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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Online only Banks
Does anyone know if I can open an online only bank account and fund it, then use it as a donor switch right away? :-) Thanks in advance
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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HSBC ransom
HSBC has chosen to close my business account because I did not respond to their safeguarding request. They sent it to my old email address, did not receive by post and was in amongst all the other scam callers on the phone that I regularly receive So fine, close the account, no problem What they then do is say they do not…
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Using Chase as donor/dummy accounts for Current Account Switching
Small trick I discovered if you want to create some dummy accounts for Current Account Switching to get the switch premiums. 1. Open a bank account with Chase through their app2. In the app, open a second account3. Link the debit card with the second account4. Use that second account as a donor account for your Current…
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Cashing Australian cheque
My better half has received a refund of pension contributions she paid when living down under in the 1990s from the Aussie tax office. But despite asking for an electronic transfer, they've sent a cheque in Aussie dollars. We now can't find a UK bank or currency exchange that will cash it. Can anyone suggest a way to cash…
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Current account with 'sweeper' from savings recommendations please...
To make money work harder with a bit less admin I'm looking for recommendations for a current account that can be set to automatically pull in funds from a linked savings account so that there are always funds ready for variable direct debits. I'm not sure the top up if balance falls below £x would always do this. Decent…
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Which budgeting or personal finance software do you use?
My question is about what people use to record their bank transactions for budgeting and spending control. I'm not thinking about the banks' own phone apps but "proper" software handling multiple banks and credit cards. I've been recording my income and spending details for many years using Microsoft Money. Although it…
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Revolut issued UK banking licence
https://www.theguardian.com/business/article/2024/jul/25/revolut-receives-uk-banking-licence-after-three-year-wait
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Virgin Money not part of banking verification system ??
I contacted Virgin Money because I wanted to transfer from HSBC to my Virigin Isa and everytime I got a warning on HSBC saying 'Unable to check details , the payee bank doesn't offer this service'.. Virgin replied saying that they are not part of the banking verification system😯.. they suggested to send a small amount…
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Lloyds switch offer 6 January to 3 February 2026
https://www.lloydsbank.com/current-accounts/switch.html * How to get the switch offer To qualify for the £250 switching offer (“the offer”) you must switch to a new Club Lloyds Account, Club Lloyds Platinum Account or Club Lloyds Silver Account using the ‘Current Account Switch Service’ to switch from a bank account held…
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Santander Amazon opening offer x2
This post was inserted after an error by the Forum Team in order to put the posts back in chronological order
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Hsbc online login
Hi Usually when you go on their website to login to online banking it asks you to generate a code from your mobile app. But now it asks you to login to the app and scan a QR code that appears on the website. I have tried scanning the QR code several times but nothing happens... Anyone else had this issue?
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PayPal+
The benifits of the gold level are pretty good but it requires you to spend 25k which is out of reach for me as normal spending even over a few years. Is there some hack to it? Is there a way to pay yourself and it be eligable spending? I have the money available in savings to do it but it's just if paying by the linked…
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Barclays Premier account £400 switch offer (17/02/2026 to 30/04/2026)
Barclays have launched a new switch offer for their Premier account. Excludes anyone who has ever received a switching bonus from Barclays or anyone who has had a Barclays current account open on 17th February 2026. 😥 T&Cs. This offer has been added to the archive.
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Bank Fraud
Is anyone able to give advice on how to proceed with the bank, on a fraud which occurred on my father’s bank account? A couple of months ago, a tradesman came to my father’s doorstep to offer to do some work on his property. My father agreed to the work and the amount, and the work was undertaken and paid for by chip & pin…
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Current Accounts for Newly Self-Employed
Hi, I’m newly self employed and money coming in from my new career is going to be quite low over this first 12-24 months. I have a business account set up separately for my business needs and now want to change my personal current account. I want to keep business and personal separate. From the guide on the website it’s…
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No show for cheque book.
Hello. I need some advice. please.l ordered a cheque book on the 17th of Feb and was informed via the online information that it would take 7-10 working days, but so far, no cheque book. I've informed the bank via secure message, and all they said was send us your address detail and how you want your name on the book. And…
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help to budget?
Hi I don't know if anyone could share an opinion. I need to make savings due to change in husbands income (2000ish drop). I have done a lot of thinking, but cant figure where to save the last few hundred I really dont want to give up the caravan (have given up any ideas about going abroad) . and its hard to stop supporting…
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General Comments About Santander
Morning All, I’m mulling over opening a current account with Santander. It would run side by side with my NatWest account and give me some extra flexibility. Has anyone got any comments good or bad about the bank?
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£25 Amazon gift card for opening a Santander current account (27/11/2025 to 09/12/2025)
New £25 Amazon gift card offer launched today. Can be withdrawn at any time. LINK (taken from MSE, there are other participants whose links you can use). THIS OFFER HAS NOW ENDED. Requirements: - Register with VoucherSent and in the same session successfully open a new Santander Edge, Edge Up, Edge Explorer or Everyday…
