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New to the Budgeting & Bank Accounts board? Start here
💸 Some threads you may find useful * What's your financial setup? Forumites explain how they organise their accounts * Which simple phrase or motto sums up your budgeting philosophy? * Living with a new partner: organising your finances * An Archived List of Switching Offers * Savings/investment DDs and debit card deposits…
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Keep bank accounts open or close?
I have been a 'card tart' and bank account switcher for years. I am wanting to simplify and streamline my finances to make it easier for my husband if anything happens to me. I currently have AMEX and M&S credit cards with additional card holder which I pay in full each month. I have several cards which have zero balance…
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Lloyds switch for up to £500, 24 February to 30 April 2026
Switch to a new Club Lloyds for £200, or Lloyds Premier for £500. Open a Current Account Online | UK Bank Accounts | Lloyds https://share.google/6K20M5Iy0knuEbtVi https://www.lloydsbank.com/current-accounts.html £200 Club Lloyds switch offer Terms & Conditions. To qualify for the £200 switching offer (“the offer”) you must…
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NatWest / RBS £200 switch offer (06/05/2026 to 28/05/2026)
Launched today. £200 switch offer. NatWest offer RBS offer 1: Open a new Select or Reward account (between 6th May 2026 and 28th May 2026 - inclusive). 2: Complete a full switch using the Current Account Switch Service. 3: Pay in £1,250 (all together or in smaller amounts) within 60 days of switch completing. This must…
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Seeking Advice on How To Send £40k from UK to US
I may need to send £40k from UK to US. What would be my best options ie security, minimising fees/costs, speed etc. I do have a wise account I'll be sending this amount to either an estate agent or solicitor so NOT to a private indivual in case this makes any difference the responses. Thanks…..
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First Direct - what’s all the hype?
I finally decided to switch bank accounts from Santander to First Direct, and take advantage of the switching incentive. First Direct had been hyped as having excellent customer service and I had no reason to suspect otherwise since all the reviews seem to be pretty glowing on MSE. I opened the account mid July 2025 and…
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I want a bank account with ‘Pots’ but are the online-only banks secure?!
I want to open a bank account which has ‘pots’ that I can use to help myself budget. As far as I can see, the only banks that do it are TSB, Virgin, Starling and Monzo. Starling and Monzo get loads of recommendations online, but a friend who previously worked in fraud at another bank said they saw disproportionately high…
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Santander Multiple Accounts
Hi All, This may be a stupid question, but I'm struggling to find a coherent answer online so thought I'd ask here - Myself and my partner have multiple Santander accounts - it really frustrates me that I'm not able to access all of the accounts in my name at the same time through the app - how am I able to add more…
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Nationwide Interest statements
Hi My 84 year old mum has been sent a letter to do a self assessment for year ending April 2025 She has 3 bank accounts, Paragon, Santander, & Nationwide I have downloaded the interest statements from santander and Paragon as they are available on the website Nationwide however only shows the last year (April 2026) in her…
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£25 Amazon gift card for opening a TSB Spend & Save or S&S Plus account (19/12/2025 to 31/12/2025)
Get a £25 Amazon gift card by doing the following: 1: Click on the LINK (this one is from MoneySupermarket, others may be available). OFFER HAS ENDED. 2: Register your email address with Giftcloud. 3: Click "Continue Purchase" and continue on to TSB and open your Spend & Save or Spend & Save Plus account. - TSB will…
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Clubs Lloyds £5 Monthly fee not waived for April
Just noticed they've not refunded the £5 fee for this month even though over £3000 was credited into my account for April. Same with my daughters account. Anyone else in the same boat?
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First Direct Closing First Directory, who offer similar?
Received a letter today from First direct about them closing the First directory that we pay for. We are going to loose holiday insurance, phone insurance, break down car cover etc. No reason to stay with them now as their interest rates are not that competitive. Who else offers a similar service to the First Directory?
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25£ Amazon voucher for TSB account switch
Hi, I opened my TSB account on 29/01 and the switch on 6/02/2026. Still not received the voucher. When I registered my details, I received an email from no-reply@giftcloud.com. Who should I contact about the missing voucher, supposed to be received within 90 days?
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Open Banking apps – what’s support like if something goes wrong?
I’m looking at using apps/services that connect to my bank account (Open Banking) to help manage money and avoid fees. Before doing that, I’m wondering what happens if something stops working—like transactions not updating or payments failing. In your experience, is customer support from these services usually responsive,…
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Best app for categorising past spending
What's the best app for quickly categorising and analysing my spending over say the past 2 years? I would like one that connects to my bank account (I just have one, with First Direct). I would like an app that will pull in past data and categorise everything itself, with an option for me to change the categories or define…
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Unknown reference on monthly account credit
Dealing with the estate of a deceased person. Each month there is a small credit form an HSBC account with the reference NA1A-SLCUK Can anyone help identify the source of this credit? I am having difficulty getting Nationwide to reveal the complete account number of the source (I have only the sc and last 4 digits) and…
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Barclays £200 switch offer for opening a Bank Account (10/03/2026 to 28/05/2026)
Barclays have launched a new switch offer for their Bank Account. Excludes anyone who has ever received a switching bonus from Barclays in the past or anyone who had any Barclays current account open on 10th March 2026. T&Cs. Offer now added to the switching archive for future reference.
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switching deals are really once in a lifetime now.
Cant believe this. I had a business bank account with barclays over 3 years ago. Account has been closed, maybe I should have asked them to erase my online banking data too. But I didn't do that. Anyway, a pretty nice £400 new account/switching bonus came about with braclays, thought I'd go for it and the online banking…
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Halifax app not working today?
Is it just me?
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Paying a deposit for bathroom materials pre-installation
Hello! I'm having 2 x bathrooms done by a bona fide LTD company. Within the terms is a request for deposit - several thousand pounds - via a BACS payment. How safe is this if, for example, the company went bust before the installation date in 8 weeks time? Many thanks in advance for any input / guidance.
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Anyone managed to use PayPal debit card as contactless payment???
Update for anyone else with same problem. I decided to order a physical card, arrived today, Paypal then gave me the options to activate it online using the 3 numbers on the back of the card. Ultimately you still need a 'physical' Debit card to use it! Customer Services doesn't seem to understand this process…
