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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances 💸 Some useful links to MoneySavingExpert.com guides * How to open a bank account *…
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Worst Banking App in your opinion?
I have been around the block when it comes to bank accounts, and credit cards. Making sure to get the most out of the Switching Offers, I have found most banks to have a very similar generic banking app experience that has been somewhat fine to use. Chase being one of my favourite, but not having much to complain about..…
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A Smartphone and online banking
I have always used a public PC with inPrivate browsing to check my bank balance and transactions . Now i use my own Android 12 Smartphone to do it My question is how safe is it to use my smartphone to do it ? is it 100% safe to do it ?
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Anyone else been caught out by HSBC overdraft support?
Just wondering if anyone else has been caught out by this/managed to resolve it. I got the temporary overdraft support for 12 months which was 0% interest on overdrafts up to £500. I am currently at this level on both accounts. On 19th Feb and again on 25th March I was notified that this support would come to an end on 8th…
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Bank or Building Society?
Hi everyone, I'm new here so please excuse my question if it has already been answered. Basically, I suffer with severe anxiety and my bank point blank refuses to allow me to pay any money in via a real-life cashier and tells me that I have to use their deposit machine. I have tried on a couple of occasions and to be…
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Danske £200 Switch Offer 18/4/24 (NI Only)
Good morning, This is probably quite a niche one as you need to live in Northern Ireland to open an account with Danske as a new customer but Danske currently have a £200 switching offer for those who don't currently have a Danske current account. See: https://danskebank.co.uk/personal/products/current-accounts/switch-200…
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Caught my bank lying. How can I negotiate a higher compensation?
I raised a complaint with a bank after noticing something in their system not working correctly. I did not suffer direct financial loss but the situation did cost me £100 indirectly and 2 months of correspondence and waiting during the complaint. The issue has likely caused problems for other customers without them…
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Making an international payment
Hello, please can anyone help? I want to make an international payment from either Santander or First Direct (approx £180) to a bank in Vietnam, for a hotel deposit. When logging into our accounts the country is showing as Vietnam but Vietnamese Dong is not an option to select under the currency. We appreciate there will…
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HSBC Global Account £80 bonus
I'm starting this thread for people to please share when they receive the bonus. This is from the 2 part deal (£125 + £80) that started at the end of last year. The 2nd part of the offer (£80) is due to be paid 'early May' in to the Global account.
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Transferring money from my Spanish account to my UK account
My daughter who lived in Spain until April 2023 is being marred with endless documentation, both from Spain and from the UK- in order to have her money transferred into her UK account. Help please
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Chase app on multiple devices
I been wanting to use Chase as my primary current account, but the only thing stopping me was the info from Chase saying the app only works on one device. "While you can install the app on another device, it's currently not possible to have more than one device registered to use Chase." Then it goes on to say "you need to…
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Help with Chaps
Hi. Not sure if this is in the right place but here goes. I'm in the process of selling my late mother's house. Sale agreed and due to exchange & complete on the 29th April. His solicitor made CHAPS payment from Lloyds Bank to AIB. As of now 10th May the money hasn't arrived. His solicitor has received notification that…
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First Direct switching offer from 7 May 2024
The First Direct switching offer is back: Current Account | Open Online Current Account - first direct Terms and conditions: first direct CASS switcher offer Terms and Conditions
Effective from 7 May until the Offer is withdrawn. Who’s running the offer? first direct a division of HSBC UK plc (‘we, us’) is the promoter of…
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Should we contact ActionFraud ?
Elderly parent has had a formal letter containing personal information go missing. Post is delivered to an box at the end of a long drive. Is this something worthy of registering with AF over would you think?
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Receiving USD into UK Bank Account
I'm about to receive a USD dollar payment of over £100 into a UK bank account and I checked all available current accounts I have to see the cheapest fees. Both Santander and Nationwide have zero fees to receive USD payments over £100. Does anybody know which one will have better exchange rate from experience? All other…
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Halifax Reward current account
I got letter (Inbox) to say Halifax Reward current account is changing to normal current account, April 24 Fair Doos as I have been slacking lol 😂 as gave up sorting accounts out lol! anyway Can I change it back after April? Or should I move account to get a reward else where had account for years (not main bank account)
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First Direct £175 switch offer. 26/03/24
First Direct are offering £175 on switches to new accounts opened between 26 March and before the offer closes on April 22 or is withdrawn. Criteria: Go through a full CASS switch process to transfer their everyday banking, including switching at least two direct debit or standing orders within 30 days of opening the…
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Regular Payments Without CPA?
I have had to cancel some recurring payments to debt management companies and most were on my bank app's list. One wasn't though so I contacted the bank and they said there isn't a continuous payment authority in place, the company is manually taking a payment each month. Is that legit? I had assumed that if a company was…
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Cynergy Bank
Opened an online easy access savings account with this bank yesterday. Received the user ID but then got locked out of my account as the 2 step authenticator did not work. So I called today and failed the security questions?! How is this even possible? I was asked several questions I was not asked in the application and…
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Barclays pin blocked
I have unblocked my pin online at Barclays. I have now heard my pin on the phone from their system. When I look online, it says To unlock your PIN, visit a UK Barclays cash machine and enter your PIN correctly. As Barclays is a long car journey for me, anyone know if it is possible to do this at any old ATM machine??
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HSBC Advance £125 bonus + £80
Firstly, an update on the HSBC bank bribe. I opened the Advance account on 1st November, it took a couple of days, but my application was approved quite quickly, then it was just waiting for the account set up and card to arrive in the post (which it now has). These are the steps to qualify for the £125 bonus, in case…