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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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First Direct 1st Account - App sign up camera issue
I was looking to sign up for the 1st Account for the cashback, and it seems the only way to register is via the app. Ok, fine. So I installed the app on my S20 FE, filled out the required details, scanned my passport and then it came time to capture my image. This is where I start having problems. I position my face in the…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Will Club Lloyds know I have set up 3 new direct debits?
On my TSB account that I am going to use to get their £250 switch on a club lloyds account. Set up 3 £1 direct debits on credit cards today before I apply. They class active as paid within the last 13 months, but surely TSB doesn't tell them that?
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Transferring funds from one bank to another
One issue which always confuses me when transferring funds between my personal accounts in banks is the different terminology used. My Santander bank account, which I'm sending funds from, uses an entry called 'Payee name', presumably it is expecting my name here. However, the Vanquis Bank account which is the account I'm…
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Nationwide Fairer Share
Please be kind, a new medical issue means N/W FlexPlus Aviva insurance won't cover me for ANY declarations that haven't been a problem before. So pointless renewing on 1 Oct. Trying to find insurance cover has me too stressed to properly get my head round the Fairer Share for 2025......... I'll downgrade our Plus a/c to a…
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Quicken
I was an avid user of Quicken until I failed to transfer the application to my new Windows 11 system last month. Can anyone recommend an alternative application for managing / analysing home finance accounts please?
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New Lloyds Account - Don't make this mistake
Today I opened a new Club Lloyds account as a brand new LLoyds customer (never banked with them before). I was obviously attracted by their new account switch offer. After getting the account opened and getting myself registered for online banking, I decided I would do a small test payment to send money in from one of my…
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First Direct Perks
Seems like a new reward scheme incoming?
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HSBC Bank Fraud - Chip and Pin - Unknown Transactions
Hi, need some advise on the steps i need to take. Was at the gym for a class in central london, I stored my debit and credit cards (along with my driving license) in my backpack inside a pin-locked gym locker. The gym only runs classes - and there was only one class happening at the time. During the class my credit and…
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PayPal Credit credit card
In an email from PayPal Credit I see mention of a credit card: Nothing really around that I can find apart from a coming soon page on their US site (although the link starts on the UK FAQ page) https://www.paypal.com/us/digital-wallet/ways-to-pay/credit-services/paypal-credit
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Website/app to track my accounts
Hi lovelies I can see a few threads on my question but quite old now. I apologise in advance for the silly question. Q - is there a website/app where I can enter all my bank & building society accounts to keep track? Or even a SIMPLE spreadsheet I can d/l & change in real time? I'm not bothered about a budgeting tool or…
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Using Santander App for Cahoot only (Android)
Good morning, So, I've just discovered through here you can use the Santander App to log in with your Cahoot details, even if your don't have a Santander account... I already set up a nominated bank account for transfers (back to one of my other bank accounts) However, I just tried to do a test £1 payment transfer out into…
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Cancellation Hero Successes
Hi, If you've read the Cancel Direct Debits article and managed to save some cash by examining your bank statements to clear out the dead wood of forgotten Direct Debits, Standing Orders and Recurring Payments, we want to know about it! Please reply saying for each thing What was it you cancelled? How much were you paying?…
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Santander Amazon opening offer x2
I opened a new Santander Everyday account last week after seeing the £30 amazon offer just for opening (no switch required). Now they’ve launched a new £100 Amazon offer, this time requiring debit card transactions. I’ve looked at the T&Cs quickly, but can anyone confirm if I could go for this new offer as well?
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Payment/Compensation to Virgin Account Holders re sale to Nationwide
I am interested in Forum members views in the aspect of Virgin Money making a payment to its account holders following its sale to Nationwide. This is due to be formally completed in April. The reasons I raise this question are !. Virgin were paid 2.8 Billion for its sale 2. Nationwide gained 2.3 Billion when Virgin Money…
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HSBC Premier up to £750
Everything's Premier when you get up to £750 Open a Premier account by 23 Feb 2026, and by 30 Apr 2026 switch your bank account and salary of £100k+ using the Current Account Switch Service for £250; and / or transfer £100k+ of savings / investments, and maintain your balance for 3 months for £500. Offer ends 23 Feb 2026.…
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will validate that you have…
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Lloyds Refer a Friend
I noticed that Lloyds seem to have introduced a refer a friend offer giving each person £50. If the friend joins can they also switch an account and be eligible for the £200 bonus? I didn't see anything obvious in the T&C's suggesting that it couldn't.
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Barclays Blue Rewards 2026
Is it just me or can we just get Blue Rewards for free because Barclays screwed up the implementation? From the terms and conditions: pay the £5 monthly fee. We’ll take this from your nominated current account on the second working day of the month. On your statement, this will show as the 'Blue Rewards Fee’. The first…
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Big Thank You to Virgin
I asked Virgin to close an account recently. Among other credits I received was one entitled 'Cb' which took me a long time to solve who it was from......answer Virgin Bank. Not really good enough is it ?
