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Can anyone help!
I wonder if anyone can give me some advise. I currently have an overdraft of 2,400 with my bank that I have had for many years, which is up to its max. The bank have written to say they will reduce this to £1,800 at the beginning of June. The problem is I am just reaturning to work after a long period of un paid sickness…
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£298 charged for an account i dont even use!! I hate the banks!!!
I can't believe this Have an account with rbos Haven't even used it in like 3 years! Got call today out of the blue 'you are minus 298' apparently they closed my overdraft last august but I've moved homes and didn't realize I was into overdraft by about £20 They charged me interest everyday! Now !!!!!y collections woman…
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A&L please please help.
Ok so summer last year in june, my partner and me took out a joint bank account. We didnt start using it tho until november. Once my partner paid money init, they charges us £250+ for underfunding of the month before. Basically they charge £5.00 a day for not having any money in there. Then, we thought ok fine if thats the…
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Credit Card Charges
Afternoon I have reclaimed some credit card charges from a certain bank. They have updated my credit file with going to 6 in arrears and now they have locked any info for it. Transaction not received this month This means that the lender operating the account has not provided your account information to the credit…
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Requesting info from same bank/credit card provider
I have current accounts with natwest and a natwest credit card. When I apply for information can I send one letter (and one £10) requesting information for all of these accounts, or should the bank and credit cards be treated seperately? Eg: One letter for the bank accounts, and one for the credit card. Or Just one letter…
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got my refund, but into CC account
everyone else have payed me in cheque or straight into my current account :confused:
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Claim late fees, apply to BT as well?
Is it possible to reclaim these late payment fees from BT? The bill seems to arrive later and later reducing the time for payment. Got the latest bill today (19th) bill dated 13th April. Due date 24th, Its beyond a joke they charged £7.50 for the last late payment when my phone calls are under £4. When i pay online it says…
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Persistant Phone Calls
Hello everybody. Took a load of advice from this site regarding bank charges. I have got an account which is is made up almost entirely of charges. They want their money back and have been making all sorts of threats such as black listing me (which I know does not really exist) and defaulting my a/c. This is part of the…
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£60 charge from BOS for £4.11
Hi folks. Needing some assistance here. I woke up this morning to find that I was £4.11 over overdrawn and that I will be getting a £63 charge fairly soon for it from Bank of Scotland. (£35 charge & a further £28 charge as i broke my overdraft agreement). As a student, that £63 is alot of money to be, almost a weeks wage.…
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Recent bank charges
I recently had some charges come out for a direct debit that came out went i wasn't expecting it and took me overdrwan. My bank RBS want to charge me £28 for the unauthorised overdraft and then £30 on top of that for an "unpaid item referral". Another direct debit came out sortly afterwards that i would have been able to…
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Reclaiming a late fee on a credit card
Hello we are only talking £12.00 here, but I made a credit card payment 24hours late and the Halifax charged me £12.00 and the balance was only £30.00!!! What is the quickest way to try and reclaim this and am I within my rights to do so? How petty for them to do this, I have always made my payment on time in the past! But…
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Can someone give me some quick updates?
I am not called droopy for nothing. How come folk are still getting to court and getting settlements, I have been waiting since August 2nd when ON THE DAY, my court hearing was 'stayed'. I have heard nothing since, and as I would not be considered a poverty/special case....I have been sat on my 'butty' waiting for…
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help £1000 bank charges on account never used
yesterday i receive a letter from a fianace company saying they had bought my debt of £1016 from tsb bank, when i phoned to enquire they said it was from an account i had 10 years ago, as far as i can remember i never used this account, had no overdraft on it or switch card, i have never recieved any correspondece from the…
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reclaiming charges and interest
I want to claim back charges from my bank, can can I include all the interest charges also?
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Help got to go to court TODAY with RBS
Just realised that I have a court hearing today at 2.pm Didn't ever think it was going to come to this. RBS had made me an offer (the difference between £12 and what they charged) but I decided to go to court the whole lot plus interest. I thought they would just pay up. Now I dont feel very confident about it as they did…
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why only 5 or 6 years
why can you only claim back for the past 5 or 6 years of your bank charges?
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Stillincurring huge bank charges - help!
We are "usually" really good at balancing our accounts and credit cards etc and have not incurred any charges for ages... in fact i cant remember ever having to .... However. Before a recent holiday we made amistake and wrote a cheque out for a large amount from the wrong account which meant while we where away we went…
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Credit Card charges - discrepancies? please help
Hi All, I had two major credit cards to get charges back on. After succesfully reclaiming on the first I went on to request my statements for the next one. When I received the statements for the second card I was a bit bewildered, the charges as I remembered them for card 2 had always been higher than card 1, around £30 -…
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Claimed and won, but have to pay it back!!!!
Hi I need some help please, I have successfully reclaimed my bank charges from Sainsbury Visa, there was £1500, just in bank charges (so I hadn't actually paid it, Sainsbury have just cancel the debt really),!!while I was doing this Sainsburys 'sold my debt to 'iQor' (never heard of them Lol), anyway now iQor are demanding…
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STUDENT HERE - Seeking advise.....
Hi there, I'm 20 and been a student for 2.5 years now and when first starting out looking for the best student account I was never sucked in by the 'free-gift' scheme that alot of banks pushed. I used this site too find the bank that gave me the best overdraft limit for each year I was at uni (Halifax btw). I'm now in my…
