my doors and haven't been earning since. I'm not elegible for any financial support,…
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Tier 4 funeral travel
Been informed by the funeral director for Nan's funeral that due to covid they are not providing cars for anyone full stop. This isn't an issue I was aware of before today, is it typical? With having no car and no household mixing or mixing at the funeral allowed, it'll have to be taxis. We did taxis for Grandad's then…
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Mortgage Holiday - Effecting Credit Rating
Does anyone know if the chancellor is looking to extend the Mortgage Holiday - Credit Rating, so it does not effect your overall credit rating as it looks like we are going to unfortunately have to ask for a further Mortgage holiday if we have no good news in the next couple of weeks? thanks in advance
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Can I be my sister's birth partner if she is part of my support bubble?
The latest guidance says "if you form a support bubble, it is best if this is with a household who live locally. This will help prevent the virus spreading from an area where more people are infected." As we are now in a national lockdown, I think it would it be acceptable (once the restrictions are legalised on Weds) for…
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Furlough pay with a pay rise
I work as a manager in hospitality and I am currently on furlough. I had a salary pay rise after the first national lockdown in September, however being on furlough again due to the tier system, my furlough pay is being calculated on my salary from March 2020. Obviously I am extremely grateful for the JRS and it being…
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Self employed grant - averages one year I was on maternity leave
Hello, I am self employed so the covid support grant I can claim is an average of my earnings from 2016-17, 17-18 and 18-19. When we could first claim last year I was just happy that we got anything although I thought it was a bit low. 2016-2017 I was off work on maternity leave and baby brain must have continued until now…
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Furlough & Holiday Pay
Please please please can someone work this out for me! I’ve tried & used various online calculators but my brain doesn’t get it. I’ve had my December pay slip from work & I think they have underpaid me. Can someone work out what my pay should be for this month!!... after tax pension & NI... My salary is £30k a year. I pay…
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Told to lie, to get a free Covid test
This isn't sitting comfortably at all. My daughter works at a day nursery. They have been closed since Christmas Eve and reopen next week. During the course of the holidays, two members of staff have tested positive for Covid19, with the result that the remaining staff are isolating until Sunday. The owner/manager of the…
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Boisdale refusing refund
Paid £600 to Boisdales Canary Wharf for an event In sept / in didn’t go ahead was told a refund request would be sent to restaurant for when they re opened in November - re emailed them asking for money back to be told no they can’t I can have a voucher ! Help ! Debit Card notified in October - but won’t even look into it…