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"The Save £12k in 2024" challenge
This is the new Challenge thread for savers in 2024. The challenge starts on 1 January 2024 and finishes on 31 December 2024. Please report monthly and I will record totals on a spreadsheet. Link below. https://docs.google.com/spreadsheets/d/1-frtVz3nhAXAKlcjM5zqNyiLfSopVsc_tPK9Y_r7jPM/edit?usp=sharing You can save £12k or…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Finding decent IFA without word of mouth?
Hi I've always thought the best way to find out a 'contractor' is to use a combination of trusted reviews, word of mouth and finalising it with a taste test (like meeting a builder before pressing ahead). Anyway, in the last few years I used word of mouth to find an IFA, a private pension adviser and two mortgage brokers…
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Regular Savings Accounts: The Best Currently Available List!
1. Introduction Welcome to this thread. I continually edit the first few posts of this thread to keep it up-to-date. This thread is meant to complement Martin Lewis' article which you can read here: Regular Savings Accounts and the accompanying discussion thread Regularly Beat the Best Savings Account Rates Discussion Area…
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"If I knew then what I know now" what would you invest in?
Title pretty much sums it up. I'd be really interested to know what people would invest in today if they knew then what they know now. I am sure i'll get a lot of Apple, Bitcoin etc answers but would you invest in something other than property etc? I see so may posts from very intelligent people (dragons etc) saying that…
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Joint savings account for three
Three of us are looking for a joint savings account. Is there any way to filter a search for this, or will I have to go to every provider that offers joint accounts and ask if we can add someone else?
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TSB Monthly Saver setup problem
I have a TSB Current Acc for a few months now and have been trying to open a Monthly Saver (£250 per month at 6%). Each time I try to sign up for the account I see the info below, NONE of which applies to me. I should be able to open the account. Never had one before. Anyone else had this problem? Customer Service sending…
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BITCOIN
Is investing in Bitcoin really worth it or is it all just a scam ?
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RBS ending Malwarebytes Premium subscription
Just had a pop up stating my MBAM Premium subscription is ending!😲 Does anyone know how /where to continue basking in their protection for free? I think I saw an offer from one of my institutions offering "Rapport" but I had no end of problems with it in the past and wouldn't want to experience that again!
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Has anyone had experience of James Hay Partnership?
I'm really struggling to get James Hay to transfer over my late father's pension to my mother. They don't allow you to speak to the Claims Team, the Contact Centre will only message the claims teams, they don't answer the questions asked of them, even by email and the complaints department aren't responding. I'm at my wits…
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gov bond funds haven’t increased in value
Over the past year I have been purchasing government bond funds: vgov vanguard long duration gilt royal London international gov fund (hedged) Ishares us treasury eft (hedged) overall I am sitting on a small loss. I thought that once the boe made it clear they would start reducing rates the gilt funds would at least…
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460k for 5 months!
The wife and I have sold our house and have 460k for 5-6 months whilst we wait for our house to be built. I want to maximise the interest but keep the funds in instant access with monthly interest payments. We plan to distribute between ; metro, cahoot & paragon given the 85k protection limit and these 3 offer monthly…
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Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top EA discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10 available to open & manage online Easy Access accounts, with links. The purpose of this thread is to ONLY…
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The Top Easy Access Savings Discussion Area
This thread is specifically to discuss the Easy Access Savings article Which includes the new free Savings Calculator tool. To discuss or ask a question about this article: click reply
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OEIC Fund Pricing
How do fund pricing usually work regarding selling or buying? The Guinness fund i hold updates it prices around noon each day and dated the previous day. So if i decide to sell on Monday (before 3pm cut off), i would be getting whatever the price is at noon on Tuesday? This is from their old redemption form - "Requests…
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PLU-Financial - Any reviews or recommendations
I have been recommended to look at Hoxtons or PLU- Financial for expat investment advise. Just wanted to check if there are any recommendations or if people have used them?
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Is Quantum AI legit?
Been asked about this by a friend and can't quite make up my mind on whether this is a legitimate cryto-currency trading account or whether it is a scam. Any thoughts?
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How to invest windfall for elderly father
Hi All My 82 year old dad has just come into a
windfall of approximately £500k. His aged uncle passed away recently and as he
had no children he left the bulk of his estate to my dad and his 3
cousins. Just some facts about my dad: * Widowed 5 years ago * Owns mortgage free house worth around £475,000. * Has £42,000 in…
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Santander Easy Access Saver - What to do with it?
What are peoples plans once the rate drops on this account on 20th May. Move the money out, obviously ;) But what of the account itself, especially if you opted for annual interest (Like i did) Will you leave a £ in and then just wait for the interest to be credited, at the anniversary (Sept for me), in the (vain) hope…
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Inflation, Interest Rates, yield curves, instant vs fixed rate savings & gilts
Sharp fall in inflation today to 3.4% & IIUC expected to fall further over the next couple of months as the energy cap reduction takes effect. Despite the slightly hawkish rhetoric from the MPC I think it's unfathomable that they'll keep rates high for much longer. I think they'll cut soon and in at least 0.5% chunks. My…
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Paragon and Recognise bank apps
Can't find them, do they exist.
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…