Budgeting & bank accounts

💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…

I want to put my money to work, better. But I don't have a mobile phone. So far I've tried my bank that I have been with for ever. But they insist I do everything on the app. Went in to the bank , thinking doing it face to face would work. "NO, go away and use the app! But hang on I've just told you I don't have a mobile…

I emailed Nationwide asking if they had any plans to implement push notifications in their app. Thought I would share their reply: "The app is already using push notifications to notify you of an online card payment needing your approval, and soon we will use push notifications to tell you when there may be a block on your…

Hi all. If you lose your debit card, can someone use it to put you in debt by £1000s? I recently had an unarranged overdraft by a few pounds but it got me thinking; can a thief literally spend, say £5000 and the bank will let it go through? Or even a few £100s? Shocking if true. Thanks.

Halifax customers who use mobile and online banking services should move to the Lloyds Bank app before Sunday 1 November. That's because the Halifax app and online banking services will be axed from this date. Here's what you need to know. Read the full story:…

says in the Ts and Cs that this will be paid up to 14 days after you initiate your switch to them, just wondering if anyone received their money faster than this? im 8 days into my switch and 95% im eligible for the switch offer but not received anything thus far, cheers

I just logged into Zopa and it's offering current account states beta. Not available to everyone yet. Had anyone applied, any issues/reviews. Do they carry out full credit check or soft checks. Thanks 

New switch and Engagement Reward offers from Barclays for the Bank Account and Premier Account. Both offers are the same, the only difference is the salary requirement (£2,000 for the Bank Account offer, £5,000 for the Premier Account offer), and the amount of the switch bonus (£150 for the Bank Account offer, £450 for the…

Barclays have launched a new switch offer for their Bank Account. T&Cs. Conditions: + Download the Barclays app to open a Barclays Bank Account. You must use the app to start your application to open your account. + Pay at least £2,000 into the Barclays Bank Account you’re switching to within 30 days of opening the…

Hi - I recently opened an Avios Barclaycard. I'd like to download a .csv file (or equivalent) of all transactions over a set period (e.g. prev calendar month) like I do with accounts I hold elsewhere, in order to run/analyse my budget. However, I can't seem to do this. The Barclays App doesn't seem to allow it and when I…

If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…

This relates to the Santander switch offer in July where you got £180 for switching plus a £45 Amazon gift card. Did the switch on 29th July. Got the "VoucherSent" email saying I had registered for the offer but I couldn't make any queries until 15th October. Created a Regular Saver on 11th August with £200 because I…

Hi All I've opened an Edge account to get the 6% (inc bonus) savings account. Looking at the Edge T&Cs I can't see why I need to pay the fee if I don't pay in £500 and setup 2 DDs, no cash back I know, but for me that's marginal. Good idea? Or will they close the account? Any thoughts?

Lloyds/Halifax, Revolut and HSBC reported to be among a range of businesses affected by a Google Cloud outage this morning. In a message shared on its Cloud Status page, Google says: "We are experiencing an issue with multiple services in europe-west2", and says that the issues began around 07:00 BST (23:08 PDT). "Our…

Spotted this earlier. Has anyone received an email from TSB? TSB customers can get £30 paid easily with three taps

I've just had an email from Barclays that they are introducing "Click to pay" and I will automatically be registered unless I opt out via the app (I don't have the app) or contact them. I've not heard of click to pay before, I don't shop a huge amount online anyway, but I don't really understand how this works? To pay all…

New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…

I'd like to switch to Barclays who are offering £600 in one of their switches but I can't get the app on a tablet (and don't have a smartphone, believe it or not). MSE does not mention this; did anyone else notice it? Are Barclays aware of it? Also, for anyone who has done this switch: MSE says on the one hand that this is…

This offer applies to the Edge, Edge Up and Edge Explorer current accounts only. Other current accounts such as the Everyday current account are excluded. What you need to do: + Open an account via one of the links below by 2pm on 26th October 2026. These take you to VoucherSent where you register for the offer. After…

I had an account that I closed earlier this year, they won’t let me open another - will I ever be a “new customer “ again, does anyone know, and have any idea how long it takes? Thanks

Does anyone know if Chase Bank give cashback on Home Heating Oil purchases for example Boilerjuice ?. I cant seem to find a list of MCC codes that Chase will pay out upon for fuel / energy. Thank you all.