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Buying a house as a student
If we have a good deposit already, would it be more economical to buy a house for our son at university and rent out a couple of rooms. Or are there too many costs involved.
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Student loan received - but nothing to spend it on
Never thought we'd be in this position, but both daughters (1st year and 3rd year) are by necessity studying from home (our home), and so have little to spend their student loans on. The 3rd year has some rent to pay but the 1st year will thankfully be refunded for the time she's not there. Both get the full loan so both…
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Student maintenance loan and universal credit?
I currently receive universal credit due to being on a low income. I'm looking at being a part-time student with the Open University while I work part time as it looks like the government have made provisions for maintenance loans to be available in this case. I'm wondering if I will still be eligible for universal credit…
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Best time of month to pay back loan in full?
I've (rather unexpectedly) got to the point of having less than 2 years left on my student loan (plan 1). I'm expecting an offer of switching to direct debit soon, but the amount left is small enough I can pay it back in full. What's the best way of going about this to ensure I don't overpay? I'm guessing if I pay the full…
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Wrong plan on student loan repayment
Hello, I wondered if anyone can give some advice on this. I started a degree in Medicine in 2008, and took a break between 2011 and 2015 to complete a PhD, returning in 2015 to resume the course I started in 2008. I was charged tuition fees of circa £3k in 2015 as it was a pre-£9k fees course, and completed this course in…
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How to repay maintenance loan after just first term?
In the summer my daughter successfully applied for the baseline maintenance loan to help fund her student accommodation. We no longer need the maintenance loan for this academic year (although may do for her second and third years) and wish to stop the payments before the next two terms and repay the loan currently…
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Possibility of getting a refund on a practical college course
I enrolled on a hairdressing college course Sept 19-June 2020 (Level 2 VRQ). The first Covid19 lockdown meant that we had to learn from home, and support was useless. We left this course feeling like we had learned barely anything . The lecturer passed us (no idea how) which enabled us to enrol on the (level 3 course VRQ)…
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Could someone please help
Took out a student loan to do an open uni course for 5yrs the loan is with England want to move to NI but been told that I would have to payback the loan in the UK and then take one one in NI ? Is this correct? Because I will be paying NI national insurance and tax not England and my home address will change. I thought…
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Student Housing Threatening Court- Advice needed please
Hi there, I would be more than grateful if anyone is able to offer me any advice. My son started Uni in September 2019, by Christmas he had locked himself away, stopped attending lectures, due to severe anxiety. He left the Uni formally the first week of January 2020, and the keys were returned to student housing. I…
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TV licence
My daughter received a TV licensing letter a few days ago. Is she liable to pay it, I thought it was decriminalised to stop paying the licence fee? It's a hell of alot of money for a single student especially when she doesn't own a TV. But apparently the licence covers streaming tv from tablets, phone, laptops etc.
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Are full time degree apprentices council tax exempt?
Looking to rent somewhere soon but wondered if this was applicable as I'm on a full time 3 year course.
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Northern Irish with Irish passport masters degree europe fees
I have recently acquired an Irish passport, so I now have both a British and an Irish passport. I believe having an Irish passport/citizenship entitles you to 'live and work in the EU' post Brexit. However, I am not sure I will be able to pay EU fees, rather than international fees when studying for my masters in Europe. I…
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I overpaid student loan, can I get a refund?
I graduated in 2014 and my student loan is Plan 1.In July 2019 I started a new job, my income (before tax) from July 2019 to April 2020 was £23,900.85My employer deducted a total of £870 for student loan repayment.For the 19/20 tax year the student loan repament threshold was £18,935, which means I should've paid 9% of…
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Student Loan Mutliple Emoyers Overpaid
Hello,I am keen to get more advice about student loan repayments with multiple jobs and variable income.I have a plan 2 student loan. For the 2020 to 2021 tax year my repayments have got complex.From the start of the tax year to beginning of August I had one job and my employe4 deducted regular amounts, all was…
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Student rental through an agency
My son is currently in halls at his first year at university. He has got together with a group of four friends and they have seen a 5-bed house through an agency they would like to share next academic year. However they have already been asked to pay £60 each (total of £300) to the agency as a 'holding fee' to ensure the…
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19 year old credit application
Advice please :- my children are now reaching adulthood and just seen my 19 year old (not the brightest and quite gullible) has accepted a PayPal credit of £250. Although he has a current account he is constantly in debt (small amount) but not keen on living within his means. He lives at home and just want to know how any…
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Access loan denied - where to get help?
My son started an access course about 5/6 years ago. He suffered from anxiety & couldn't manage to continue. He had to repay the amount of funding he'd received (a few hundred I think) as he'd left the course early. Now he has started again, but has been told he has to pay for the course in full, as he was given funding…
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Overpaid student fees
I recently just completed a level 2 course at a college which my husband paid for as i had to quit my job to be able to attend the days the course was on. I just found out from a friend who was also on the same course that she paid a massively reduced cost of the course as she was working when she applied. I was also…
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WILL MY SAVINGS AFFECT MY MAINTENANCE LOAN?
Dear Money Saving Expert Staff & Users, I am an 18 year old student with some savings around £7000(saved up in 1.5 years). I work weekends and get paid by cash from my work place and my NI number is used so HMRC do see my income. Because I get paid in cash, I don’t deliberatly have to place my saving in the bank, but I…
