Reclaim bank & credit card charges

Archives for January 2009

Abbey - Should i start a 'new' claim or add to original?
Hi all I have looked through loads of posts but cannot see if this has come up anywhere before, but if it has i apologise and would be grateful if someone could link me to the relevant post(s). I have a claim ongoing with Abbey and like most other claimants have been told it is all 'on hold' awaiting the outcome of the…
what happens when....
you request a list of charges and the 40 days pass with no acknowledgement or list of charges are ever supplied? this is for Egg and the account is now with Moorcroft (hate them)!!! Thanks
Repayment of overdraft charges.
Hi. Please can someone help me. i've been asked to repay back my overdraft and have been charged £20 to do this with a monthly payment plan but as i obviously dont have monthly amount they want me to repay they say they will review in April. Does this mean i will have to pay another £20 for the new arrangement or will i be…
Help with were to send Halifax claim please
Hi I'd really appreciate some help with were to send my claim to Halifax. I haven't had a claim in before the hold, but after loosing my job in oct, and in mounting debt I consider myself in financial hardship and would like to try and reclaim £2500 bank charges. I have all the charge details and am going to use the…
HSBC demand - should i pay the charges?
Hi I used to have a HSBC current account. I changed banks, they cancelled my overdraft and now i owe them £739. I have agreed to pay £414 in two installments but the other £325 is charges they applied to my account. I already have a court case to reclaim previous charges currently on hold (my court date was 2 days after…
Barclays - will they close my account if i claim unfair fees
I am looking at putting a finaicial hardship claim to Barclays, but i am really concerned that they will close the account after they pay out....
halifax and financial hardship
Hi, i hope someone will be able to help me, i'm claiming back £383. in failed direct debits from the halifax i'm claiming it back under hardship i've sent the 1st letter to which they have said they acknowledge my complaint and that i;m experiencing financial difficulties and they think £35 for a failed direct debit is…
What allows you to qualify for going down Financial Hardship Route
Hi All I was looking for some advice re claiming down financial hardship for charges with Bank of Scotland and Halifax. I work fulltime. Any info be great. thanks
Letter from HSBC Solicitors
Hi all, Sorry if I am repeating something that has already been addressed by someone else. I put in a claim for about £685 bank charges with HSBC and even added interest on top of that so it came to about £740. I followed this site all through out the process.HSBC acknowledged the claim after 4 days of being served which…
I can't believe it
So today I was just browsing through my accounts when I noticed that I had been charged twice for being over drawn in November. I called my bank the Natwest and asked what was going. They informed me that the 28 pound charge was for going over drawn (which is fair enough) and then they said that the other 30 pound charge…
hardship due to disability anyone know ?
Been on a DMP for about a year now Lloyds TSB credit card are the only ones added etc ,charges they did reduce my interest in the first 6 months but they are charging interest again now . My first question regards to my situation i am on incapacity benefit i had to give up work 3 years ago because of my health ,i have read…
watch out for abbey national
I am in the throws of reclaiming my bank charges via the Finanical Difficulties clause. I contacted Abbey back in mid October who very kindly sent me the necessary forms to be completed for my case to be reviewed. I called their head office 2 weeks ago to find that they had not received these necessary documents and was…
Default Notices?? Can They Be Removed? Apparently Yes
One of my friends has succesfully had a default noitce removed from her credit file! She enlisted Martins help and there are apparently some template letters on this site?? Where I don't know?? I have three default notices on my credit file from about two years ago! Apparently they should of been sent via recorded delivery…
Asda Home Shopping + Bank Charges - Help!
Hi All, I recently did an order from Asda and on their website it clearly states payment will be debited on the day of delivery. So I placed an order for a specific date. The day before delivery Asda reqested payment from my bank. I received a text message from them at 10 am on the day before the planned delivery saying…
Claiming charges - claim been rejected?! HELP
ok so a while ago i posted saying i was claiming charges back from RBS, BOS and 2 catalogue accounts. (i can't find the original post, sorry) Well over the past 3 weeks i have recived letters from them all saying they aren't going to give me the charges back, some because they believe the charges are fair, and some because…
Can i claim bank charges
I have recently split up with my husband and my finances have become very difficult. We have a joint account with a personal loan i have explained my situation to the bank that i'm unable to contribute but they are insisting on putting overdrawn charges on to the account can i get this stopped?????
RBS Credit card reclaim - where do i go from here?
I requested all charges applied to my account on the 15th January. Had a response on the 24th . I then sent my refund request on the 26nd Jan and have had a response today. They ahve basically said no! I have used the template letters etc from the site but as i'm claiming the £12 charges do you think i am wasting my time.…
RG vs Lloyds (Reclaiming charges under hardship waiver) Advice appreciated long read
Hi folks, I have put wheels in motion to claim my charges back. Im totally new to all of this and find it quite daunting but not as daunting as letting Lloyds take my money and ruin me in the process.Im 100% convinced i fit the criteria for the waiver(unemployed, JSA, been off work due to illness continually excesive…
can you reclaim charges if you are on a debt management prog?
We have been on a debt management programme for about 4 years and have got defaults on credit cards and a bank account. What I want to know is, as we have agreements with these companies to pay back reduced amounts and the interest is frozen, would it totally upset the apple cart to ask for the charges back? If you can…
bank charges
i have a hardship situation and the court is refusing to remove the stay, i have requested 3 times. i have explained my situation to the court and explained i have serious arrears with my mortgage over 7000, and my charges claim is over 10,000. any ideas

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Reclaim bank & credit card charges

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