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Erudio Deferment
I’ve been deferring my loans from 97 and 98 for some time now because I’ve never went over the threshold. However, deferment has come around again and I’ve found that I’m now over the threshold due to working overtime through Covid/isolations. Does anybody know if exceptions are made due to extraordinary circumstances or…
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Council Tax for students
Hi all, I'm a student who recently graduated and I'm unsure when/if I should notify the council that I'm no longer a student. For context, my father is disabled and does not work, my mother was forced to quit her job and become his personal career. I know my mother pays council tax but my father is exempt, not sure how or…
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Financial support for student on non grant course
Hi my Granddaughter has been offered a place at a respected Drama college in London. Unfortunately this is a non government funded course, therefore non UCAS course which means no funding not even a student bank account. She cannot live a home and commute as the distance is too great so she will near maintenance also. At…
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Studying Abroad Travel Insurance
Hi, I am just wondering if anyone could help with or suggest a lower cost appropriate travel insurance for studying at college in America for the next 4 years? The usual annual travel insurance products are not really fit for purpose as there is a limit to the number of days abroad. The backpacker ones also are not as they…
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Plan 2 student loan of only 9k should it be repayed early?
Hi, my daughter has a student loan on plan 2 of what was originally 9k as she was a midwifery student who was lucky enough to have a bursary and no uni fees. now she has been paying it back for a few years and looks at her statement, even though she has paid at least 3k back because of interest she has hardly reduced…
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Part time income
Hi there, i have a part time job i will keep after starting uni in September, does this affect my maintenance grant entitlement? or is it just my parents income that counts? I make about 8k a year.
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Martin Lewis: Student Loans Decoded | Discussion thread
This thread is for discussing Martin's Student Loans Decoded guide, including: * Watch the video here * Resources for teachers
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Scottish student studying in england
Hi there. My daughter is 17 and is moving from Scotland to Bristol to do a college course at bipa before applying for a 3 yr honours next year she has applied for bursary .is she entitled to any other benefits . E.g.. universal credit. Housing benefit . She wiĺ be renting a room in house for next 4 years . Thankyou .bev xx
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MSE News: Students urged to apply for uni funding NOW if they plan to get a place via 'clearing'
Prospective university and college students who plan to go through a process known as 'clearing' to get onto a course should not wait for their exam results before applying for student finance. The Student Loans Company (SLC) says people should instead apply as soon as possible. Read the full story: 'Students urged to…
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New student - Student bank account when is overdraft available?
Hi. Asking for daughter's friend who has a degree offer for a drama school. Many drama schools don't have halls so instead students stay in private lets. This requires a deposit upfront, which is money that friend doesn't have until the student loan comes though. I understand on A levels result day, friend can open up a…
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Multiple Maintenance grant/loans same household
Hi - I'm hoping somebody could provide me with some info or possibly point me in the right direction. I am starting a course with Open University this September (living in Wales) and have applied for my student loan and maintenance grant/loan to help with living costs. I'm living away from home with a flatmate. Now my…
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Student loan application pension contributions/benefit in kind
Could anyone advise if the income figure on your P60 has already taken into account your pension contributions? Do you put that figure as your income to support your child's finance application or do you reduce it by your pension contributions? Hubby has a company car can anyone confirm the "cash equivalent" figure on his…
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Holiday in term time
Would appreciate any comments from students or parents, DS has got a place at Uni which wasn't on the cards when we booked to go to Floria for 2 weeks at the end of October! Thinking it's not a good idea for him to be away for 2 weeks when he'll only just have started so thinking of moving it to December. Wanted to know if…
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Accomadation for ASD socially anxious student
Hope this is ok to post here, just thinking there's probs loads of students read and maybe someone could help? DS is hopefully going to York St John as a mature student, just wondered if anyone had studied there and could help us choose accomodation. He's 24, would need an en-suite as he has OCD along with Asperger's…
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Too much student finance
As my husband lost his job and took a lower paid one we asked for daughters finance to be looked at for current year. She received £4400 but now been told she should of only had £3900 as husband earned more than we expected due to overtime. As she has now finished her degree what happens, she hasn't got £400. She wasn't…
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Student Loan Overpayment
Hi all - Wondering if someone can help me - I recently received a letter off student loans saying as I had not responded to past letters (I've not had any) re: an overpayment they had made, I owe them £369 and debt collectors would now be in touch. I've logged onto my student finance and looked through the letters and it…
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Salary sacrifice and maintenance loan
My daughter is due to go to uni in 2022. I’ve seen on here that if salary sacrifice is used to pay into pension, that can increase the amount of maintenance loan she gets as we’ll reduce our household taxable income. That’s great news as I’m salary sacrificing down to NMW already. OH is self-employed though. In terms of…
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Student Credit Cards - do they exist?
My son is in University - 21 years old and he needs to start getting his credit rating going. I'm thinking a credit card may be the best option as he can spend online and get S75 protection, and build his credit at the same time. He does not work (yet - he'd like to though) - I give him a living allowance and he has some…
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Student account information wrong
I'm due to start a degree once I have finished in the military in september. As part of my preperation I was reviewing student bank accounts on MSE's website to find one which suits my circumstances. I spotted the natwest student bank account and was interested in it because the MSE website stated it had a choice of a 12…
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PAYE/Dividend
I’ve just set up my own business and will pay myself limited PAYE and then take dividends. Do I have to state these dividends on the application?
