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Insurance & Life Assurance sticky
Here are some Forum threads you might find useful: * Home Insurance Discussion * Cheap Car Insurance Discussion * Car Insurance Tips & Tricks * Level Term Assurance Discussion Area * Car Breakdown Discussion Area * Gap Insurance Guide Discussion * Compare Breakdown Cover Discussion * The Great Hunt: Have you used a loss…
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Travel Insurance amount to cover
I read a tip from Martin saying to try and get separate quotes even if traveling as a couple. But how much do i have to cover. e.g. if our trip costs £2500 each do i just cover each passenger for £2500, or do i have insure both for £5000 as thats the total cost of trip.
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Car insurance auto-renewed, I sold car 6 months ago and don't live in the country anymore
Help, I'm a British citizen who moved abroad for work 7 months ago. I sold my car, but the insurance auto-renewed on Sunday. However, payment did not go through because there was not enough money in the account (around £450). Am I obligated to pay this, legally? It seems crazy to pay this, as it really is money for…
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Home Insurance Cover - around switching insurers
I’m looking for advice on which insurer is responsible when damage starts under one policy but is only discovered after switching providers. In early March, while still insured with our previous home insurer, we noticed some lifting of our LVT kitchen flooring. We assumed it was an installation issue and asked the flooring…
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Solar PV Battery Insurance
Hi, I have a new solar install and the PV battery placement needs to be a on a party wall. I understand my Home insurance will need to be updated to cover my house install, however, outside of the party wall agreement, is there any Insurance issues for the neighbour whose wall the battery will be fixed to? Thanks.
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Eversure Car Breakdown Discussion
Hi, This is a feedback thread on car breakdown provider: Eversure Please share your experience with other MoneySavers. Click reply to take part: * Have you experienced problems? * How quick did they help? * Happy with the overall service? The feedback comes as part of the Cheap Breakdown Cover guide. Thank you, MSE Tony
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Car insurance chosing own repairer
HI, We have 2 cars insured under a multi car policy with Hastings Direct. Unfortunately both have been involved in accidents. Car 1 was hit on a roundabout. Most likely a no fault claim but not confirmed. We elected to send this car to our preferred repairer rather than the approved one, which has a poor reputation. After…
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New car insurance for named driver of stolen car
My partner and I owned a car. The V5C and insurance policy were in his name. I was a named driver on the insurance. The car was stolen and he/we claimed. Now I am buying insurance on a different car in my name. Do I need to declare the claim/theft given I was not the policy holder? Thanks
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Travel insurance
We booked non-refundable flights and non-refundable accommodation both directly with airline and hotel to the UAE to travel in July 2026. We also purchased travel insurance. However with the recent events in Iran and the UK governments advice on essential travel only we are left in a difficult situation. The Hotel have…
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Medical Insurance Canada
I am going to Canada for 2 weeks holiday shortly. For travel insurance, I have been quoted between pound 420 and pound 650 from UK insurers The only insurance I'm interested in having his medical emergencies. A Canadian comparison site has thrown up a $CAN1m worth of cover for about $CAN200 (just over £100) Is there any…
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Car insurance for a learner
Our youngest has passed her theory and awaiting her full test, we'd like to get her insured on her grandmother's car so we can practice with her, this car will eventually become hers when she passes ( she doesn't know this yet ) Am I best getting her insured as herself, telling the insurance company it's her grandmother's…
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Getting car insurance problems
Been driving a long time but since August last year that part of my world has fallen apart.Had an accident in my car,which I caused,which I made a claim on with my insurance company as a new door would be needed.They put it into a local body repair shop,who gave me a courtesy car to use while mine was being repaired.Repair…
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Advice on neighbours damage to driveway and garage - Insurance?
I own a detached house (No.7) with a detached garage situated at the rearbetween my property and my neighbour's property (No.9). Between my driveway and No.9's flank wall there is a narrow strip of stoned ground which sits on No.9's land. No.9's downpipe runs down their flank wall and terminates at ground level in this…
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New Car Insurance & Moving House
Hi, My current car insurance expires on 28th May. Next week I hope to be exchanging contracts on a house move with completion date set at 29th May. Whilst I'm going to wait until after exchange has taken place to obtain a new quote (my previous renewal quote was too high with no option for a requote), I'd like advice…
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Misleading? (Landlord Buildings insurance)
The insurer I'd been with for decades, stopped doing insurance for landlords so had to look elsewhere. Previous company only wanted to know about void periods if over 60 days. Stupidly, I called the new people instead of reading the policy. They told me - oh you should report it on day 1 of void period and there's an extra…
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Car insurance NCD - claim reduced NCD, finally closed after two years - how to get NCD refreshed?
wife had a claim back in 2024 and what should have been simple has been dragged out by the other party. Even when AXA accepted her side of things, they didn’t close the case down as they were being refused payment from the other party. anyway - finally got confirmation email that the case is closed, and ‘her NCD is…
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Nationwide Life Insurance (Legal & General) Apple TV offer
Took out a Life Insurance policy last October 2025 through Nationwide. Offer at the time was a £75 gift card (Amazon or M&S) and free Apple TV for 6(or 9) months. Got the gift card ok but no Apple TV. Has anyone else had trouble claiming it. Contacted L&G and they deny having an offer for that. I contacted L&G in February…
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Travel insurance when on a waiting list
I am currently on a waiting list for an appointment with an opthalmologist after my optician referred me for an anomoly on one of the tests in a routine check up (possibly early sign of glaucoma). This is making it impossible to find travel insurance for a short trip to Switzerland. I’ve tried multiple insurers but as soon…
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Receiving rebate for a total write off.. But GAP insurance paid the difference?
I just received a letter from my insurerl that I am due a considerable amount of money due to a too low settlement that i had following a total write off in 2024.. Great news, however at the time my GAP insurance paid the difference, so will they be entitled to/come looking for this rebate? Had my insurer settled at the…
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Travel Insurance
I booked a packaged holiday (flight and boat) on the Turkish seaside, not in the areas FCDO advises against. Need to get the travel insurance NOW. I checked insurefor, insureandgo and others, but I do not understand if everything (flights & accommodation), or most of it, is covered. Thanks.
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Non Fault Claim On Home Insurance - Is this classed as a claim or not?
Last year we made a claim through our home insurer after our boundary wall was hit, our insurer has now closed the claim and confirmed this was a non fault claim and that they have recovered all of the costs from the 3rd Party Motor Insurer. They have also re-instated our no claims discount. I am now trying to arrange our…
