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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Money Moral Dilemma: Should I approach my friend's family about the money she owes me?
This week's MoneySaver who wants advice asks... I loaned a friend a significant sum to help her out. We agreed on a date for her to pay me back, but when it arrived she said she didn't have the money and got upset when I asked why. She then paid half back, but I've heard little from her since. She has family she could…
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Is there a lack of financial education in the UK from family and schools?
Is it just me or does there seem to be a lack of financial education in the UK whether that be from school or from parents? When I fled the nest and got my first property nobody taught me about personal finances and it was only through life experience and my own research that I became more aware. -Have a budget that you…
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One for the ladies
I’m in a long term relationship and feel we are long overdue getting engaged. We’ve always wanted to travel to Iceland to see Northern lights where I had planned on proposing. Over the past year I’ve been saving to buy an engagement ring and now have enough for either the trip to Iceland or the engagement ring. Due to kids…
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Sharing household bills with new partner
My daughter owns her home due to an insurance claim which left her paraplegic, so she has now mortgage. Up til 4 years ago we lived with her but then we moved out so her partner could move in. Due to this she lost her universal credits due to her partners wage and savings. (she does work part time and is self employed to…
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Giving partner an allowance?
Hi all, What are your thoughts on an ongoing argument please. I work full time with a salary barely above minimum wage, take home income around £1700. My salary covers the mortgage, all the bills and some of the food and running the one car we have. I have not much disposable income after all bills have been paid. My…
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Being brought out of marital home
Hi, I am new to this and am looking for some advice! My husband and I have separated but are still living together. He has been accepted for a mortgage to buy me out of the property. My Solicitor who is only dealing with the transfer aspect has just mentioned for me to find out if there is anything else i need to do to…
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Spouse moved out. Bill-split?
Hi all - looking for advice as opposed to judgement after the painful split of a relationship that wasn't working and only one party was willing to communicate. My spouse has left our marital home. We each contributed 50/50 to household bills e.g. to the tune of £2000 per month. My spouse has also withdrawn £1000 from the…
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MSE News: Higher earner getting Child Benefit? Check if you can pay it back through your tax code
If you get Child Benefit and earn over £60,000 a year, you may now be able to pay the high-income tax charge through your tax code thanks to a long-awaited new service. The change means 10,000s will no longer have to file self-assessment tax returns just to pay this charge. Here's what you need to know. Read the full…
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Money Moral Dilemma: Should my partner pay more towards bills to cover his children in our new home?
This week's MoneySaver who wants advice asks... My partner and I are looking to move in together. He has three children from a previous relationship who will live with us part of the time. We both have the same deposit to put towards our new home, but he's suggested he pays more of the mortgage and owns a larger percentage…
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Advice on my predicament please - ex partner and joint mortgaged property
I am in a toxic relationship at the moment and have asked my ex wife to buy me out of the house so i can move out. I currently pay all the mortgage and bills. She has under cut me and told me to accept her offer or force sale. I don't want to force sale if i can help it based on how much the legal fees would be and not…
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Starting divorce proceedings
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POA/Wills
I need to sort these out for my Mum, both the health one and finance, and a will as well - am I best going to one place and getting this sorted? Do they file it on the GOV website for you? Once she's sorted I then need to sort myself out!
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Splitting up, co-owning house
Hi, I'm in a position where me and my partner might be splitting up. We co-own the house and mortgage is up for renewal at the end of January. Just wondering if I leave and let her stay in the house, what's the fairest way of doing things - I still pay half of the mortgage and she pays all the bills? I want to take…
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EPA deed of revocation and change of address
My parents signed EPAs in 2007 naming each other and my brother as their attorneys. They now want to revoke the EPAs and replace them with LPAs but my brother has since changed address. On the Deed of revocation, should we put the old address (so that it matches the EPA) or the new address? Many thanks.
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Consent order advice?
Hi, I am in the early stages of divorce (still waiting for initial email to be sent to my husband) We have had a slightly unusual situation in that we own our home outright (we are in our 30s). We bought this house just after we got married and I paid for it in full with my own savings and a large inheritance I received.…
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Divorce and pregnancy
My friend is going through a divorce, she has since met someone else and has recently found out she is pregnant, with the new partners baby. She is hoping for 50% minimum of the marital assets but is now sick with worry that her husband will get away with giving her less or even nothing. Can anyone shed any light on this…
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Disagreement between siblings for dads POA
My partner and his sister have a joint POA for their dad. His health has been failing for almost 2 years .He was in hospital for a few months and is now in a care home, which he absolutely loves. My SIL is now trying to get him moved to another care home about 30 minutes away from us . She lives about 2 and a half hours…
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Child financial assistance
Our daughter lives on her own and has a mortgage. Her chronic illness has got worse and has meant that she is now on long-term sick leave from her job and is struggling financially. Obviously, we are going to help out. Does our assistance have to be declared for tax purposes and does it count towards her income? I don't…
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Probate Query
Sorry this is probably a really thick question to ask so apologies. I am completing probate online for my late partner with whom I owned a property as tenants in common. I am also his sole beneficiary in his will. My question is for the gross value for probate, given we were tenants in common, do I still exclude his 50%…
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Don’t even know where to begin
Hi everyone, I am really hoping for some advice as I just don’t have a clue what to do. I apologise in advance for the length of this post but I’m literally losing the will to live. I’m married with two high school age kids. We currently live in a rental property that is rented in joint names. I NEED out of my marriage.…