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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Divorce and splitting assets
When you get married does your wife automatically inherit 50% of what you have? What’s the criteria? So she can just get all that wealth just by signing a marriage certificate and being a wife? Does it work other way around?
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Power of Attorney - Help with Instructions re End of Life Decisions Please
Hubby & I are completing PoA's for both Health & Finance. We are concerned about making sure the Preferences & Instructions to Attorneys relating to End of Life (EoL) is unambiguous and I would appreciate any suggestions please. We both feel strongly about wanting all medical interventions possible to live ie we do not…
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Implications of trust used to pay down mortgage in blended family
Mr and Mrs smith are married. they have a 300k mortgage on a £750k house, tenants in common 40/60 split Mrs smith is a beneficially of a family trust following the passing of her parents. Mrs smith wants to pay off £150k of said mortgage with money from trust. She accesses the money by way of a loan from the trust which…
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Power of Attorney Advice - Parent Refusal
Hi all, Really need some advice. Since our mother passed away our father has been struggling to manage the household finances. He has never managed them before and despite our best efforts, things are slipping. We have tried to work with him to deal with some of the issues e.g. not paying bills on time, unsure of what…
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Becoming a dad again in mid -fifties?
I need to get some opinions and reactions on this scenario - how would you advise a friend in the same situation? I currently have a 3yo baby with my partner who is now in her late 30s. We always planned to have one child, we're both only children ourselves. It took 2yrs of "trying" but we got there and our child is…
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Childcare options for returning to work
Hi, I am a higher rate tax payer that is expecting 2nd child. I was fortunate with 1st child (who is now in full time school and doing after school clubs etc.) that I was able to return to work flexibly/part time, but took on a new, full time role 2.5 years ago. With this baby, I am looking into my options for returning to…
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Engagment and not living together?
I was wondering if anyone had some experience and opnions on this. My girlfriend and I have been together for almost 4 years. We don't live together, she has her house and I have my flat. We don't live a big distance away from eachother, about half an hour via public transport. I know she would love to get engaged and I'm…
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Holidays as a single person
Do people in relationships get questioned as much about who they are going on holiday with as single people? I'm long term single, not happily, but I'm very used to being single and in my own company. Most who know me, know this, but I've had so very many questions about who I'm going on holiday with I wondered if it was…
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Getting married with different assets
Hello, I'm engaged to be married, pregnant, very happy but I have been married and divorced before so I have a negative or more realistic view of marriage. I own a house with approx 200k equity in it. He has maybe 20k in savings, no property. He has been living with me for nearly 3 years and we have been splitting the…
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Problems that may arise without LPA
Hi, I'd like to get your advice about a situation my wife is in with her family and wonder if you could share the potential problems that might arise without an LPA for her mum. Here's the situation: Her 86-year-old dad is living permanently in a nursing home and has dementia. An LPA is in place (both financial and health)…
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Retrospective charging by Local Authority
Hi. The Local Authority, i.e. Social Services, asked my 96-year old Mum to sign a form to agree to have a financial assessment done to charge for her care. I have Lasting powers of attorney for her. She was discharged from hospital to a rehabilitation centre and is waiting on a decision as to whether she can go into a care…
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Anyone applied for a clean break with an online divorce
I was wondering if anyone has done a Clean Break through their divorce that they have done online. I have spoken with a solicitor but the costs are crazy. I have already applied for the Divorce online and we both have no assets/ children are now adults and we have been separated over 10 years. If we both are happy to…
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Advice -Divorce/ Buying a house
So I have been separated 10 years and me and my new partner are looking to buy a house together. I have filed for a divorce. It’s never been done before as ex wouldn’t sign the papersband was being awkward all those years ago. He is now with someone else. There are no assets or children (older) involved in divorce. I’m…
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Spouse inheritance tax exemption
A random question about inheritance tax. Spouse passed away and left a DIY will that basically requested that all beneficiaries receive equal shares of their estate including their spouse. Does the spouse receive a slightly higher amount based on the spousal tax exemption rule or should it be equal after tax has been paid…
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separation agreement - scotland
After over 30years married my wife has decided she wants to go her own way. She has informed me that she is going for a 'separation agreement scotland as we own a few properties. I've been informed by a co- friend that she has cleared out her isa savings before getting agreement, which we've both saved for a few years ,…
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Being asked to be a financial POA
Would you agree to being a financial POA for a close family member if you fundamentally disagree with how they conduct their finances, and what they spend their money on? I'm talking about during the "whilst they have capacity" period. So you are effectively just their facilitator/enabler, doing their bidding, as it were.…
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Separated 10 years and have filed for divorce. Advice needed regarding claims on a New property
So I have been separated 10 years and me and my new partner are looking to buy a house together. I have filed for a divorce. It’s never been done before as ex wouldn’t sign the papersband was being awkward all those years ago. He is now with someone else. There are no assets or children involved in divorce. I’m wondering…
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Inheritance tax and home ownership
My husband is not named on our home deeds - I am the sole owner, now with no mortgage. In our wills we leave everything to one another. We are in our 60s and he has an illness which is not yet debilitating but will become so. Before his diagnosis, a lawyer had suggested that we get his name added to the house deeds (as…
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Split up before expensive holiday
A friend of mine had booked an expensive holiday (£6000) with his partner, 6 weeks before they were due to go he found out she’d been cheating on him, obviously he moved out. She refused to see him or speak to him other than what’s app messages (been together over 10 years). To cut a long story short she has gone on the…
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Co-Op Legal Will Writing
Hi All Me and my partner are mid 30s, but as we are not planning on ever getting married we wanted to ensure we have some form of legal protection so want to get a very simple mirror will created. I have looked into the options, and Co-Op Legal seems a midway point as a regulated service, but not as expensive as going to…