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Marriage, Relationships & Families sticky
👪 Here are some Forum threads you might find useful: * Information about term time holidays and imposed penalties * Please look after your privacy, we can't do it for you! * What to do when a partner/spouse dies * Pet Insurance guide discussion area * Free rail travel for people fleeing domestic violence 👪 And here's some…
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Divorce Advice!
Hi! Looking for some early advice/tips. Long story short my wife and myself are getting a divorce. 13 years together, 3.5 married. 3 kids (1 14 stepdaughter, 6 boy and 2 girl both mine) Childcare we have no issues - both happy to coparent 50/50 and very amicable. Debt - no major debt other than a car loan circa £15k being…
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Buying out wife before Divorce Settlement
My wife and I are getting a divorce. I want to buy out her share of the house, which she is happy for me to do. The issue is that she doesn't want to wait the necessary length of time for this to be done through the divorce settlement. She is still happy for us to, with a solicitor, draft a financial consent order but the…
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Power of Attorney mother spending lots of cash
My 94 yr old mother is spending large amounts of cash, around £300 or more a week. This is on top of all her bills which are on direct debit and food shopping which I organise. Each week I give her £200 cash for her cleaner and spending money but she is drawing out at least £100 more. She goes out regularly to get her hair…
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Money Moral Dilemma: How do I persuade my children to pay rent once they're home from university?
This week's MoneySaver who wants advice asks... When my two children move back home after they graduate, I'm going to charge them the going rate for renting rooms in the area. They'll get perks - laundry, Wi-Fi, cooked meals - and space to work out their next step in life. They're refusing to pay, but I think if I don't…
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Power of Attorney & investing
Hi all, new to MSE and needing a few different bits of advice but starting with this first. I hope I can explain myself clearly and make some sense with my tired old brain. 😊 My mum has dementia and has recently moved in with us, leaving her house empty. We plan on renting that out via an agent for her. Mum also has enough…
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What's fair in terms of £ when I move into my husband's inherited family home?
We have a pre and post nup in place outlining what's mine is mine, what's his is his and what's ours is ours. In due course my husband will inherit his mortgage free family home from his parents. It's habitable but needs a six figure sum spending on it to bring it up to scratch. There may not be enough inherited money to…
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Kids on social media
Hi all, I’ve recently decided not to add my kids faces on social media. And I’ve politely asked my family and my partners family to do the same. Everyone was on board except my MIL. She quickly unfriend me on Facebook and added all the recent photos I sent through. My partner is siding with her saying that I’m…
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No contact with son
I lost custody of my son to his dad when I went through a mental health breakdown and he reported me to social services. Social services agreed for my son to live with his dad whilst they carried out their assessments despite me raising concerns with them about this. In the end they supported my son living with his dad…
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My ex want to buy me out
Me and my ex have a shared mortgage on a house we still live in together.He wants to buy me out.So i will have to move with my daughter when we will find a new house. His parents gave up deposit which is 29k and what he is saying when i will receive equity i will pay half of that deposit back to his parents. Is that…
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second marriage and assets
I am getting married for the second time, I own my house and when I pass away, I would like my future wife to stay living in the house until she passes away and then the house go to my children (All over 25). What is the best way to achieve this?
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Marriage tax allowance
Hello, I have recently seperated from my husband and because of this I have applied to cancel our marriage tax allowance. He was the main income earner so the tax allowance worked in our favour, now that were seperating our finances he is still getting the benefit of that allowance and i am paying more tax. when i have…
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Cheap Ancestry membership
Just renewed at about 1/2 of going rate These are for 12 months tooAnnual Worldwide for £89.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24532&rType=11 Annual UK Premium for £59.99 https://www.ancestry.co.uk/checkout/mli?direct=1&quantities=1&flow=3&offers=O-24531&rType=11 There is the…
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Can a Housing association come after us for money?
My father in law was placed into residential car last year as he was assessed to lack capacity due to a previous dementia diagnosis. Before he went into care he was living in a housing association house managed by Orbit where his benefits paid his rent each month. When the decision was made and he was moved into his care…
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Do I have equity
Hi, looking for some advice on my entitlement to equity in an unsold house with my ex husband. I purchased a house with a mortgage with my ex husband in 2007 for £103,000. We contributed a deposit of £2500 each and shared the mortgage payments from a joint bank account. We separated in 2010 and I left the house. My ex…
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My ex remarried an Albanian in Albania - is it recognised here and how do i prove he did?
My ex married his new partner last year in Albania. Hes a UK citizen, she is Albanian. Assuming they followed all the legal requirements under Albanian law, how would I go about proving that he is remarried? We had not finalised the division of our marital home and now im sure he will have fell into 'the remarriage trap'…
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Last Power of Attorney replacement attorneys
I am using the governments online portal to create my LPA What I am trying to achieve is -My spouse as LPA -If my spouse is not able then relative A as a replacement -If relative A is not available then relative B as replacement I have filled in the details on the website and am happy with the primary LPA but am not sure…
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Power of Attorney
Please would someone help me. Via our solicitors, I am dealing with an Attorney who is acting on behalf of her husband. The Power of Attorney was done when the husband had capacity but has now lost capacity. The POA states that he has complete control over his affairs whilst he has capacity - his wife can only do what she…
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Deferred Payment Scheme is this a cheap way to borrow?
Parent is going into Nursing home soon. The property will be used to fund this. We are exploring options. Seems like the Gov Deferred Payment Scheme is our preferred option. Anyone have experience of this, I guess there isnt a more cost effective way to borrow the funds? We wouldnt get it cheaper with a bank it seems (gov…
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Relative connections - scam?
hi, posting this on behalf of my father who is in his late 80s, for whom i look after all admin etc. He received a letter from 'Relative connections' - they claim to be a professional tracing company who are contacting him on behalf of a client (unspecified) and asking him to contact them to verify who he is whereupon they…
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Mums finances. Sister thinks I am up to something.
A little while ago my sister asked me to assist more with helping my aging Mum which was fair as she did a lot and I only did stuff if my sister couldn’t do it. Recently my mum became unwell and made me aware of her finances. She had £21k in a current account earning zero interest. She receives state pension topped up…
A place for mums with kids of all ages to discuss parent MoneySaving matters.
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