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Salary sacrifice and maintenance loan
My daughter is due to go to uni in 2022. I’ve seen on here that if salary sacrifice is used to pay into pension, that can increase the amount of maintenance loan she gets as we’ll reduce our household taxable income. That’s great news as I’m salary sacrificing down to NMW already. OH is self-employed though. In terms of…
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Student Credit Cards - do they exist?
My son is in University - 21 years old and he needs to start getting his credit rating going. I'm thinking a credit card may be the best option as he can spend online and get S75 protection, and build his credit at the same time. He does not work (yet - he'd like to though) - I give him a living allowance and he has some…
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Student account information wrong
I'm due to start a degree once I have finished in the military in september. As part of my preperation I was reviewing student bank accounts on MSE's website to find one which suits my circumstances. I spotted the natwest student bank account and was interested in it because the MSE website stated it had a choice of a 12…
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PAYE/Dividend
I’ve just set up my own business and will pay myself limited PAYE and then take dividends. Do I have to state these dividends on the application?
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Student council tax recovery!
My Daughter shared a property for the last 2 years of university with 2 other students. They all finished Uni and left the property June 2020 and are now (a year later) being chased for a council tax bill of approximately £200. I am sure they shouldn’t have to pay anything as they where students can anyone offer any advice
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Student Loan Overpayment Refund
I am a frequent follower of Martin Lewis’s TV shows and the Money Saving Expert website. I have discovered something that I believe needs to be addressed in future TV shows, on your website and with HMRC. A family member went to University from 2012-2015 and accumulated Student Loans and interest totalling £29, 447.63 at 5…
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Student Finance application
We are currently about to reapply for our daughter's Student finance. This will be her third and final year in university. The past two years we've applied with no problems. Both myself and my wife have come to fill in our details but for some reason we can't find both our P60s information. Can I just phone DWP and request…
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Student maintenance loan
Has anyone's child ever moved in with grandparents so they get a higher maintenance loan at uni? My partner's wages take our household income up and I think it's really unfair (as he is not my child's father) that this means my son will be entitled to less. My partner has his own children to support. Just curious if people…
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Take out a student loan?
First of, apologies if this is the wrong place. We're in Scotland & my son is going to university. We should be able to support him through it, but just wondered if it was still worthwhile him taking a student loan that he could put aside as savings. He will be working part time while studying, so technically he'd be using…
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Entitlement to Student Finance
I know this can be a complicated area, but Here I go. I completed part of a degree when I was younger but never finished. Would I be entitled to degree funding again & what about this new second degree funding for certain subjects? Trying to explore options.
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MSE News: Martin tells ministers to stop hiding the student living loan parental contribution
While tuition fees get all the column inches, the biggest practical problem most students face is hidden. The living loan and/ or grant students receive is slashed based on parental income but there's no warning this gap needs filling. MoneySavingExpert founder Martin Lewis has written to ministers to urge them to stop…
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Studying in France for 1 year
Hi, My daughter is hoping to study in France for the next year. if successful she will be paid her Erasmus grant in euro's. Is it better to open a local account or use something like a starling account which offers free cashpoint withdrawals? (thinking will lose twice on exchange from euros to pounds and then pounds to…
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Student loan 1998 change to write off age
Hi, I have the following document from when I signed up to my 1998 student loan which says my loan would be cancelled after 25 years. I know the guidance is now 65 years of age but I don’t remember receiving any change of terms and conditions. Does anyone have any more information on this?
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Confused Parent Of Future Uni Student
I really need help please. Our daughter has applied for student finance and we as parents have filled in the support forms. I am a stay at home mum but husband has a reasonable salary. We had calculated using Martin's calculator, inputting husband's salary less pension contributions, as it states in the ? in that section…
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collage funding after Alevels
Hi im trying to find out if there are any collage course my DS can do 1 or 2 year once he finish his Alevels before going to Uni . i would like to see if they would be funded or weather he would have to pay if child tax credits would stop ect , He is a SEND student academically very strong but maturity not so . it would be…
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Financial Support Required For Musical Theatre Training
Hi all. I'm hoping I'm in the correct forum, if not could someone please signpost me to the right one please 😀 My daughter has just been offered a place at the International College of Musical Theatre and is due to start her course in September. As a family, we are now desperately trying to source bursaries, grants and…
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Best student bills provider
I’m a student living in a house with 3 other students we all study online and need a strong internet connection we also need bills that only last 10 months with no exit fee. Any ideas on the best provider for these to help us save and get the most out of our money?
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To go to University or not?
I'm in a situation where I will soon need to decide where to head to University, or not. In this current climate I'm having mixed feelings. On one hand, I imagine that heading to University would be a good idea. On the other, I don't think it would be. How should I decide?
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University Accommodation charges Spring Semester January-April 2021 outstanding? But room empty?
Anyone know of a student in this situation?
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Student House Utility Bills
I have just stopped my son from agreeing to set up a joint account with his new flat mates for next Uni Year to use to settle their house bills. None of them had considered the impact this could have on their personal Credit Rating if any of the named account holders have a poor Credit Score. Thankfully they have now…
