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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Anti-fraud education
Does anyone know what sort of anti-fraud education is provided by a bank after someone has been scammed ?
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Barclays Blue Rewards 2026
Is it just me or can we just get Blue Rewards for free because Barclays screwed up the implementation? From the terms and conditions: pay the £5 monthly fee. We’ll take this from your nominated current account on the second working day of the month. On your statement, this will show as the 'Blue Rewards Fee’. The first…
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Big Thank You to Virgin
I asked Virgin to close an account recently. Among other credits I received was one entitled 'Cb' which took me a long time to solve who it was from......answer Virgin Bank. Not really good enough is it ?
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Using Santander App for Cahoot only (Android)
Good morning, So, I've just discovered through here you can use the Santander App to log in with your Cahoot details, even if your don't have a Santander account... I already set up a nominated bank account for transfers (back to one of my other bank accounts) However, I just tried to do a test £1 payment transfer out into…
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Do Banks Pay Interest On Executor Accounts
I don't know if I should be posting my question here or on another MSE forum board, I will try here first. I am Executor for a relative's estate. Because of various issue I cannot distribute funds to the beneficiaries of my relatives Will for a few months so they are sat in an Executor account I have opened with a high…
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Chase £10 Amazon for 5 Debit Card Transactions
Email for eligible customers for a £10 Amazon Gift Card for making 5 debit card purchases by 11th December 2025. https://www.chase.co.uk/gb/en/legal/chase-10-amazon-gift-card-offer/
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Merged: Nationwide Fairer Share Payment 2026 (Not yet confirmed that there will be one!)
This discussion has been merged.
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First Direct Perks
Seems like a new reward scheme incoming?
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Scottish Bank Hoilday 2026
I have a Council Tax standing order that comes off on the first of the month, this January's one I expected it to be paid on the 5th as 1st and 2nd are Bank Holidays here, but the Royal paid it out on the 2nd. Just curious as to why they paid out then rather than Monday when banks are open again.
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RBS Reward - how to add joint account holder?
Despite the Santander calculator suggesting I'd make a bit of a profit on their cashback I was actually making a loss so I've closed that down & going to switch to RBS for the direct debit reward. I changed my bog standard whatever-it-was-called account to a reward account & it said I could add a joint account holder to…
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Idiots Guide to Switching Banks
Hi all, Looking to start switching banks to earn the freebies as I go back to work from maternity soon, and have accumulated some debts while I've not been earning. I've read the MSE guide and searched in the forum. It could be my baby brain, but I'm still not fully understanding how I go about it. I think I'd prefer the…
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Problem with calculating annual income to open bank account
Hello everyone, I’m waiting to open an interest paying bank account. I live of a lump sum, savings and a monthly allowance from my private pension and savings in other savings accounts. I have no debts and live within my budget. The problem I have is that every bank asks for your gross annual Income and I don’t know how to…
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Unauthorised recurring payments
Hi newbie here! just realised I’ve been stung on my chase card via the Apple Pay wallet. I supposedly set up a recurring payment to a company called flavor-fusion.com for £29.90 per month from feb 24. As this card is generally used for hols most of the payments have been declined insufficient funds. I have at no time had…
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Hi, Can anyone recommend a current account with a clean intuative online (not mobile) interface?
As topic, I'm currently with Santander, and as been described in these forums previously by others, I've found their website clucky and unintuitive.My latest (only because i've had to use it again!) bugbear being the 'Payee Name' problem again previously decribed in these forums (If you use COP as Payee name to ID, you…
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will validate that you have…
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Unrecognised credit
Hello. I've recently received a credit to my current account from SECCL CUSTODY LIMI but have no idea who it is from nor what it is for. The bank's website recommends contacting them directly but as I say, I have no idea who they are. Does anyone have any suggestions?
