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MSE News: Students urged to apply for uni funding NOW if they plan to get a place via 'clearing'
Prospective university and college students who plan to go through a process known as 'clearing' to get onto a course should not wait for their exam results before applying for student finance. The Student Loans Company (SLC) says people should instead apply as soon as possible. Read the full story: 'Students urged to…
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New student - Student bank account when is overdraft available?
Hi. Asking for daughter's friend who has a degree offer for a drama school. Many drama schools don't have halls so instead students stay in private lets. This requires a deposit upfront, which is money that friend doesn't have until the student loan comes though. I understand on A levels result day, friend can open up a…
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Multiple Maintenance grant/loans same household
Hi - I'm hoping somebody could provide me with some info or possibly point me in the right direction. I am starting a course with Open University this September (living in Wales) and have applied for my student loan and maintenance grant/loan to help with living costs. I'm living away from home with a flatmate. Now my…
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Student loan application pension contributions/benefit in kind
Could anyone advise if the income figure on your P60 has already taken into account your pension contributions? Do you put that figure as your income to support your child's finance application or do you reduce it by your pension contributions? Hubby has a company car can anyone confirm the "cash equivalent" figure on his…
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Holiday in term time
Would appreciate any comments from students or parents, DS has got a place at Uni which wasn't on the cards when we booked to go to Floria for 2 weeks at the end of October! Thinking it's not a good idea for him to be away for 2 weeks when he'll only just have started so thinking of moving it to December. Wanted to know if…
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Accomadation for ASD socially anxious student
Hope this is ok to post here, just thinking there's probs loads of students read and maybe someone could help? DS is hopefully going to York St John as a mature student, just wondered if anyone had studied there and could help us choose accomodation. He's 24, would need an en-suite as he has OCD along with Asperger's…
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Too much student finance
As my husband lost his job and took a lower paid one we asked for daughters finance to be looked at for current year. She received £4400 but now been told she should of only had £3900 as husband earned more than we expected due to overtime. As she has now finished her degree what happens, she hasn't got £400. She wasn't…
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Student Loan Overpayment
Hi all - Wondering if someone can help me - I recently received a letter off student loans saying as I had not responded to past letters (I've not had any) re: an overpayment they had made, I owe them £369 and debt collectors would now be in touch. I've logged onto my student finance and looked through the letters and it…
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Salary sacrifice and maintenance loan
My daughter is due to go to uni in 2022. I’ve seen on here that if salary sacrifice is used to pay into pension, that can increase the amount of maintenance loan she gets as we’ll reduce our household taxable income. That’s great news as I’m salary sacrificing down to NMW already. OH is self-employed though. In terms of…
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Student Credit Cards - do they exist?
My son is in University - 21 years old and he needs to start getting his credit rating going. I'm thinking a credit card may be the best option as he can spend online and get S75 protection, and build his credit at the same time. He does not work (yet - he'd like to though) - I give him a living allowance and he has some…
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Student account information wrong
I'm due to start a degree once I have finished in the military in september. As part of my preperation I was reviewing student bank accounts on MSE's website to find one which suits my circumstances. I spotted the natwest student bank account and was interested in it because the MSE website stated it had a choice of a 12…
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PAYE/Dividend
I’ve just set up my own business and will pay myself limited PAYE and then take dividends. Do I have to state these dividends on the application?
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Student council tax recovery!
My Daughter shared a property for the last 2 years of university with 2 other students. They all finished Uni and left the property June 2020 and are now (a year later) being chased for a council tax bill of approximately £200. I am sure they shouldn’t have to pay anything as they where students can anyone offer any advice
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Student Loan Overpayment Refund
I am a frequent follower of Martin Lewis’s TV shows and the Money Saving Expert website. I have discovered something that I believe needs to be addressed in future TV shows, on your website and with HMRC. A family member went to University from 2012-2015 and accumulated Student Loans and interest totalling £29, 447.63 at 5…
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Student Finance application
We are currently about to reapply for our daughter's Student finance. This will be her third and final year in university. The past two years we've applied with no problems. Both myself and my wife have come to fill in our details but for some reason we can't find both our P60s information. Can I just phone DWP and request…
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Student maintenance loan
Has anyone's child ever moved in with grandparents so they get a higher maintenance loan at uni? My partner's wages take our household income up and I think it's really unfair (as he is not my child's father) that this means my son will be entitled to less. My partner has his own children to support. Just curious if people…
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Take out a student loan?
First of, apologies if this is the wrong place. We're in Scotland & my son is going to university. We should be able to support him through it, but just wondered if it was still worthwhile him taking a student loan that he could put aside as savings. He will be working part time while studying, so technically he'd be using…
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Entitlement to Student Finance
I know this can be a complicated area, but Here I go. I completed part of a degree when I was younger but never finished. Would I be entitled to degree funding again & what about this new second degree funding for certain subjects? Trying to explore options.
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MSE News: Martin tells ministers to stop hiding the student living loan parental contribution
While tuition fees get all the column inches, the biggest practical problem most students face is hidden. The living loan and/ or grant students receive is slashed based on parental income but there's no warning this gap needs filling. MoneySavingExpert founder Martin Lewis has written to ministers to urge them to stop…
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Studying in France for 1 year
Hi, My daughter is hoping to study in France for the next year. if successful she will be paid her Erasmus grant in euro's. Is it better to open a local account or use something like a starling account which offers free cashpoint withdrawals? (thinking will lose twice on exchange from euros to pounds and then pounds to…
