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The New Top Easy Access Savings Discussion Area
This thread is for discussion of the Easy Access Savings Guide A previous version of this thread which ran from Nov 2007 to June 2024 can be found here: https://forums.moneysavingexpert.com/discussion/596724/the-top-easy-access-savings-discussion-area/p1
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The Save £12k in 2025 challenge
I give details below of the savings challenge I have been running this year and will continue to run next year with the help of @Suffolk_lass This is the new Challenge thread for savers in 2025. The aim is to get more people saving throughout the year and this thread gives a space for people to record their progress. The…
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The Savings & Investments Sticky
FCA Unauthorised Firms and Individuals List The Top Instant Access Savings Discussion Area How much can you save? Share Dealing Discussion Area Regular Savings Accounts: The Best Currently Available List! Top Child Trust Funds Article Discussion Area >
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Paying with cryptocurrency
I've been asked to pay for something with cryptocurrency but problem is I know nothing about it. This needs to be done in next ten days. Where do I start? Help!
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Selling BT shares best method
Please can I have advice on selling around 300 shares, they are in paper form. I called BT today they said they charged 1.5 percent commission is there a quicker and easier way?
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$4trillion dollars.
How the hell can a single company be worth this much money? It's such an absurd amount of money that you can't even relate to it, what does it even mean to have $4trillion of something. If each dollar was a grain of sand, it would fill 3 class 1 HGV trailers. And the wildest part is you've got Microsoft just behind at…
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What’s the ONE Money-Saving Habit That Changed Your Life?
Hi everyone, I wanted to ask: What’s the one money-saving habit, mindset, or tip that made the biggest difference in your financial life? It could be something small like always comparing prices before buying, or something big like switching energy providers, using cashback sites, or even starting a side hustle. I’m trying…
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BBGI Corporate takeover - possible loss of entire value of shareholding?
My wife and I owned shares in BBGI Infrastructure, on the Interactive Investor platform. The shares were spread between two ISA's and a SIPP. Following a takeover bid for BBGI a couple of months ago, we were asked to respond to a corporate action notice by choosing one of the following options: "OPTION 1: Do nothing…
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Pay.off & invest or not pay off & invest?
Hi all, Just wanted your opinions on the following. A few weeks ago I was extremely lucky to win a competition that resulted in a considerable 5 figure sum hitting my bank account. I immediately paid off 2 bank loans that freed up over £550 a month. I have invested the remaining amount into a stocks & shares ISA that is…
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Inheritance
Hi, I am after some advice if possible please. I am about to inherit 150k. I have no savings or private pension. I will be eligible for a full Gov pension though but not for 12 years yet. I am a single 55 y/o female who has been living on Universal Credit for the last year due to long term poor health. Obviously when my…
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How to handle Hungarian gambling winnings sent via PayPal
Hi all, I’m in a bit of a grey area and would really appreciate any advice or shared experience. Over the past few months, I’ve occasionally played on some Hungarian gambling websites and ended up with winnings of just over £2,000. I withdrew the money to my PayPal account rather than directly to my bank. Now I’m uncertain…
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Skipton BS authentication system.
I recently opened a Skipton BS easy access bonus saver account. They operate two different authentication systems:- One requires you to install an app on your 'smart' phone. That requires a device specific registration code sent through the post. The other uses conventional 2-factor authentication and requires you to…
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Savings accounts for beginners
Hi all I'm looking at setting up an instant access savings account and just wondered, is it the case that when setting up the account I input some bank details, for example my current account, then pay into my savings from this and when the time comes to withdraw I simply select the amount and it is put back in my current…
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Santander edge bonus period has ended
Rate now reverts to 4% i believe, on balances of upto 4k. Actually 4% seems ok for me....i cant move that money to an ISA this year(used my allocation) - I have a natwest digital regular saver, which is now almost full too.. Are there any other decent savings accounts/regular savers or am i going to be better putting this…
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The Top Regular Savers Discussion Thread
Welcome to this thread The main purposes of this thread are two-fold: * To provide a list of the top regular savers currently on offer * To provide a place for all forum users to discuss regular saver accounts and ask any questions about them that you may have This thread is intended to complement Martin Lewis' article…
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Iweb Cancel an order Help.
A bit of advise please . I placed two orders on iweb ( one for Legal and general tech + HSBC world tracker )on the 3rd of July at 4.25pm which I want to cancel if possible. On the iweb pending page it shows them in the pending deal - as active ( This order has not yet been executed ) but I cannot see the option to cancel…
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X-O (Jarvis) online platform to close in the summer
Most accounts (including ISA accounts) to transfer to Interactive Investor. Information here:- https://www.x-o.co.uk/faq.pdf
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Savings account easy access for approx £20K
I'm looking for an online savings account with a good rate of interest, but with no withdrawal penalties for around £20K. I have a Marcus account so would like something similar. Google came up with Revolut - any recommendations please?
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Was the call I received from a mempool 'Database Officer' genuine?
Hello. Advice please! I have never, to the best of my knowledge, had any dealings with crypto currencies. But I was called out of the blue by someone describing himself as a mempool 'Database Officer' who knew my name and some other details as well as my mobile number. He subsequently sent emails from an account at…
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Has saving affected your mental health.
First time on the Savings thread but i thought it may be the best place to pose this question. I have thought long and hard about if I should post this or not given the cost of living crisis and how it is affecting huge numbers of people but here goes. I am currently in a very fortunate financial position but it hasn't…
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AJBell platform - Dividend payout
Just noticed there isn't an option for dividends to be automatically paid out to your nominated bank account. I know that HL have the option to do a monthly sweep, where all dividends are paid to your account around the 12th day of each month. Am I missing something or does AJ Bell really not have this feature?
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Capital and interest and withdrawal penalties
Quick question, when a flexible savings account talks about withdrawals, limits on withdrawals and potential penalties (usually in terms of lost interest), am I right in assuming that when they talk about withdrawals this is withdrawal of some (or all) of the original capital and not earned interest? In other words it…
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Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…