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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Child Trust Fund Account Access
My son was born in 2009. Back then the government had a thing about each child should have a Child Trust Fund Account. My son has a account with Nationwide building Society his name and my name on are on it. My son has special needs and is not able to make his own financial decisions he is currently 17 years old. can…
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Best banks if you have Power of Attorney
This thread is to discuss theBest banks if you have Power of Attorney?article Also see: Power of Attorney: Plan ahead To take part, click reply.
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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Nationwide fairer share 2026 - cash deposits
I've read the guide on the site about maximising my chances of a 2026 Nationwide fairer share bonus, if indeed there is to be one. For the purposes of qualification I (likely) need to "In two of the first three months of this year, pay IN at least £500 from a non-Nationwide account (this could be your salary, for example)…
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HELP! Two banks closed my accounts, but their cheques are of no use to me
Newbie in need of help here! I recently had my account closed by the Cooperative Bank, with almost no notice and without a full explanation, other than "breaching terms and conditions". I know that I have really poor credit rating, so I applied for a Basic account at HSBC, which was granted. However, as soon as I used my…
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Bank of Scotland £175 switch offer (19/05/2026 to 29/06/2026)
Launched today. Applies to Classic, Silver and Platinum Accounts only. + Requires switching over 3 active direct debits as part of the switch (i.e. they must be set up and active on the account you're switching over to BoS before you start your switch). + No requirement to move any cash across. + You must open your account…
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Halifax to vanish?
GBNews is reporting that the Halifax brand is to disappear, with the process beginning on 1st July this year: https://www.gbnews.com/money/lloyds-set-to-scrap-halifax-brand
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Chase UK discussion
Thought we would have heard something by now
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First Direct - what’s all the hype?
I finally decided to switch bank accounts from Santander to First Direct, and take advantage of the switching incentive. First Direct had been hyped as having excellent customer service and I had no reason to suspect otherwise since all the reviews seem to be pretty glowing on MSE. I opened the account mid July 2025 and…
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Chase increases cashback to 2%
Chase are increasing the cashback to 2%, but with significant conditions. You'll now need to keep £1000 in a Chase savings account at all times, and you'll need to make 15 payments each month by debit card, or credit card, or direct debit. https://becleverwithyourcash.com/chase-increases-cashback-to-2/ On the plus side,…
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Chase Cashback changing
I've just read some information on my Chase account that their cash back rewards are changing from 7 April 2025. Still £15 per month maximum cash back but only on groceries, fares and at petrol stations. My understanding is that purchases in currencies other than GBP won't earn cash back. Other cards do the above and may…
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What are the ways to protect my money?
Hi everyone, I have recently come into some money via inheritance. I'm petrified of my bank being hacked or something happening with my bank where I lose it all. Is my best option to just split it over a few different banks or can you advise on other things I can do? Thank you so much.
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Barclays petrol cashback
Barclays are offering a cashback of upto £10 per month through it's rewards scheme if you buy petrol from Tesco's. Link with more information - https://share.google/WwImJXVsFG7cz8Kyd
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How to pay a small cheque in to Nationwide
I have a small cheque to pay in to my Nationwide flex account How is this done ? No local branch No ability to scan cheques on line - come on Nationwide - add an app Not worth paying £1 for postage - the cheque is only for £7.35 ! This is so frustrating !!
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First Direct Perks
Seems like a new reward scheme incoming?
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Santander 123 Lite - conversion to Everyday Account from 21 August 2025?
I posted this on another Santander thread, but it probably deserves one to itself for those who still have the 123 Lite. I have not received anything via email or post, but saw this on their website (note “we’re planning”?): https://www.santander.co.uk/personal/support/current-accounts/changes-to-your-current-account…
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My bank doesn't want my money.
I wanted to pay £10,000 in cash into my bank and they said no, I would have to make 4 trips on seperate days and I live in a rural location miles from the bank so stuff that. I seem to be stuck with it , back under the mattress it goes.
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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Virgin abroad fee free
Virgin is fee free for spending and cash abroad. Are they going to lose it, or are Nationwide customers going to gain it?
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Face-to-face banking access to be reviewed
A new review aimed at protecting face-to-face banking access in the UK for those who need it has been welcomed by MoneySavingExpert.com founder Martin Lewis, who says banks have a "social contract to support these things"… Read the full story here: Face-to-face banking access to be reviewed If you haven't already, join the…
