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Student MoneySaving

Discuss tuition fees, student loans and grants here - and share MoneySaving deals, tips and tricks to help you spend less at university.

Help with accommodation fees
Since my daughter started uni last year, i found out my husband has having an affair and he has now left. My daughter has decided uni isn't for her and come back home. However the student accommodation was obviously booked for a year and there's still an outstanding amount of over £3000😭i understand as the guarantor i am…
Ryman 10% student discount via unidays
As the title says. 10% student discount via unidays. Excludes certain items like gift cards and delivery charges. https://www.myunidays.com/GB/en-GB/partners/ryman/view
University charging me obscene amount for accomodation despite withdrawing
Hi there, This is a complex case but the university have been very difficult to deal with, I can't even call them up instead having to go through a live chat, so this is my last resort before lodging an appeal or considering legal action. I had to withdraw from university in October/November 2021. It was my first year and…
Repayment of a maintenance grant error
My daughter was at university between 2010-2014 and we provided details of our household income. Since this time my daughter has worked in various cities in the UK and recently 2.5 years abroad in Australia. My daughter had dealings with Student Finance whilst abroad and in the UK regarding declaring her salary etc, to…
Student finance debt collector
Son overpaid by student finance by all sorts of changing amounts without explanation by the call centre agents. They keep saying they’re looking into it but no one knows / is denying we even called. Repeating frustrating. Now having debt collector letters. Any advice on who can help us get answers ?
Uni - Household Income
I am a single Mom of one - my DD is hoping to start Uni this year. We currently rent our house. I have another mom friend, living on her own, again renting her house. We were thinking of giving up our homes and renting a 3 bed house together, to save money on bills. I understand that for uni loans, the household income is…
Student finance -debt collector
Help help ! Son did a year at uni in Birmingham and hated it. Gave up. 2 years later went back to uni in Bristol and loved it. We applied to Bristol and I ticked he was a returner and used his number. Then had 3 years of constant letters from sfe giving paying in random thousands then demanding back etc. Despite me filing…
Student Discounts
I have Totum Pro expires 3rd April 2024, Unidays and StudentBeans expires 13th October 2022. I got Totum Pro by going through HotUKDeals website. I got Unidays and StudentBeans by doing a free distance learning course from a College. I have vouchercodes.co.uk Student discounts from when i was a student previously, it has…
MSE News: Going to uni next year? Join the student finance mailing list
Students in England can now sign up to the Student Finance England mailing list and get an email when applications for the 2022/23 academic year open. Read the full story: 'Going to uni next year? Join the student finance mailing list so you know when it's time to apply for funds' If you haven’t already, join the forum to…
Suspended student due to health issues
Hi all I am new to the forum, so any advice really appreciated here! My story is this...I was at the start of my 2nd year studying Physiotherapy at university (as a mature student) and unfortunately I was diagnosed with breast cancer in October 2021. I was hoping to just take some time off and return in January, but I have…
Full & Final Student Loan Payment - Discount?!
Does anyone out there know if you can strike a deal with Student Loans and offer less than the outstanding loan as a one off full and final payment?
Final year student, private halls of residence and council tax bill
My son is in his final year of his degree and the course finishes in May next year. He lives in private student halls in a self contained room, that has an en-suite and small kitchenette area (fridge, oven microwave). The contract for his accommodation finishes either late August or early September. When he finishes his…
how can you save money as a student?
Student loan repayment
Hi everyone, Was looking for some advice! My employer has emailed me today stating I've been on the wrong student loan repayment plan, I was on plan 1 and should have been on plan 2. I was told I needed to contact the Student Loans Company which I've done and they have advised they have 'sent the request to HMRC'. The most…
Student Loan wiped
I see there is lots of Information about student loans being wiped according to different years. . I took my first years loan in 1997, graduated in 2001. I’m 50 in December and understand the student loans will be wiped then. Do they contact me by letter or do I apply to have them wiped please?
How are students supposed to afford University if they go on to do a Masters?
I hope somebody can guide me on this. My daughter left school did 2 years in Fashion and Textiles Print in UCA in Epsom. I think it was a Foundation course. Next living away from home she did 3 years in Rochester doing a degree and received a loan with very rough figures of £9k/y for the University fees and £9k/y for…
Learning Support Fund Grant for Nurses
Hello, I am a final year student adult nurse from the 2018 cohort. I had to take an additional year of studies between my second year and third year, as I struggled with the pressures from the pandemic which lead me to have to retake some modules. In all 4 of my years at university I have worked full-time unpaid placements…
No Student Loan - reached dead end !
I , as a reasonable intelligent parent, am at the end of my tether with my daughters student finance. She already has had mental health issues with COVID and other things and still she has received no money from SLC She is still living with us at the moment as she has no money to pay for any accommodation or food etc. We…
Parents paying off loan?
I've read so much about paying off loan. Here is our situation. Son's loan is 45,000K. As he lives in China the threshold for payment is 21840K and this changes every year. Atm he is earning a very good wage but don't know how long this will last. His repayments are likely to be about £225 month (just waiting for…
Mature student loan
Hi, my stepdaughter was 20 when she applied and was accepted into university in 2020 - she had been living with her sister and family from the age 18 - 20 prior to that she lived with her mum and her father paid child support up to the age of 18 - she had been working in retail to contribute to that household with her…

