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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Kids traveling with ex and travel insurance
My partners ex with whom he has 2 children, is taking the kids to Turkey this month. We've repeatedly asked her if she has travel insurance and she is yet to sort this and our concern is that she has no intention of doing so. I work in travel and am more than aware of what can happen abroad when you don't have travel…
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Loan secured on Marital Home
In 2022 my husband decided he was selling the bungalow we lived in, we were moving to the coast, renting for 6 months whilst we found somewhere to buy. Long story short, he had taken out a loan secured on the property years earlier and now could not repay, he owed £98,000. We had lived there 22 years. Though we were…
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MSE News: Scottish Power of Attorney process to improve next year with more changes in the works
Managing a Power of Attorney in Scotland is set to become easier next year with the launch of an online database, which should enable banks and other organisations to confirm you've got the paperwork in place. Campaigners had urged for it to be made much simpler to put your Power of Attorney to use in Scotland – though not…
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Is it fair that my ex takes half of my house just because of living in it?
I bought a house before meeting my ex. During marriage I paid for the mortgage, insurance, renovation, repairs and all costs associated with the house by myself. We had no children. My ex's income was spent on my ex only. Considering that I paid the deposit, mortgage instalments, insurance, … etc Is it fair that upon…
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Platonic
We had a works outing tonight, one of the ladies that I work with has a non 'boyfriend' male that she goes on holiday with; what on earth does that mean? I did walk her back to the bus station, we are both over 60 and I guess it's not so much about jumping into bed as you get older. I quite like her, but being a fellow…
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What bills am I legally still having to pay aswell as CSA
Hello, getting a divorce and have a question about bills Ex wife is in the house and has full occupancy of this. She is refusing to sell it. It is mortgage and I understand that we both need to keep paying for this. She cannot afford it without relying on benefits as is part time. I pay CSA aswell for 2 children. There is…
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Property Adjustment Order - Council Tenancy
I split up with my ex-husband and we are now divorced. I moved out of the property whilst he stayed there. The council have said they will not remove my name from the tenancy without a Property Adjustment Order. A couple of solicitors I have contacted have quoted close to £1,000 to do this - this is quite a lot of money…
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WWYD? Request to loan in-laws money
DH and I have been together for 20+ years and do well for ourselves. We have a fully offset mortgage which is close to being paid off, but we haven’t as it gives us the flexibility to withdraw against it until DH turns 70 (deadline to pay off). We will need to do some renovation in the next couple of years so will borrow…
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Changed the locks
Hi all, after years of caring for and living with our mum with Alzheimer's she sadly passed away. Other family members have never accepted that while mum owned the house, it was also out home. Now the fun is starting with the will. Mum kindly wrote in her will for us to have right of stay for 2 years. Other family members…
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Here we can all be heard for a little while. Part 3
This thread is a continuation of The Mental Health thread “Here we can all be heard for a little while Part 2”. The previous thread can be found here- https://forums.moneysavingexpert.com/discussion/5320917 I started the original thread when I was lonely and suffering with mental health issues and was lucky to find a…
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Probate Delays
Hi, I will be interested to hear about anyone else experiencing similar delays to myself since applying for probate. Or if can anyone can possibly explain as to why my application is taking so long? My story: My mother passed away last September and in early October I applied online for probate, as I was named executor in…
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Sperm donation scenario - advice please
I've been approached to donate my sperm to a same sex couple (one of which im related to), the female who wishes to carry the child is not my relative. I would appreciate any advice or thoughts based on below I've known them many years, nice good people Due to previous bad experiences with a clinic they prefer an 'at home'…
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How should I think about pros and cons of doing a Deed of Variation in favour of kids
Inherited half my parents' estate - there was no IHT to pay thanks to transferable NRB and RNRB, but still a decent chunk of change. Spouse and I are mid fifties, presently healthy and still working, and already well into estate tax territory (even if I diverted the whole amount of this new inheritance to the kids, we…
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Managing inheritance with friends and family?
Note: this is my late mum’s account. My mum died a couple years ago, leaving me a house and savings. I am 21 years old and have just started university, and I am finding it hard to manage this aspect of my life with relationships. I am in the process of writing a will, just in case something should happen. It has to be…
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Partner moving into my house - what is a fair contribution?
I'd appreciate some views from people who have been in similar situations, as I'm conscious I may be too close to it and don't want to end up in an echo chamber. Background: - I'm 41 and currently buying a house on my own. - The house will be solely in my name and I'm putting down the deposit and taking on the mortgage. -…
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Weighted blanket query
Hi all Not 100% sure this is the right place for this, but here goes. Is there such a thing as a low TOG, king sized weighted blanket, that's at least 10kg ? I know I'm asking for two things that probably don't work together, what with the low TOG and the weight of the blanket, but I'm 115kg, and it's now warmer weather.…
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Help with likely financial settlement in these circumstances please?
Can someone help me understand what a divorce financial settlement might look like in these circumstances please? I have tried to put as much detail as possible below, some of it might be irrelevant. Sorry for the length of it. This is on behalf of a very good friend of mine, Lisa. She will not post herself as is worried…
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NMO and Occ order on me, however I am being asked/demanded to contribute to repears in house
No longer have any access in house, and not allowed to talk about anything apart from childcare (however she still tries) she has removed me from all bills apart from mortgage a few things have happened in house that require repairs, 1 is garage we got redone last year and has caved in and 2 are new things since I have…
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Divorce- Diy Financial Order
HHi. Wondering if anybody has done a financial order (minuites of Agreement) themselves in Scotland . We are hoping to get it done as a diy, as its very straightforward. Im reading it really has to be done by a solicitor, but surely its just a template (for house) and insert details..then file it at court. Its costing…
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Trying to sort out the Miss/Mrs/Ms conundrum.
Whats the legal status of titles? I.e Miss/Mrs/Ms? I was trying to change my title on an account as I'm getting fed up with being addressed as Ms. I mean how do you pronounce it anyway? "Mizzzzz". I've been trying to tidy up my documentation recently, i.e. change all my accounts, driving licensee etc to Mrs…….. as I hate…