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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Help ref current accounts
currently looking to move my business from the coventry, the switching offers all seem to have “must close previous current account “ as a condition for the bonuses. However the coventry account is not classed as a current account but a savings account. Do the bonuses apply if you open a new current account unable to be…
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Once a BOS customer always a BOS customer, even when you closed accounts years ago?
I just tried to open a current account with BOS prior to opening a monthly saver. I got a somethings gone wrong message. I closed my accounts years ago but from time to time receive you haven’t logged into your account for six months emails. I did log in, in the past to see no BOS accounts but it listed my Halifax…
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Which bank would you recommend in 2026? Thinking of switching after long time with Nationwide + rece
Hi everyone, I’ve banked with Nationwide for many years now, and up until recently I’ve always been happy with them. But things changed completely back in June when I was caught up in a scam. It’s been an absolute nightmare having to fight tooth and nail just to try and recover the money I lost, and the way it’s been…
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Metro bank
All the advantages I signed up for have gone (cash only account). GONE! Saturday opening. GONE! Replacement card 'there and then' in branch. GONE! Change deposit counting machine thingy Any reason I should stay with them at all? I'm struggling to find any.
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MSE News: Halifax bank brand to be replaced by Lloyds – what it means for you
If you're an existing Halifax customer, you'll soon become a Lloyds customer instead, as Lloyds Banking Group – the parent company of both – has announced it's scrapping the Halifax brand completely over the coming months. Here's what you need to know… Read the full story:…
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First Direct Perks
Seems like a new reward scheme incoming?
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Co-operative Bank up to £300 switch and stay offer with loyalty bonus (06/07/2026 to TBC)
The Co-operative Bank has launched a new switch and stay offer of up to £300 which also offers a loyalty bonus. It comprises: 1: £125 to switch, 2: £25 per month for 3 months to stay (the 3 months begin on the day after you receive your £125 switch payment), 3: £100 loyalty bonus. What you need to do: Other information: +…
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Monzo Have Sent Me Someone Else's Debit Card
Just wondering how this could have happened and is there anything sinister to be concerned about? New card sent to my property address in someone else's name. I have reported this to Monzo who have requested me to destroy the card. I have requested that they give me an explanation as to how this has happened. The issue of…
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HSBC £220 switch offer for opening a Bank Account (15/06/2026 to TBC)
New HSBC switch offer launched today. T&Cs. 1: Open a Bank Account in the HSBC app on or after 15th June 2026 but before the offer is withdrawn. 2: Within 60 days of opening your HSBC Bank Account: + Complete a full CASS switch which includes at least 2 direct debits. + Deposit at least £2,000 into your HSBC Bank Account.…
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Debit Card transaction limits
Hi, I am buying a car on Saturday. I would prefer to pay by Santander Debit Card. Can anyone please confirm 123 account Debit Card transaction limit. I believe it is £10,000? I cannot find it on their website and Santander do not answer their telephone. I also have current accounts with RBS, TSB and NW. Can anyone please…
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Halifax to vanish?
GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand
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Bank of Scotland £175 switch offer (19/05/2026 to 04/08/2026)
Launched today. Applies to Classic, Silver and Platinum Accounts only. + Requires switching over 3 active and paid direct debits as part of the switch (please see UPDATE below in this post). + No requirement to move any cash across. + You must open your account and start your switch on or before 4th August 2026. + You must…
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Santander £180 switch offer (01/04/2026 to TBC)
Santander have (rather sneakily IMO) withdrawn the old £200 switch offer and replaced it with a new offer for £180. What you need to do: 1: Submit a switch request on or after 1st April 2026 and before the switch offer is withdrawn. 2: Complete a full switch to a new or existing Santander Everyday, Edge, Edge Up, Edge…
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Need a little advice, my take home pay is different to whats calculated...
So I've been using this https://www.thesalarycalculator.co.uk/salary.php to calculate my take home pay estimates... I earn 38K a year. According to the calculator my PAYE should be £423.83 and NI £169.53 But the actual deductions were £441.20 and £176.49 Not wildly different but nearly a weeks shopping. But I also have a…
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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Santander free forever bank account changes
Just got a letter in the post that Santander are changing my business account to £9.99 a month. I've had it a very long time and remember Santander trying this move before only to be told they can't because the original sign up material pushed it as being free forever. Does anyone have any thoughts?
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Child bank account with signatory
I'm wondering if anybody knows of a bank account for a 15yr old that has a parent as a signatory. My daughter is due a small inheritance from her mother's pension. Due to her being under 18 they stipulate that the bank account needs to be in my daughters name with her legal guardian set up as a signatory. I have seen…
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Santander £180 current account switch
The Santander £180 current account switch requires you to pay in £1,500. Looking at the ts & cs, I can't see any requirement to keep that money in the account for a certain period of time but thought I'd double check here. They have some wording about not paying if you abuse the switching offer. Would that include paying…
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budgeting when paid weekly and bills are monthly
hi, trying to work out a way of organising my income and out goings when i get paid weekly and everything else goes out monthly, except daily spend/food. i think i could solve the problem mainly by opening a new bank account for my wages to drop into , before then sending a controlled amount to another account where the…
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CO-OP bank account opinions
Hi all, Im at the point where I have very few options left for getting a bank switching bribe. The one that's left is the coop bank but I wanted to know people's opinions and experiences of them please Kind regards mark
