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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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First Direct Perks
Seems like a new reward scheme incoming?
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Trading212
What a nightmare. Must have opened an account yday as I have sort/account Nos. Today… securityNo ?? password ??etc etc. Do I do on PCor app ? I transferred £1 from santander ydyday. Not showing in app. ????????????????
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Cash machine didn't give out money, will take 20 working days to return- can I claim compensation?
Hi, I have tried to with draw £240 to pay a workman on 13/05/26. The cash machine didn't dispense any money than "out of order" sign came up- but off course the money was debited of my bank account. I have recorded all of this on my phone for prof. I have contacted my bank and was advised to wait 24 hrs, then get back to…
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Anyone else still pay by cash?
I am just wondering what other people's experiences and thoughts are with still paying by cash? I seem to be one of the few that do still use cash and this often odd looks and people seem surprised at the shops. My financial situation is stable - no debts, emergency fund, pay into a pension and invest into index funds in a…
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MSE News: Nationwide Fairer Share: Free £100 bonus confirmed for 2026
If you bank with Nationwide, you could get a free £100 paid into your account in June as part of the building society's 'Fairer Share' scheme. The bonus will be paid to millions of its current account customers who also have savings or a mortgage with it… Read the full story:…
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Duplicate switch payment?
Has anyone else had Barclays accidentally pay them the switching bonus twice? The only options for contacting them seem to be using a chatbot that doesn’t work, a message service that’s been broken for weeks, or sitting on hold on the phone while the years drift by. The only other alternative would be going into a Barclays…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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NatWest / RBS £200 switch offer (06/05/2026 to TBC)
Launched today. £200 switch offer. NatWest offer RBS offer 1: Open a new Select or Reward account from 6th May 2026^ 2: Complete a full switch using the Current Account Switch Service. 3: Pay in £1,250 (all together or in smaller amounts) within 60 days of switch completing. This must remain in the account for at least 24…
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Bank account for 16 yo stating apprenticeship
Looking for some advice please - my 16 year old is starting an apprenticeship in July and needs a current account for wages to be paid into. Have looked with my existing bank but nothing seems suitable. Any suggestions appreciated.
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Nationwide New Look
The "improvements" Nationwide have made are far from helpful. I tried to stick with the new version, but a few minutes and a few problem have induced me to switch back. 1 Views are much more spread out/ Much more scrolling needed to reach the section you want 2 Taken away the ability to hover over a menus and see a list.…
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Ulster Bank £200 switch offer for opening a Select Account (26/05/2026 to TBC)
New switch offer launched today. T&Cs. Requirements: Exclusions: Anyone who has ever received switching cash from Ulster Bank, NatWest or RBS (but in reality we know that unless something has changed, they don't seem to check between banks). You must not have held any Ulster Bank current account on 26th May 2026. Other…
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Halifax to vanish?
GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand
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Bank Account Access for an Appointee whose recipient lives in Care
Morning, I work in care and have a number of individuals whose parents act as appointee for the benefits, this is not a question regarding the use of the money, this is looking for help with banks that will help the appointees open a bank account and give the individual we support a debit card, so that we can support them…
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HELP! Two banks closed my accounts, but their cheques are of no use to me
Newbie in need of help here! I recently had my account closed by the Cooperative Bank, with almost no notice and without a full explanation, other than "breaching terms and conditions". I know that I have really poor credit rating, so I applied for a Basic account at HSBC, which was granted. However, as soon as I used my…
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Zopa Biscuit Account - Direct Debits
I currently have a Zopa credit card and a Zopa car finance loan and I saw that they were bringing out a current account that you can earn cashback with on direct debits. I thought I'd open a Zopa current account and use that to pay all my direct debits each month to earn the cashback, my biggest one being my car loan, with…
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Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
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HSBC / William Hill Fraud
I really need a bit of help and advice. When it was the Grand National a few weeks ago I put a bet on via William Hill Online. The last time I used William Hill online was the previous Grand National . I deposited £5 using my HSBC Debit card which is stored by William Hill, and won a total of 70p !. Then on Sunday night…
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Bank of Scotland £175 switch offer (19/05/2026 to 29/06/2026)
Launched today. Applies to Classic, Silver and Platinum Accounts only. + Requires switching over 3 active direct debits as part of the switch (i.e. they must be set up and active on the account you're switching over to BoS before you start your switch). + No requirement to move any cash across. + You must open your account…
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My bank doesn't want my money.
I wanted to pay £10,000 in cash into my bank and they said no, I would have to make 4 trips on seperate days and I live in a rural location miles from the bank so stuff that. I seem to be stuck with it , back under the mattress it goes.
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Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