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MSE News

Ofgem proposes new 'no standing charge' Price Cap – but Martin Lewis warns vulnerable customers need to be opted in or it won't work
Ofgem has today launched detailed proposals for a major shake up to its Energy Price Cap that dictates the price over 80% of homes in England, Scotland and Wales pay for their energy bills.
Lloyds, Halifax and Bank of Scotland to cut overdraft rates for millions but hike them for others – here's what's happening and full help
If you're a Lloyds, Halifax or Bank of Scotland current account holder, the interest rate you're charged for using your overdraft could change soon as part of a fees shake-up. The Lloyds Banking Group, which owns all three brands, says millions of its customers will pay less after the changes – but a "few" will pay more.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more low-income households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Martin Lewis: At last a chance to fix Council Tax flaws impacting millions – debt collection, difficulty challenging your band, discounts and more
Major flaws in the Council Tax system in England could finally be fixed in future, as the Government has launched a wide-ranging consultation to review hideous debt collection practices, the difficulty of challenging your band, the overly complex and horribly-named Severe Mental Impairment discount and more. MoneySavingExpert.com founder Martin Lewis, who has long campaigned on these issues, shares his response and analysis.
Energy complaints to be dealt with more quickly and Energy Ombudsman to get new powers under Government plans
If you have a complaint about your energy firm, it may be resolved more quickly in future, as the Government has announced a raft of proposals to strengthen consumer protections in the energy market. The planned changes include giving the Energy Ombudsman new powers to force firms to comply with its decisions – but it's still very early days. Here's what we know so far.
Warm Home Discount expansion confirmed with millions more eligible for the £150 top-up this winter – here's what we know
Around 2.7 million more households, including 900,000 families with children, will become eligible for the £150 Warm Home Discount this winter, as the Government has confirmed it will remove the existing 'hard to heat' eligibility criteria. The extension has only been confirmed for winter 2025/26, with further changes possible for future years.
Base rate held at 4.25% – here's what it means and when it might be cut next
The Bank of England has held the base rate at 4.25%. Below we explain why, when it might be cut, plus what it means for your mortgage and savings.
Applied for South West Trains 'boundary fares' compensation? Act now to claim it
If you applied for compensation from South West Trains before the deadline in January 2025, you now need to provide your bank details to the claim administrator so it can be paid to you. Here's what you need to know.
Winter Fuel Payments to be reinstated for millions – Martin Lewis explains how it'll work, what it means and if it's an improvement
All State Pensioners in England and Wales will receive a Winter Fuel Payment this winter, though those who earn over £35,000 will see it clawed back through the tax system. It means nine million pensioners will get the £200 or £300 top-up. Here MoneySavingExpert.com founder Martin Lewis shares his instant response and analysis, and we include answers to your key questions.

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Student MoneySaving

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