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"The Save £12k in 2024" challenge
This is the new Challenge thread for savers in 2024. The challenge starts on 1 January 2024 and finishes on 31 December 2024. Please report monthly and I will record totals on a spreadsheet. Link below. https://docs.google.com/spreadsheets/d/1-frtVz3nhAXAKlcjM5zqNyiLfSopVsc_tPK9Y_r7jPM/edit?usp=sharing You can save £12k or…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Tax payable on interest from savings
I will have to pay tax on interest from my savings. Should I transfer money from this account into an ISA or use money from an account which does not earn any interest,
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Tax on interest (again!)
I know this subject has been done to death - but I still find it confusing. Assuming earnings are: 12570 tax free band 1000 PSA allowance 5000 Starting rate for savings So if I earned 18570, there is no tax to pay If I earnt one pound more, does the "Starting rate for savings" disappear...? 12570 tax free band 1 taxable…
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PLU-Financial - Any reviews or recommendations
I have been recommended to look at Hoxtons or PLU- Financial for expat investment advise. Just wanted to check if there are any recommendations or if people have used them?
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Rent2rent scam. Losing sleep
I can't sleep for worrying. I recently found out my OH has been investing money with rent2rent companies. He tried to explain how legitimate they are, and was looking for a way to make money money as he thinks ISAs are not enough. I tried to calmly explain that he may have been scammed, which he didn't accept and said I…
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Ulster Bank will not recognise Lasting Power of Attorney from England
I have a difficulty with the Ulster Bank, which will not accept the
LPoA for Property & Financial Affairs donated to me by my mother
in 2012. The LPoA is registered with the Court of Protection in
England and Wales. She is British and lives in England She recently opened an easy access
account with Ulster Bank, as the…
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H&R Building Society non availability of online service
Having no online excess to operate your account with no date for resumption of service due to rebuild of app could this be viewed as alerting your terms and conditions?
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Cynergy deposits
Anyone know if Cynergy accept payments from accounts other than the nominated account.? I checked their website and dont see anything that says payments must come from nominated account.
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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Please help me understand why bonds might be better- or worse- than cash.
Hi all. I have been hanging around these parts for a few years now, and have
settled on the following asset allocation: 50% stocks, 50% bonds. EXCEPT that so far, I haven’t been brave enough to buy bonds.
The defensive, fixed income part of my portfolio remains in cash. My thinking has been this: A. As an individual,…
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Who remembers Peter Young?
While clearing out a pile of old financial
papers I came across an old newspaper article dated 1996. I was instantly transported back nearly 30
years. The private yacht I was on has just started transiting the Suez Canal.
With little else to do I started reading a 4 day old Telegraph we had taken on
at Port Said. There on…
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Help to Save
Hi! This is the discussion thread for the Help to Save guide. Click reply below to discuss. If you haven't already, join the forum to reply. Thanks folks,
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Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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Abbey Wealth - whats happenjng
I have been with Abbey Wealth for a while now and getting no luck contacting them or getting hold of my advisor. Anyone else having any issues?
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trading 212
i would like to invest small amounts regularly and choose which companies, just wondered if t212 is a good platform to begin with?
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L&G Global Equity UCITS ETF LGGG
Was looking at this ETF as a potential Developed world tracker Its been around since 2018 and seems to be performing as well as other Developed world ETFs, low ocf at 0.1%, yet the fund size is less that 100million Any ideas why the size of this fund is quite low?
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Fund Suggestions for Junior ISA
Hi Everyone, Planning to open Junior ISA for son aged 13 with HL. Any suggestions on how to distribute £9k in few funds HSBC GIF Turkey Equity Class BC - Accumulation (GBP) Jupiter India Class X - Accumulation (GBP) Baillie Gifford American Class B - Accumulation (GBP) One from these two HSBC FTSE All World Index Class C -…
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Hinckley and Rugby BS: Online access
The new H and R Online is now available. Existing users need to re-register and create a password and memorable word. You will be emailed a new user name, but it seems that you can use your email address as an alternative. Don't get too excited though, as you cannot gain access to your account(s) until you receive a…
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Wealthify refusing cashback
Hello all, I signed up specifically query this. I learned of Wealthify from a weekly MSE email in January 2023 which set out the £50 cash back offer. I signed up to take advantage of this. I had never heard of Wealthify and would not have signed up were it not for this offer, so am sure I followed the relevant MSE link. My…
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Which investments on Dodl pls?
Hello I am switching my LISA from a j bell to dodl due to charges (I can only afford to put in £25 a month). However I don't know which funds to get. In my a j bell LISA I have Lifestrategy 100 and also Hsbc global strategy the most risky one. In my normal isa with vanguard I have Vanguard Global All Caps. I know I dont…
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The Top Easy Access Savings Discussion Area
This thread is specifically to discuss the Easy Access Savings article Which includes the new free Savings Calculator tool. To discuss or ask a question about this article: click reply
Have a savings question you're keen to discuss? Here is where posts around ISAs and tax-free savings live.