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Too much Maintenance loan
My Daughter is a first yr midwifery student and gets over the maximum maintenance loan for her course, due to my very low income and the longer length of her course. She also receives the NHS non repayable annual bursary. Due to the pandemic she will not use all her loan this year and has already put a few thousand into…
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Child Trust Fund Transfer
Hi, I have recently turned 18 and have gained access to my Child Trust Fund and I intend on using it in the near future to contribute to my living costs at University. I am wondering if it is beneficial to keep it in the OneFamily account or if i should transfer it into a savings account, if so what savings account would…
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Student loan overpayment PAYE
I was made redundant in November 2020 and received 12 weeks payment in lieu + outstanding annual leave entitlement, in addition to a small redundancy payment. I paid student loan contribution on the PIL and annual leave element at the correct rate for Scotland (Plan 1) in that month (and each month prior). However, I was…
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Money Moral Dilemma: Is it 'morally wrong' to use student discounts aged 55?
This week's MoneySaver who wants advice asks... I'm a 55-year-old mature student doing a continuing education course at a university, which is about two hours a week, plus reading, studying etc. As such, I have a university email address, which means I'm eligible for all manner of student discounts. My 20-year-old son, who…
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student finance foundation year help
I'm currently in my foundation year at univeristy. I'm not happy at the university and want to change unis i want to do the same course but somewhere else. If i have to start again on a new foundation year will student finance cover all 4 years of my new course. please help.
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repayment plan 2 fluctuating Salary
I am paid a basic salary that is under the repayment threshold(plan 2 student loan years 2016-19) . I receive extra salary in bonuses some months Is the repayment worked out on your yearly salary or can earning (£3000) trigger repayments even if your yearly salary is still under the threshold?
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Where to begin- student daughter?
Looking for some advice please: Daughter currently doing AS levels, so looking to go to Uni September 2022. We live in Wales, but she's thinking of Uni in England- maybe Exeter or Bristol. 1st in family to go to Uni, so after all help we can get please I've had a look on finance, don't think she will get much help-…
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Student loan
hi my daughters grandparents have very kindly put away some money in a trust for my daughters education. Looks like it’s about £10k per year. Does she have to declare this in the student loan application and will it affect her overall grant? She will get the minimum loan because of family income thanks
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Finding A Foundation Degree
I applied for my dream drama school and although I didn’t get on to the full course, I was accepted onto the foundation course. The full course is funded by a student load however the foundation course is privately funded paying £9250 for the course and living costs on top of that. I’m desperate to go but I don’t know how…
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Student loan repayments to drop for many Scots by £500/yr from April
Read the full story: Student loan repayments to drop for many Scots by £500/yr from April
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Tips for making/saving money as a college student?
I'll be going to college next year and im realizing I'll need to be financially independent pretty soon and I'd like to get ahead of the curve. I already have a credit scor from 678-695 which good apparently but I can only do so much without money. I've been doing short term coin investing and have made like 50$ so far but…
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Student bank accounts and overdrafts – bad advice from MSE?
I have one child at uni already and another about to start. Both already had bank accounts yet both asked me if they should get a student bank account. A couple of years ago, we opted for one which had a £100 intro bonus, and this was to my mind the only reason to have it. If you read any guide to student bank accounts…
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Advanced Learner Loan + leaving course early
I'm thinking of leaving the diploma course I'm currently on, paid for via an Advanced Learner Loan. If I do leave early, what's the arrangement for repaying the loan? Am I billed all at once or is the repayment process identical to how it would be if I'd finished the course? TIA
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Understanding council tax bill when one is no longer a student
Currently my DS houseshares with 2 other students. 1 housemate is on yr2 of their degree as is DS, the other is on their third and final year. At the minute as they are all students they are exempt from council tax. My understanding is this will change when the 3rd housemate officially finishes their course and then the…
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Repayment Threshold
I have PAYE income and I'm self employed with my own business at the same time. On my last self assessment I input my PAYE income and what was a loss on my self employed business that took my income below the threshold for repaying student loan, or so I thought. I contacted SLC who said they only look at PAYE and so my…
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Does completing a 1 yr HNC or CertofHE affect student finance for a degree?
My daughter is currently applying for performance degrees eg BA Acting or Musical Theatre at drama schools (not universities). Most of them also run a 6-12 month long foundation course. In the huge majority of them these are not funded, you pay privately and there's no qualification for them at the end. Completion of a…
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Student loan changes 2011/12
So I'd really love some advice please. Basically I changed uni courses in 2012 (started a course in 2011) but was told I had to go on the higher fees because I was a new student and not a continuing student. I queried it at the time but that's what I was told. This was fine and I was paying the year I did on the lower fees…
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Student Loan Help Regarding Missing Payments (maybe my fault!!)
Hi all, I recently had a statement through from the SLC showing all of my statements for my previous payments. The statement showed that I had zero payments made in year 2013-2014. This is very strange as I was employed with the same employer from 2011-2015, and the statement shows that I made full payments in the years…
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Reclaim student fees
Good evening, Is there a template letter with the purpose of trying to reclaim a partial refund of tuition fees, due to recent events?
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QTS Elligibilty error now invoiced for bursary repayments
I am writing on behalf of my friend, who is Spanish. I am going to call her Sue. Sue has a masters qualification in Secondary teaching from Spain and came to England to pursue a career as a Spanish Teacher. In order to teach here in UK, Sue needed a QTS qualification and so applied for one in 2016. The department for…
