Bank joint accounts with savings pots

ZeroSum

As per title what are my options


Currently looking to move away from virgin as getting fed up with them blocking payments to external savings accounts in my own name

Monzo have pots but don't pay interest so no good (only allowed the 1 savings pot)

Chase / zopa don't do joint accounts

Tsb is a possibility as it allows 5 would prefer more, but rate is poor also.

Kroo have a good rate but can't see any mention of pots, similar with starling 

SanguineOnSaturn

Kroo have pots now but I didn't think they had joint accounts. Pot rate is same as CA rate.

ZeroSum

You're right, they currently don't offer joint.
That's another crossed off the list

jadex

Starling joint account? Pots (i.e. Spaces) and 3.25% interest?

ZeroSum

jadex said:

Starling joint account? Pots (i.e. Spaces) and 3.25% interest?

Possibility, downside is it's capped at £5k 

Desmond_Hume

Is that a downside? Why would you have more than £5K in a current account anyway? Unless of course your monthly expenses exceed that…

penners324

Starling probably your best choice.

jadex

ZeroSum said:

jadex said:

Starling joint account? Pots (i.e. Spaces) and 3.25% interest?

Possibility, downside is it's capped at £5k 

Are you aware that in order to have joint account with them you both first need to open personal accounts?
It means that you both have combined access to 3 lots of up to £5k and you can move money back and forth within one app.
Alternatively, you may think of rearranging your banking and split it over multiple personal and joint accounts: for instance you can have bills paid by direct debit directly from Chase savings accounts (4.1%) or from Kroo personal account (4.35%) or from joint Santander Edge (1% cashback).

35har1old

jadex said:

ZeroSum said:

jadex said:

Starling joint account? Pots (i.e. Spaces) and 3.25% interest?

Possibility, downside is it's capped at £5k 

Are you aware that in order to have joint account with them you both first need to open personal accounts?
It means that you both have combined access to 3 lots of up to £5k and you can move money back and forth within one app.
Alternatively, you may think of rearranging your banking and split it over multiple personal and joint accounts: for instance you can have bills paid by direct debit directly from Chase savings accounts (4.1%) or from Kroo personal account (4.35%) or from joint Santander Edge (1% cashback).

Chase is ccurrently paying 5.1%

friolento

35har1old said:

jadex said:

ZeroSum said:

jadex said:

Starling joint account? Pots (i.e. Spaces) and 3.25% interest?

Possibility, downside is it's capped at £5k 

Are you aware that in order to have joint account with them you both first need to open personal accounts?
It means that you both have combined access to 3 lots of up to £5k and you can move money back and forth within one app.
Alternatively, you may think of rearranging your banking and split it over multiple personal and joint accounts: for instance you can have bills paid by direct debit directly from Chase savings accounts (4.1%) or from Kroo personal account (4.35%) or from joint Santander Edge (1% cashback).

Chase is ccurrently paying 5.1%

They don't do joint accounts, which is what the OP is after

northwalesd

35har1old said:

jadex said:

ZeroSum said:

jadex said:

Starling joint account? Pots (i.e. Spaces) and 3.25% interest?

Possibility, downside is it's capped at £5k 

Are you aware that in order to have joint account with them you both first need to open personal accounts?
It means that you both have combined access to 3 lots of up to £5k and you can move money back and forth within one app.
Alternatively, you may think of rearranging your banking and split it over multiple personal and joint accounts: for instance you can have bills paid by direct debit directly from Chase savings accounts (4.1%) or from Kroo personal account (4.35%) or from joint Santander Edge (1% cashback).

Chase is ccurrently paying 5.1%

Do you have a special rate?