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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Replacement costs covered insurance
Bought a Miele condenser dryer over £1,000 Engineer came out eight weeks ago, still not repaired due to parts being lost and confusion on the side of the insurance company. How long is it reasonable before I can get the below actions taken. Replacement costs covered: Should we be unable to fix your appliance, you’ll be…
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Cash in lieu / Cash settlement
Hi everyone I would appreciate if someone could shed some light on what I'm about to ask because I've become rather stressed out. I want to know the following My car was hit and I made a claim During this claim It was hit again on the other side separate claim. The 2nd claim insurer written it off The first claim they got…
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Post Office Travel Insurance
Purchased Travel insurance from the Post Office, which is underwritten by Collinson Insurance Services Limited.Having filled out the "online claim form" I waited and then followed up by email, only to be sent a claim form in pdf format list of proof of ownership Proof that you own the items you’re claiming for. Of course,…
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Company refused/declined Home Insurance cover
I had been happy for several years with the home insurance cover I had with one company (Company A). However, in 2024 they didn't want to insure me any more because they had stopped covering homes with oil-fired central heating. So, I found another company (Company B) and have used them for the last two years, although the…
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Making an income protection claim with Bestinsurance (via Claimscog)
Hey! Not sure if this is the best place to ask this or not. Mods, please delete if inappropriate :) Tldr; making claim (30 day excess) for a Bestinsurance policy via Claimscog for income protection insurance, which is dragging on. Cover should of started already (first payment due end of this month) Read reviews for…
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Car insurance renewal -Medical Issue
Back story - in November 2024 I suffered a seizure in the early hour of the morning, got taken to hospital - lots of tests carried out but no firm conclusion as to the cause. Subsequently I got referred for further tests over the following few months but nothing conclusive. In early April 2025 I had a similar incident,…
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Car insurance cancellation costs
Hi everyone and thanks for letting me join. My wife took a new car insurance policy with Onecall insurance through Money Supermarket 4 weeks ago as it was the most competitive quote. Unfortunately her car blew up and she had to buy a new one. She asked them for a quote on her new car and all looked ok but then we noticed…
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Home insurance getting cancelled
I have been with Sainsburys for buildings insurance for many years, but I had a letter yesterday saying they are not renewing it this July because they aren't offering home insurance any longer. The letter said that Lloyds bank might offer me home insurance, but the uncertainty about this is stressing me out. I had to…
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Life Insurance after Mortgage Paid
Hi I have been able to pay my mortgage off early, due to some inheritance (15 years early). Currently there is a life insurance with critical illness running, that decreases which was attached to the mortgage. I am thinking of swapping this to a life insurance policy, as I have no other debts, no partner and in several…
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Car insurance for second vehicle (temporary)
We are changing our car and will end up with two vehicles until our existing one is sold. Is it better to add the new car to the existing policy and then later remove the current car, or should we simply take out temporary cover on the new car until the old one sells and then change the policy details to the new car and…
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Car Insurance Renewal
Hi, When looking for renewal quotes does Windscreen Replacement count as a claim?
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Dynamo breakdown auto renewal
My daughter took out breakdown from dynamo last year and never received a renewal email so forgot about it. It's only when I checked my credit card(I paid for it as she had lost her card at the time). and noticed they'd taken a £38 payment that we remembered. She's checked everywhere in her emails but there's definitely no…
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Damaged ceiling due to upstairs leak
I'm in a ground floor flat and my ceiling has water damage due to a broken washing machine in the upstairs flat. I've filed a claim with my insurance company but there's an excess on the policy. Legally, am I stuck paying this? I have no reason to think the upstairs neighbour was negligent and I feel bad asking them to…
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Car Accident Claim on CUE Database Twice
Hi Apologies for the long read but I'm hoping someone knows if they are correct? I had a claim on my car insurance last year, my named driver was driving at the time and was at fault. Car Insurance renewal came and even declaring the accident I got a much cheaper quote so decided to move to the new insurance company. The…
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I panicked and made a subsidence claim, HELP!
Hello, Two days ago I noticed some new cracks in the plaster of my house. I have been worried about a tree in front of my property causing damage with its roots. A quick check of AI suggested contacting my insurer. So I went to the insurers website and raised a claim. The next day they phoned me to discuss the claim. I…
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Ski Accident in France - Legal Cover - Via Travel Insurance or Home Insurance?
Hi, My daughter broke her leg in a Ski Accident in France. I believe the company that manages the piste is responsible so I would like to start going down the legal route. I was just about to log it with my Travel Insurance as a claim however I have just noticed that my Travel Insurance legal assistance limit is £20,000…
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Best insurance on property in probate
Our mum died last year and my daughter is planning to buy the house when hers sells; she and her family are currently living in it while final works are done on hers. Probate on mum's estate is not yet complete but we'd like insurance on the house until it is, to protect all - advice please!
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Having 2 insurance policies for the same car
My wife uses her car very little at present but our niece's car is on its last legs. We would like to allow our niece to have the use of the car, but don't want to put our NCD at risk by adding her as a named driver. Is it permissible to have 2 policies for the same vehicle? It would be a case of our niece taking out new…
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Adding non Uk residents as named drivers to my car insurance
Have anyone had problems with this ? My daughter and her partner live in Denmark and are residents there but still uk citizens. I have added them to my car insurance policy as named drivers in the past (was advise by admiral at the time cheaper to add as named driver than a temporary driver as they come to the UK…
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Home Insurance Cancelled After Claim
Last autumn we had a water leak caused by a corroded mains water pipe. The pipe wasn't visible. and we only realised there was a problem when water started seeping through the floorboards (the hole was tiny; the plumber said it had probably been leaking slowly and undetected for months, but it did a lot of damage). (The…
