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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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How to complain
I released £80k from my named savings investment account into a my named TSB account by faster payment , and the money is now being held for further checks . i telephoned and was told they needed a further 24 hours , I don’t get it … I answered all their questions , passed security info etc and still being held . I am at a…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Spoken to bank re losing money to remote working scam - what next ?
Hi all, Embarrassed to admit that i have been fooled by a remote working scam ( lost £2200 ) Have spoken to First Direct about it today, given them all details, and they will get back to me in next couple of weeks ( No blame at all attached to them, so i doubt if i will be re-imbursed, but you never know ) I started an…
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Scam or TSB incompetence?
TSB-Confidential $Update Identification <UpdateIdentification@tsb.co.uk> to *****@****We want you to recognise a fraudulent email if you receive one. TSB will always greet you personally with your name and quote either the last four digits of your account number or the last three characters of your postcode: ${postcode}.…
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Bank blocked my current and savings.a/cs.and say they will switch money from my a/cts in stages
I had current and savings a/cts with the co-op bank. I was trying to update my contact details and the bank blocked my account - no reason given. I couldn't even get money out of an ATM. Ring the Bank am told by one agent -"We can open a new account for you, get you a new PIN card ect. Ring back to do this am told "You…
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Santander bank charges
The recent communication from Santander will increase my business bank account charges from £12.50 per month to at least £250.00 per month based on charges for depositing cash. Is there any way round this?
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Transferring funds from Australia to UK
Hi, I'm returning home, and hope to buy a place. However, funds are in Australia. Has anyone been in this situation too? I've heard that regular banks aren't the best option for exchange rates, but I'm very nervous about using independent foreign exchange brokers (will the $$$ actually arrive?!) Does anyone have any…
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Barclays bank switch £1500 pay in requirement
Does anybody know whether you can pay this in then immediately withdraw it back out and still meet the switch incentive criteria or if it needs to remain in the account for a set period?
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Halifax Scrapping £5/Cinema ticket Rewards.
i think its worth it's own thread, some info added on to the end of the "slow rewards update" thread... originally posted by pokemaster and thanks to WillPS for: https://becleverwithyourcash.com/halifax-to-scrap-5-reward/
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iFAST Global Bank - anyone with experience of this UK regulated bank?
iFAST Global Bank - https://www.ifastgb.com/home Does anyone with experience of this UK regulated bank? It looks similar to Revolut in terms of the currency and money transfer services offered but, unlike Revolut, it has a full UK banking license and offers several competitive savings accounts in various currencies.
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Nationwide direct debit alerts
I'm thinking of switching my current account from Chase to Nationwide, retaining an account with Chase to continue being a customer. I don't keep a balance in my current account but helpfully Chase sends me an app reminder the day before payments are taken. Do NW do the same please?
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NatWest Premier Account
Hi, Does anyone have a NatWest Premier Account? I have tried numerous times to find clarity on the income required for the account. It says a sole income of £100k - but not if this is gross or net. If It’s net then you need £8,334 a month paid in. If Gross, that payment is a lot less depending on various deductions that…
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Can I pick my switch date for the £100 TSB offer if I open now? Want Coop final £25 first...
My final third £25 payment is due 13th Sept. If I open TSB now, switch in this Coop Account, but pick a switch date of 20th Sept (the offer finishes 22nd). Is this allowed? Saves me missing out as the dates are quite close that I wouldnt get the switch fully completed by 22nd if I wait until my £25 payment on 13th Sept....
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Halifax Reward Slow Updates
Anyone else’s reward extras not updating, mine last updated on the 5th dec, was working fine until now?.
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Barclays £175 Switch Offer - 15th July 2025 to 28th August 2025
I couldn't find an existing thread for this so here goes: New switch offer from Barclays. What you need to do: * Step 1 : Open a Barclays Bank Account or Premier Current Account in the Barclays app * Step 2 : If you’ve opened a Barclays Bank Account, join Blue Rewards for £5 a month * Step 3 : Complete a full switch in the…
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Charities CAF Bank in meltdown since their new system went live Monday 9th June
It is now three (3) working weeks since the UK Charities Aid Foundation (CAF) replaced their old banking system with a brand new one. STILL it is not working properly and there must be hundreds of accounts and thousands of people who can not get access to their accounts due to login, OTP and errors in the system once you…
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Transferred money on day Natwest account was closed.
So I transferred money on the day my Natwest account was closed. I didn't know about it closing, they sent the letter but I was staying somewhere else for the first half of the year. It was literally on the day the account was closed. Because the day before I accessed my account on my mobile app. After finally getting…
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Student Bank Account Incentives Maximisation
Hi all!I've been looking at the student bank account incentives, and was wondering whether there could be a similar method of using them as with the switching bonuses I saw on TV - where people would have an account they'd use just for the cash incentives. If I close an account, will I lose the bonus like the tastecard or…
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Barclays - Error Code 1176 - Locked out from your On-line Accounts
Hi... thought a couple of work arounds to this issue might be of help. The IP address of the device your using may not be recognised and hence Barclays system may lock your account to protect it. But, this may not be the only reason for
this error code 1176 to arise. If you have made a transaction on your on-line account…
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Strange PBZ Credit SOLVED
This morning I had a Bank Transfer into my main account without any key identifier. The amount was £25.00 and had a string of numbers ending NS PBZ. I now know this is a Premium Bond prize. It's a complete mystery why they would hide their identity. It looks like a scam test of the account. Many hours wasted on the phone…