Chase Bank Cashback

Botanist22

Does anyone know if Chase Bank give cashback on Home Heating Oil purchases for example Boilerjuice ?. I cant seem to find a list of MCC codes that Chase will pay out upon for fuel / energy.

Thank you all.

flaneurs_lobster

Can you find out the MCC code that the home heating oil Co uses when card transactions are taken?

There isn't a list of Chase cashback eligible MCC codes published by them that I can find but there was a list quoted on a previous thread

https://forums.moneysavingexpert.com/discussion/comment/81553319#Comment_81553319

This is the list from last year, the list from 1 July 26 has been expanded to include restaurants and other eating out venues but not aware of any other changes.

I'd be surprised if your home heating oil was included (no other utility transactions are) but a friendly MCC code might sneak in.

Cisco001

I don't think it is part of cashback.

https://www.chase.co.uk/gb/en/support/where-can-i-earn-cashback/

Botanist22

Thank you all for your attention, replies and knowledge. I too looked at all the available info about Chase.

I thought this might be the case. Cashback / cash discounts seem too good to be true for us rare Oil Heating peeps..Worth a try on the Forum though..I really appreciate your replies.

Looks like I will go for the Tesco Credit Card route. At least I can get some Clubcard Points from the purchase.

flaneurs_lobster

Looks like I will go for the Tesco Credit Card route. At least I can get some Clubcard Points from the purchase.

1 point for every £8 of spend? 0.125% cashback? Not overly generous.

Lots of credit cards will give you better than that - Lloyds Ultra has 1% on pretty much everything with no ceiling and no fee (at least for the first year).

flaneurs_lobster

Plonked this here as not worthy of a new thread.

Tesco Xmas Saver Clubcard Scheme

By 25/10/26:

Set your Clubcard scheme to 'Xmas'

Top up your Xmas Saver balance by £100/£200 with Chase card

Will earn extra £6/£12 in Tesco spend voucher.

Will earn £2/£4 in Chase cashback.

Clearly only of use to Tesco Clubcard holders who will spend this money anyways in the next few months.

Haven't bothered working out what that £200 is losing in interest at best EA rates.

where_are_we

Best Tesco Credit card route is stoozing. Get a Tesco 0% purchase credit card currently for 21 months. Make sure you pay by direct debit the minimum each month and pay off the total balance just before the 21 month elapses. If you are quick and apply today you might get the card before by the 25th. In addition you get 1 Tesco Clubcard point for £4 of Tesco purchases and 1 point for £8 of purchases elsewhere. I top up £200 Tesco Xmas Saver every year and will be using the above card this time. I do most of our supermarket shopping at Lidl and Aldi but there are somethings that they do not do and this is where Tesco come in. Usually Tesco do some big discounts at Xmas eg Baileys IL £10, Jack Daniels 1L £20, and 25% off 6 bottles of wine. No, I am not a big drinker and these drinks last months!

flaneurs_lobster

Best Tesco Credit card route is stoozing.

Agreed.

I was just flagging up a rare opportunity to get 2% cashback with a "gift card" purchase by using the Chase card.

Coincidentally, current offer on my RBS Reward card is 8% cashback for a £40+ spend at Tesco (multi-use).