-
New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
-
Ulster Bank £200 switch offer for opening a Select Account (26/05/2026 to TBC)
New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…
-
Why do Nationwide make it so difficult to open a Flex One Account for a teenager?
I know Nationwide have a reputation for needlessly pedantic processes but today really took the biscuit. My daughter was looking to open a Flex One account with Nationwide (and subsequently a Flex Saver account). She already has a Future Saver I set up for her many years ago, so Nationwide already had some relevant ID…
-
Paypal dispute - advice needed
I regrettably ordered a guitar from China and paid using Paypal (linked to my Debit Card). 20 items were show in stock with a promised delivery time of 4 weeks. I placed the order and the stock level dropped to 19. After a few weeks the guitar was still shown as 'awaiting shipping' on my order status. After repeatedly…
-
Chase increases cashback to 2%
Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…
-
Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
-
Lloyds Banking Group £2,026 PayDay Prize Draw (monthly from June 2026 onwards)
Lloyds Banking Group have launched a monthly prize draw. BoS, Lloyds, Halifax pages. T&Cs. To qualify, you must have your salary or pension or benefit paid into one of your Lloyds, Halifax or Bank of Scotland personal current accounts, and you must activate the offer in the mobile banking app or via online banking each…
-
absolute scam: vouchersent £25 gift card (Santander)
Was meant to get my £25 gift card for switching to Santander by 10th march. Nothing. I email vouchersent on 15th march and 25th march. Nothing. April 14th they email back asking for information I'd already provided in my initial emails to them. April 22nd they come back saying: "we could only accept queries up until the…
-
Opening a bank account with minimal ID
Hello there! I only have a driving licence as ID (no letter for my address so please dont ask!) I need a bank account that I can pay money into it then set a standing order to pay money out on time ever month Any ideas please? Or not possible? Thanks
-
Chase UK discussion
Thought we would have heard something by now
-
MSE News: Nationwide Fairer Share: Free £100 bonus confirmed for 2026
If you bank with Nationwide, you could get a free £100 paid into your account in June as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it… Read the full story:…
-
NatWest / RBS £200 switch offer (06/05/2026 to TBC)
Launched today. £200 switch offer. NatWest offer RBS offer 1: Open a new Select or Reward account from 6th May 2026. 2: Complete a full switch using the Current Account Switch Service. 3: Pay in £1,250 (all together or in smaller amounts) within 60 days of switch completing. This must remain in the account for at least 24…
-
Are any banks known for having transactions pending where others don't?
What I mean is for example, whenever a payment has been sent to my Chase it's always ended up there. No matter the day or time. Instantly. HSBC on the other hand has at times had it lingering. Halifax was another. I'll hopefully be selling a car today & have agreed on a bank transfer for easiness. The sum will be £1400. I…
-
Club bank account
we have a skittle team & bank with Lloyds & just found out with get charged a maintenance fee, charged for putting money via the post office , etc. can anyone suggest something better , we don’t use it a lot & only small money really
-
Is banking with TSB a bad idea?
I have been banking with TSB for 12 years and i am very happy with the account and i like TSB. but i am wondering if i go to apply for a loan, credit card or mortgage with amother provider lets say barclaycard credit card or loan with santander will i be rejected on the basis i bank with TSB? for example they think they…
-
Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
-
Anyone else still pay by cash?
I am just wondering what other people's experiences and thoughts are with still paying by cash? I seem to be one of the few that do still use cash and this often odd looks and people seem surprised at the shops. My financial situation is stable - no debts, emergency fund, pay into a pension and invest into index funds in a…
-
HSBC £500 (was £250) switch offer for opening a Premier Account (23/03/2026 to TBC)
New HSBC switch offer starts today. While it's marketed at high earners, don't let that put you off. T&Cs. Edit: Offer has been increased from £250 to £500. They use the word "salary" but can't find anything yet to define whether this means that self employed people or freelancers (i.e. non-salaried people) are excluded,…
-
Can CIFAS marker be placed months after account closure?
Can CIFAS marker be placed months after account closure? I want to know if anyone has had any experience of having a CIFAS marker placed on them months after their account has been closed. People say it's usually placed the day after the account is closed but my research has shown there is no regulated timeframe for when a…
-
HSBC / William Hill Fraud
I really need a bit of help and advice. When it was the Grand National a few weeks ago I put a bet on via William Hill Online. The last time I used William Hill online was the previous Grand National . I deposited £5 using my HSBC Debit card which is stored by William Hill, and won a total of 70p !. Then on Sunday night…
-
Cash machine didn't give out money, will take 20 working days to return- can I claim compensation?
Hi, I have tried to with draw £240 to pay a workman on 13/05/26. The cash machine didn't dispense any money than "out of order" sign came up- but off course the money was debited of my bank account. I have recorded all of this on my phone for prof. I have contacted my bank and was advised to wait 24 hrs, then get back to…
