How long before I’m a new customer of Chase?

horsewithnoname

I had an account that I closed earlier this year, they won’t let me open another - will I ever be a “new customer “ again, does anyone know, and have any idea how long it takes?

Thanks

wmb194

https://forums.moneysavingexpert.com/discussion/6687348/how-long-before-i-m-a-new-customer-of-chase

At the moment Chase doesn't allow returning customers. When you've closed your last account, that's it.

flaneurs_lobster

I'm sure there will be exceptions but I haven't seen a single mention (here or elsewhere) of anyone being readmitted to the Chase Current Account Club once the account has been closed.

horsewithnoname

oh well, worth an ask. Thank you 👍

gt94sss2

Chase have a rule where no previous customers can rejoin. They have had it since they launched years ago.

winkowinko

On a semi-related note, I've just switched out one of my Chase current accounts (to Natwest), and have managed to avoid their warning about having any remaining accounts closed, should I switch out again out in the future.

All I did was use the Chase current account for about a month before switching out.

The fact I didn't have any 30p direct debits set up on it, probably helped too 😄

Asere

https://forums.moneysavingexpert.com/discussion/comment/82174571#Comment_82174571

Hi, I have just done exactly that switch couple of months ago. I switched three accounts out from Chase by leaving the main one open. They have now warned me that I have abused the system and quoted some T&Cs that were nowhere to be found (although I consider it to be fair).

eskbanker

https://forums.moneysavingexpert.com/discussion/comment/82174725#Comment_82174725

What do you consider to be fair, switching out multiple accounts while leaving one to preserve 'membership'?

What's the wording they're relying on to warn you?

winkowinko

https://forums.moneysavingexpert.com/discussion/comment/82174725#Comment_82174725

A slap on the wrist for 3 in quick succession is pretty lenient, I reckon.