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Business Bank Account that allows Bulk Payments via a file upload.
Currently running payroll manually. With HSBC and despite ringing them multiple times they don't seem to be able to set up a facility for me to upload a file and pay people in bulk. They keep asking me to visit a branch to discuss with my business manager despite most of the branches close to me shutting and when ringing…
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KYC Santander
Good morning Over the past couple of weeks both myself and my wife have received telephone calls and emails from Santander requesting information with regards to KYC We are a retired couple who receive private pension and house rental income Been with the bank over 40 years They have asked for proof of income, house…
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TSB Spend & Save Switch. Start 15th Jan End 31st Jan 24
TSB Switch offer https://www.tsb.co.uk/current-accounts/spend-and-save-account/
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Nationwide incoming payments delayed again
Just 2 weeks after the last payment issues, once again payments to Nationwide accounts are not being received. Still no sign of a Faster Payment sent more than 5 hours ago.
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TSB cashback
When I can see the cashback of £5 where I made 20 transactions using TSB debit card?
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CIFAS report
Hi i requested a CIfAs Sdar and it said Santander undertook a search on 03 April 2024 using your details - please contact Santander for further information Can anyone explain what this means and would it stop me getting a new rental property? Thanks
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Best bank in Jeddah for transfers back to UK
I am shortly moving to Jeddah for work & was wondering what would be the best bank/way to send money back to my wife in the UK with minimal cost. TIA, LA
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What time of day do Marcus calculate daily interest?
Curious about this, it helps with getting the timing of moving money out to be as accurate as possible with regards to maximising interest. I tried searching first and found this old post on a now closed discussion https://forums.moneysavingexpert.com/discussion/comment/65197815/#Comment_65197815 It appears to details how…
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Personal Finance apps (was: Money Dashboard apps closing down)
Just had an email from Money Dashboard stating they are shutting down the apps on 31 Oct and will be focusing on B2B. I found the website view really good for tracking and analysing my budgets and spend, and none of the alternatives offered a 'money dashboard' like it. Full email:
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Calling Barclay’s
I had an offset current account attached to my Barclay’s mortgage years ago, despite never using Barclay’s as my main current account and only ever using it to pay my mortgage. The mortgage was paid off around 5 years ago, and thus I assumed that the current account would be closed at the same time as the mortgage.…
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Is payment from joint account (my login) to wife's ISA taxed? Maybe income or gift?
Hi. My wife and I have a joint bank account and manage under my login. We've set up new ISAs with a different bank. If I make a payment from the joint account to my wife's ISA, will it be treated as income to her or a gift in some way, and taxed? I read there is a limit to gifts you can give before getting taxed, or…
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Monzo pay at Post Office
Just had an email to say you can now pay into your account at the Post Office. You can still do it at Paypoints but I know people have had issues doing that.
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Santander £185 switch for existing Santander customer?
I have Santander current account, can I close my other bank and switch to santander and get £185? Is it need to open a new Santander current account?
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Does Lloyds Bank Computer Take The Weekend Off?
I've just gone into Lloyds Online banking to make a
20k deposit into an ISA in a building society for tomorrow (6 Apr) by Faster
Payment. I noticed that having completed the procedure the on screen
message said if the payment date falls on a weekend payment will be made on the
next working day! Does the last man at work in…
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Overdraft, when not really needed
Hi, I’m eligible to get an interest free overdraft on my TSB Student Account. I don’t anticipate I’ll need it, and if I did it’d only ever be for a couple of days while waiting for money from Coventry BS to come across. Presumably it’s a good idea to go for it even if I won’t really use it? On one hand, I’m thinking other…
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Do switch bonuses count as taxable income?
Say theoretically you have a taxable income of £50,071pa including interest on savings etc. You get a £200 bonus for switching current accounts. Are you now in the higher rate tax band?Just trying to calculate how much salary sacrifice to do in March to keep me below £50,270 taxable income so I can retain £1000 basic rate…
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Help, How does a 19 Year old with no Credit history, get a bank account.
My nephew is 19 years old and has never had a bank account or any sort of credit (not sure why his parents never got him one as a child but that's another story!). He has applied for a standard bank account (Lloyds) as needs one to pay his wages when he gets a job (until now he has been in full time education) or short…
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Santander - pending payments
I just setup anew payee from Santander current account. I set a payment of £100 to go to this new payee on 9 April. I wanted to check that it was set right, but I couldn't find details of this future payment. I messaged Santander, and apparently it is the case that you cannot see future payments set in this way. Though I…
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First Direct closed my account without warning during a switch? What will happen
So I came across the cashback offer on Monday and decided to give them a go. Account and credit card opened instantly, I had a couple of bank accounts that I didn’t use and decided to switch them over to FD. And in order to get the cash back I switched my current account with chase over. All good. I went into the app…
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NatWest Branch Closures - Misleading Info on Customer Use?
So Natwest have announced another round of branch closures. I completely understand the reasons for this but the information they're giving to support the decisions seems completely fabricated. Our local branch has queues every time I go past yet according to Natwest only 2 customers used it per week so for 3 days out of 5…