-
Co Op Switch offer (seen 15th January 2024)
I saw that the Co Op Bank switching/referral offer had disappeared from the main MSE article a few weeks go but I've just been on their site and it seems like it's back, £100 for switching plus £50 for using the attached saving account. Just had a brief look so far (I currently have another switch in motion) but here's…
-
Has Nationwide stopped producing statements for some accounts?
This probably should be in Savings & Investments rather than Budgeting & Bank Accounts but as it affects a number of Nationwide accounts I've posted it here. Has anyone else not had any statements generated for some of their accounts over the past two months? I have 4 Nationwide accounts, one current, three savings…
-
Another Emma price change... best free alternatives?
Starting from the 30th of April 2024, we'll be transitioning the following functionality to our premium plans: Just seen Emma have got rid of more features from the free plan for the 3rd time in a year... any suggestions of the best alternatives from the MSE team/community? 🙏
-
Budget App
Hello All, any recommendations for a free Budget App that I can use on my phone? I currently use a spreadsheet and aware of the MSE spreadsheet. I have seen several posts here about budget apps, but they are a few years old. An app that can be reconciled with my bank would be a bonus, but not essential. I have checked with…
-
Savings/investment DDs and debit card deposits- An updated list
Welcome
to this thread. I have decided to create this thread to provide a
regularly updated list of savings and investment accounts that can be
paid into by direct debit and/or debit card for the purposes of
satisfying the various bank switching offers and reward accounts that
are available. This
thread is intended to be…
-
Will we get a windfall……Coventry Building Society acquisition of Co-operative bank.
Apologies if this is in the incorrect category…. Would anyone happen to know whether as an existing Co-operative bank customer, I would be due any windfall upon the completion of the potential acquisition by Coventry Building Society?
-
Santander Bank Switch ended
I applied to open a new Santander Current Account on 4th April (Their switch bonus end on 4th April, 11.59pm). My account finally opened on 11th April and the switch started on 11th April. Am I still eligible for the switch bonus? My account was opened after the switch bonus promotion ended.…
-
Santander Switch Complaint
Hi, has anyone else had difficulty with the recent £185 Santander switch offer? I applied for the switch weeks before the cut off date. The switch didn’t go ahead as planned but Santander just opened up a new account instead. When I questioned this I was told my current bank put a stop to the switch and I had now missed…
-
You Gov Finance offer scrapped
That's a pity - I just re done all my accounts a few days ago too. I wonder if my points went through?. Can't seem to log onto yougov to see.
-
Kroo transferring direct debits from another account and cheques
I have a current account with TSB which is getting no interest. Looking on MSE Kroo seems to be offering the best interest for a stand alone current account, but two things are putting me off a little. No Current Account Switching Service. How are people moving their direct debits over? Do you really have to contact…
-
Cifas marker help
Good afternoon , I was made aware I had a cifas marker placed on me a month back by Barclays I got my subject access returned data form back and the reason I’ve got one placed is Misuse of facility the case type is falsely reporting a loss and the role within case is falsely disclaiming transaction. So I opened 6 Barclays…
-
Barclays Premier
Hello, I have a standard Barclays Current account. This morning I was browsing around the app and looked at the Premier account. I completed the upgrade application but did not press submit 'confirm and upgrade' button. I am not eligible for the account based on my income and savings. What happens if you submit the…
-
HMRC Tax Refund Cheque Expired
I received a cheque from HMRC for a tax rebate many months ago which I'd totally forgotten about until now.I understand that banks won't process a cheque if it's past 6 months from the issue date which is the case here. Will HMRC re-issue it if I call them and explain?
-
Co-op bank's obstructive and unhelpful "anti-fraud" policies
I'm currently looking for a new bank after several frustrating experiences with the Co-op. They claim that online transfers to another bank are "generally immediate", but in my experience whenever I attempt to transfer money to a new payee, they will put the payment on hold for at least several hours, and often for several…
-
Direct debits have not transferred with CASS
Hello, we have just switched our longstanding joint current account from Triodos to Starling using the CASS (of which they are both members). None of our direct debits have moved across. There are no direct debits active on the new account. This is our main joint account from which all of our bills including mortgage,…
-
NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list
NatWest, Royal Bank of Scotland (RBS) and Ulster Bank, which are all part of the NatWest Group, will shut at least 79 of their bank branches in 2024, after the Group announced a further 47 closures today. Read the full story: NatWest, RBS and Ulster Bank to close at least 79 branches in 2024 – here's the full list, plus…
-
Petrol pump shenanigans from the Co-op
Hello, I have just returned from a month in France. I filled my car up there a couple of times with no issues. On my way home, I stopped at a supermarket petrol pump to fill up. I was nearing my overdraft limit so was only allowed 16 euros. I got £500 from my brother into my account then tried again. This time I took out…
-
Any advice on the best way to transfer money between a US bank and my UK bank?
I know I can use PayPal with my US bank to transfer money to my wife's PayPal, and there seems to be something now called Xoom that PayPal uses to transfer money from US to UK banks. It looks like that is expensive. I'm talking about maybe 20000 USD. Thanks. Doug
-
Bank joint accounts with savings pots
As per title what are my options Currently looking to move away from virgin as getting fed up with them blocking payments to external savings accounts in my own name Monzo have pots but don't pay interest so no good (only allowed the 1 savings pot) Chase / zopa don't do joint accounts Tsb is a possibility as it allows 5…
-
Teen banking and transfers
I am really struggling to find a teen bank account for a 15 year old which will allow him to transfer money from his account to another account (friend or family). I opened a Natwest Adapt account only to find out afterwards that this wasn't possible until he's 16. I'm trying to avoid this happening again! Does anyone know…