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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Am I paying too much?
I recently moved in with my partner and have been paying rent/board for the past six months. A colleague suggested I review what I’m contributing, as it might be higher than expected considering everything else I pay for in the household. For context: my partner earns about £10k more per year than I do. I currently pay…
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Which? Power of Attorney Service - Scotland
I'm looking into Power of Attorney in Scotland where we don't have the same DIY form-filling options as England and Wales. Given solicitors charge around £400 for PoA, the Which? DIY service at around £69 (for both welfare and continuing powers of attorney) looks good value, complies with Scots Law and your completed…
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Mediator
I've had an invitation to attend paid mediation as arranged by my STBX. I've had no involvement in the selection of the mediator, they have already attended an initial session. Can I challenge this as I have been getting threatening emails from their solicitor too. Should they be mutually chosen?
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Can I register a Spanish Lasting Power of Attorney with the Office of the Public Guardian
I am resident in the UK but I have a holiday home in Spain. My notary in Spain has made an Escritura de Poder Especial, or Power of Attorney, to cover my property and finances in Spain, naming as my attorneys my daughter and son-in-law, who are resident in the UK. The Spanish notary has told me that I need to register the…
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Neighbour issue - But not the usual sort!
I live next door to an elderly gentleman (mid to late 80s). His wife died about 12 years ago. Even when she was still alive they were a very private couple, very nice but 'Good morning' was about as good as it got. The wife would speak occasionally if you caught her alone and from the few bits of conversation we had I…
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Charge on house in divorce settlement now due
Hi Newbie here and just trying to get an understanding regarding a charge I have on my ex marital home that has become due, before I seek legal advice. I am not in communication with my ex wife. Situation The charge on my ex marital home as part of the divorce settlement has been triggered (3 or 4 months ago). I am yet to…
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Looked after children through theLA
Hi we have been looking after our 2 grandchildren for the LA as they were taken from their mother in August 25. We have gone through all the process of assessments & we're told by the court they could stay with us. What financial support are we entitled to please
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POA - Mental Capacity Assessment
My sibling and I are set up with Lasting Power of Attorney for our parents. This was done while they still had sufficient mental capacity and the POAs were set up with the proviso "while the donor has mental capacity, you can only use the LPA if the donor allows you to". We've since had to move them both into a dementia…
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Query over MIL
So my query is how best to handle my MILs behaviour? Bit of back story me and my husband have been through hell and back to start a family and sadly it didn't work. That's all I am going to say about that. My MIL literally just told me to get over it whilst we were both grieving. I had to go no contact for a little bit as…
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Moved: Grandfathers SIPP and other trusts
This discussion has been moved.
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One for the ladies
I’m in a long term relationship and feel we are long overdue getting engaged. We’ve always wanted to travel to Iceland to see Northern lights where I had planned on proposing. Over the past year I’ve been saving to buy an engagement ring and now have enough for either the trip to Iceland or the engagement ring. Due to kids…
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Power of attorney, advice needed
We have a situation where my MIL wants my wife and my sister
in law to have POA over her affairs, both financial & health, my FIL is
refusing point blank for anyone to have POA over his affairs. To us it seems that
setting up the health POA for my MIL is still a good idea. However, we don’t know
how it would work with the…
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Inheritance tax
My FIL has bought a new property solely in his name after his wife passed away. Could someone advise how much IHT allowance he has. There is some confusion over whether you can take your deceased partners allowance with you to a new property solely in the surviving partners name. Thank you
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Claiming child benefit guide discussion area
This thread is specifically to discuss the content of the Claiming child benefit guide: Make sure you're not missing out on £100s or £1,000s in child benefit or on national insurance contributions that go to your state pension
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Lasting power of Attorney forms
We have both just spent time typing in an LPA each for both finance and health. Having done this, we are faced with save and continue, or confirm and pay, which means no further changes can be made. I am still considering if i need any instructions. At this point there is no option to print it out. I have 2 questions:…
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Living in partner’s home - advice needed
My girlfriend and I have been together 18 months and I am around hers most of the time. I own a property with a mortgage and she owns with a mortgage, albeit much smaller than mine. Our plan is to officially live together at hers and ultimately I will rent out my flat. We’ll pay our own mortgages/service charge etc but we…
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Changing a Will - best way to do it
I want to change my will and my wifes will. Currently, Dad is in a care home unlikely to come out due to dementia and frailty of age (92).He lived in a house I own, which if I predeceased him, he would inherit. As he has no use I would like to remove this request. I also left a sum of money to a relative which I also want…
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Money Moral Dilemma: Should I approach my friend's family about the money she owes me?
This week's MoneySaver who wants advice asks... I loaned a friend a significant sum to help her out. We agreed on a date for her to pay me back, but when it arrived she said she didn't have the money and got upset when I asked why. She then paid half back, but I've heard little from her since. She has family she could…
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Is there a lack of financial education in the UK from family and schools?
Is it just me or does there seem to be a lack of financial education in the UK whether that be from school or from parents? When I fled the nest and got my first property nobody taught me about personal finances and it was only through life experience and my own research that I became more aware. -Have a budget that you…
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Here we can all be heard for a little while. Part 3
This thread is a continuation of The Mental Health thread “Here we can all be heard for a little while Part 2”. The previous thread can be found here- https://forums.moneysavingexpert.com/discussion/5320917 I started the original thread when I was lonely and suffering with mental health issues and was lucky to find a…