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Paypal got me a bank charge!
Hi all, Wondering if someone could help?? I have a card and bank account set up on Paypal, I made a purchase totalling £13.49 on the 16th and got a letter from Halifax on the 21st to say I had not had sufficient funds and would now be charged £35 on the 6th May. I am really annoyed as I have over £6000 sat in another 2…
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Awarded bank charges but not allowed to withdraw it!
Last July, our bank, Natwest, awarded us a goodwill gesture of 788 pounds (sorry my pound sign has disappeared from my keyboard). This amount has gone into an account which is only in use for myself to pay back my bank loan and no money is allowed to be withdrawn. So even though we have been given our money, we are not…
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Would this work in Spain?
Have been watching this scene play out on the news with great interest and good luck Martin on a partial victory. What I would like to know is - sorry I posted this somewhere but cannot find it - do you think this would work in Spain as we are part of EU. I am constantly being charged €30 extra on a €50 monthly credit card…
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Accepted 'Final Settlements' Can I get the rest?
Hi, I've just heard that the OFT has won the case against the banks. I accepted partial payouts from both the banks I was claiming back from as 'Final Settlements'. Can I claim the rest of the money back or have I blown it?
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Bank charge reclaiming
First time on MSE,Can anyone help please. Sent template letter and cheque requesting bank statements for previous 6 yrs charges.Complete statements arrived within 40 days ,15 pages in all !Non dated ,so no idea when there for? don't think anywhere near amount requested !! Have sent another letter explaining i need actual…
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Quick Question: Statements request and £10 charge
Is it acceptable to send cash (£10) rather than a cheque, regardless of the risk to myself. Edit: Another question while I'm here, Is it ok to request the statements be sent to an address other than the one the account in question is registered at?
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Fingers Crossed For Reclaimers
What a day tomorrow... still no hints though some clues that the judgement is 150 pages long. I will be outside the high court and have a host of interviews set up. I'm a little worried as news demands interviews on the second but who can read 150 pages in seconds. Still lets hope we get a win for reclaimers Martin
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I've lost my hmcs user id!!for my charges case.....
Will the courts contact me when I can proceed further with my case or when I have won my case?? I went through the process to reclaim my charges, and ended up with a stay being put on my claim... Since this I can't find any info on my case e.g How much I was claiming and I've lost all of my statements with my charges on (I…
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Has your bank charges case been stayed. Get £150
GMTV is looking for people in London and the South East who've had their bank charges case stayed while the test case is on. They want to inteview people today and are paying £150. If this is of interest, please private message me your name and telephone number and some one will call you to explain exactly what it would…
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Want to have your say on bank charges? Volunteers urgently needed.
What’s this about? The result of the Office of Fair Trading and Banks' court case will be handed down on Thurs. See the Bank Charges News article for full details. The media interest in this is huge, and we are getting inundated with journalists wanting to interview reclaimers. By taking part in this, hopefully many others…
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Banks No Longer Need To Attend Court
Just for information for anybody attempting to proceed with court action against banks with reference to bank charges/ppi claims. Banks/Financial Establishments no longer have to attend court to defend their cases they can do this instead via tele conference and therefore now removes the chance that the bank will settle…
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How can we ensure our claim is not prejudiced pending the court case outcome?
Apologies for starting a new thread, but I couldn't find one to fit my situation. I am after some advice about how to ensure that a bank charges claim is not prejudiced, by the bank dismissing it pre-test case ruling. My boyfriend went about £5 over his authorised overdraft on his A&L current account just before Christmas.…
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cAN YOU RECLAIM BANK CHARGES AFTER BANKRUPTCY?
Quick Question: In October 2006 I was forced to apply for bankruptcy due to heavy debts, but at that time I had over £1000 in unfair bank charges pending on just one of three bank accounts, my question is: If my bankruptcy has ended, am I still eligable to apply for the return of the bank charge they took prior to my…
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Sky Credit Card Please Help
I have a sky Credit card that I got into debt with and now the debt is with CapQuest. I can't find an old Sky credit card statement. I have rang CapQuest and they have given me my Sky Credit card number but I can't find an address anywhere for Sky Credit card to send and request a list of my Charges. Has anyone requested…
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Telecom firms charges, e.g Virgin reclaim??
I am with virgin for phone, net and tv and pay charges for not paying by direct debit, late payment fees, sometimes too, could I reclaim these back over the years I have been with virgin since they took over NTL who was my old supplier for over ten years? I checked the watchdog site and seen this; Once Ofcom's final…
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Are people still claiming the full amount of charges?
I have paid my Lloyds TSB Trustcard off now, but over the years, I did accumulate a fair wedge of charges. If I apply to Lloyds to reclaim them, is it generally the difference between what I was charged and the £12 fee that most card providers seem to have reduced the charges to that people are claiming nowadays? Or are we…
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Can I claim for these odd charges?
I'm making a claim for some usual late payment/unauthorised overdraft payments but I have also found some odd charges as well. Can anyone tell me if I can claim for these: 1. Cash advance/cheque handling fee on Barclaycard £5.01 2. Travel money handling charge on Nationwide £3.50 3. Over credit limit charge of £12 on…
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OFT Announcement made 10.00 am 24/4
“It has been announced that judgement in the High Court test case will be handed down on Thursday 24 April. Material on these web pages will be updated in the light of the judgement.”<o> </o>T<o>hursday will be an interesting day in MSE land :D </o> Please put any other links to news on this thread, thanks. <o> </o>
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Charges for Cancelling Cheques
Can anyone help? I am being told that the HSBC will charge me £10 to cancel a cheque that has been lost (by a company not me). Can this be right? I have agreed to pay this once before but now I think they charge people for nothing. Anyone know where I stand? Can they be claimed back. Thanks Donna
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Help to claim from Yorkshire bank & Mint
Hi Firstly, thanks in advance for any help provided its appreciated :p Just read Martins guide in reclaiming credit card charges, pretty straight forward but left me with a few question i hope someone can help me with. I have 2 cards i would like to claim for one with yorkshire bank and one with mint both are closed…