-
460k for 5 months!
The wife and I have sold our house and have 460k for 5-6 months whilst we wait for our house to be built. I want to maximise the interest but keep the funds in instant access with monthly interest payments. We plan to distribute between ; metro, cahoot & paragon given the 85k protection limit and these 3 offer monthly…
-
BHP Billiton plc - Class Action Litigation
Did anyone else here receive notification from their investment platform regarding this matter?
-
Cooperative Bank's Sustainability Savings Bond 9.5% 2024
I had an email from what looks like a legit coop website, detailing a new round of bonds at 9.5% which seems like a good return for stashing your money away for 5 years. I can't find much information online about them. I am surprised as it seems like a good return (too good to be true? I always like to do due diligence…
-
HL announces new 4.125% gilt auction, closes (with them) 29 April 2024 ( oops!)
For those who have an interest in investing direct in new gilt auctions, see below received in my inbox today from HL. Also available on the Interactive Investors platform. ' The Treasury 4.125% 2029 is a new gilt launching today. Applications are now open and you can invest online with HL. Investing in gilts may not be…
-
BT share cert confusion..
Hi all, i think i have this sorted but just checking ! (A) I have a shareholding in BT group represented by 1 x cert with a date of 21/11/2021 (B) I also have 3 x share certs with dates prior to this which are for British telecommunications and show the piper symbol These certs just show the BT logo and the piper symbol.…
-
Premium Bond Winner ?
im interested in winning premium bond holders , or not as the case may be , please post your winnings and holding as well as length of time held , i have a theory that newer bonds win more prizes , id prefer not to make this a discussion area of that arguement but i would be interested in your winnings just a bit of…
-
Has anyone had experience of James Hay Partnership?
I'm really struggling to get James Hay to transfer over my late father's pension to my mother. They don't allow you to speak to the Claims Team, the Contact Centre will only message the claims teams, they don't answer the questions asked of them, even by email and the complaints department aren't responding. I'm at my wits…
-
Joint savings account for three
Three of us are looking for a joint savings account. Is there any way to filter a search for this, or will I have to go to every provider that offers joint accounts and ask if we can add someone else?
-
Is Quantum AI legit?
Been asked about this by a friend and can't quite make up my mind on whether this is a legitimate cryto-currency trading account or whether it is a scam. Any thoughts?
-
TSB Monthly Saver setup problem
I have a TSB Current Acc for a few months now and have been trying to open a Monthly Saver (£250 per month at 6%). Each time I try to sign up for the account I see the info below, NONE of which applies to me. I should be able to open the account. Never had one before. Anyone else had this problem? Customer Service sending…
-
RBS ending Malwarebytes Premium subscription
Just had a pop up stating my MBAM Premium subscription is ending!😲 Does anyone know how /where to continue basking in their protection for free? I think I saw an offer from one of my institutions offering "Rapport" but I had no end of problems with it in the past and wouldn't want to experience that again!
-
gov bond funds haven’t increased in value
Over the past year I have been purchasing government bond funds: vgov vanguard long duration gilt royal London international gov fund (hedged) Ishares us treasury eft (hedged) overall I am sitting on a small loss. I thought that once the boe made it clear they would start reducing rates the gilt funds would at least…
-
Santander Edge saving account interest
I opened my Santander Edge Saver on 24/3/24 and put £4k in immediately. I expected my first month interest today but so far there has been nothing. However, I paid the money in directly to the saving account from non-Santander accounts rather than move it into my Edge current account first and then move it into the saver.…
-
Top Easy Access acs Ranked: Top of The Pots - **No Chat**
I've had a few suggestions/requests to start a separate 'No Chat' thread, as the ToTP list gets drowned in 'chat' in the 'Top EA discussion' thread. The aim is to maintain an easy-to-find ranked list of the c.Top 10 available to open & manage online Easy Access accounts, with links. The purpose of this thread is to ONLY…
-
OEIC Fund Pricing
How do fund pricing usually work regarding selling or buying? The Guinness fund i hold updates it prices around noon each day and dated the previous day. So if i decide to sell on Monday (before 3pm cut off), i would be getting whatever the price is at noon on Tuesday? This is from their old redemption form - "Requests…
-
PLU-Financial - Any reviews or recommendations
I have been recommended to look at Hoxtons or PLU- Financial for expat investment advise. Just wanted to check if there are any recommendations or if people have used them?
-
Inflation, Interest Rates, yield curves, instant vs fixed rate savings & gilts
Sharp fall in inflation today to 3.4% & IIUC expected to fall further over the next couple of months as the energy cap reduction takes effect. Despite the slightly hawkish rhetoric from the MPC I think it's unfathomable that they'll keep rates high for much longer. I think they'll cut soon and in at least 0.5% chunks. My…
-
Paragon and Recognise bank apps
Can't find them, do they exist.
-
Fidelity - taxing interest outside ISA?
DH holds some cash in his Fidelity Cash Management Account to pay the fees on his S&S ISA. This earns some interest. However, they also appear to be deducting tax from the interest at source, rather than paying it gross. It's only pennies, but I thought all interest is paid gross these days. DH is well within any tax from…
-
Personal Investment plan Tax liability on cashing in
We have a joint Halifax (Scottish Widows) PIP. Its a managed income fund paying us a quarterly income (small). It was taken out in 2010 with £100k invested. It has never given us the income suggested at point of sale, and we are considering cutting our losses and cashing it in. Its worth at the moment circa £92k. We were…