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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Barclays Premier £400 switch incentive
https://www.barclays.co.uk/current-accounts/premier-switch-offer/ Generous. But I’m not sure if I qualify… I claimed the joint Barclays Premier/Barclaycard Avios bonus about two years ago. Not sure if this counts as a ‘CASS bonus’. Anyone got any ideas?
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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TSB Dream Fund Prize Draw (September 2025)
Launched today. From what I can see after a quick glance through the T&Cs, there are two routes of entry into this. Entry routes: 1: Deposit £5,000 from another bank account (not TSB) into one of your TSB accounts anytime during the promotion period (all of September) and keep it there until at least 1st October. So you…
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Hsbc online login
Hi Usually when you go on their website to login to online banking it asks you to generate a code from your mobile app. But now it asks you to login to the app and scan a QR code that appears on the website. I have tried scanning the QR code several times but nothing happens... Anyone else had this issue?
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Can't log on to Bank of Scotland app.
Anyone else having problems? The login screen won't load and there is an error message. It's been like that for a couple of days..
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Bank account frozen
About 6 weeks ago, my Daughter's 2 bank accounts were hacked. During this, they were able to access both accounts and money was transferred all into one. Unfortunately she was quite sucked in and it was only when they asked her to create an overdraft she realised something was amiss. She called her bank and before long her…
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HSBC and Foreign Cheques
I inherited Hong Kong shares 25 years ago and dividends (usually approx £350 annually) are always paid in Hong Kong dollar cheques. Barclays stopped taking foreign cheques so I opened an HSBC Global money account but they’re going to be stopping international cheques from 12 December. The Hong Kong company have said they…
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Virgin Money accounts moving to Nationwide
Saw this email the other day so thought I'd share as can't see it being discussed anywhere https://www.virginmoney.com/nationwide-transfer
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Lloyds Bank £200 switch from 16 September 2025
Lloyds Bank have launched a new £200 switching offer. There's no end date, they just say that "The offer can be withdrawn without notice at any time." https://www.lloydsbank.com/current-accounts.html The Terms and Conditions are now live on the website: £200 switching offer terms and conditions To qualify for the £200…
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Chargeback - where to go from here?
I recently placed an order for a mobile phone which included a trade in. Stupidly I sent the handset to be traded in before I received the new one (or was supposed to). long story short the new one didn’t arrive - raised a chargeback. In between chargeback being raised and refunded, the trade in handset was received and…
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TSB Android app
Anyone recently had problems getting it to launch?, mine crashes every time I try these days, on another note I think Secure Trust app was doing the same but seems to have sorted itself out
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What service / bank account to receive occasional payments in USD? Is Wise my best option?
I have just received a communication from Fineco that they will be winding down their UK operations. My question is: what service / bank account do you recommend to receive occasional payments in USD, i.e. US dollars? My priorities are:* no commissions when I receive the US dollars * Ideally I'd like to be able to decide…
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Santander account - £30 Amazon Voucher
I see that the Amazon Voucher for opening a Santander Everday /Edge/Edge Up Account is running again through the MSE link. I successfully earned the £30 Amazon Voucher earlier in the year when the offer ran before. (June)Previously not having any Santander Accounts I opened the Everyday Account so no fees. Then received…
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AIB £200 Switch & Stay Offer (NI Only) 6/10/25-TBC
Haven't seen this mentioned yet but AIB now have a switching offer: To get the £100 for switching you must:* Be a new AIB current account and regular saver customer living in Northern Ireland * Complete a full switch to the current account using the CASS * Activate their Online banking * Deposit £1.5k into the account and…
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Bank account closed and can't open another one
Two weeks ago, I received a text message from Halifax saying that they would be closing my current account, savings account, ISA and debit/credit cards, after having conducted a review of my banking with them. This came completely out of the blue, as I have banked with them for 14 years. They are adamant they cannot…
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Problems, again, when trying to withdraw funds from Paypal
When I try to transfer funds from my PayPal account to my bank account, I received a message saying that the amount I am trying to withdraw is less than their minimum withdrawal amount of $1.00 As I am trying to withdraw £20 this is nonsense. I cannot find any way to contact them to try to resolve this so I wondered if…
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Bank switching workarounds
Hi all, After reading Martin's latest email with regards to the bank switching offers I've found that I don't have enough income or I've switched to those particular banks before or the switch isn't worth it because of the account charge so is there any workarounds I could use that people know of please Kind regards mark
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Cancellation Hero Successes
Hi, If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it! Please reply saying for each thing What was it you cancelled? How much were you paying?…
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Foreign currency cheques...
To-date I've been paid by a company I work for in the US by cheque which arrives in the post. This is how they operate. They pay all their contractors this way and won't budge. I have to take the cheque to an actual branch of Barclays, which are few and far between these days so it's quite a long drive for me. The last…
