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Student MoneySaving

Discuss tuition fees, student loans and grants here - and share MoneySaving deals, tips and tricks to help you spend less at university.

Help: Checking my calculations before paying Student Loan
Hi Money Saving Forumers, Appreciate that the decision to repay student loans isn't an exact science with the possibility of interest rates rising/falling, salary adjustments, a new government body possibility wiping student loans permanently (although extremely unlikely!) etc - but I would really appreciate thoughts on my…
Should she take the maximum maintenance grant?
I am recently separated and on a low income. My daughter lives with me and is applying for uni. Her dad will top up any funding. My querie is, she could get more grant by declaring my income ( as we be been advised to do ) but this will mean she ends up in more debt than her sister who is already at uni and claiming the…
Tax allowed gift to student child
Any advice on giving your student child the maximum “ gift” of money to help at university rather than having to pay tax on it? Thanks
Higher Education Reform
The Government has today announced plans to introduce a higher education loan scheme to help people study, train or retrain at any point during their lives via flexible courses. The loan, dubbed the 'lifelong loan entitlement', will be worth the equivalent of four years of post-18 education. Here's all you need to know.…
Cost of University course
This is almost certainly in the wrong forum but I couldn't work out where it should go, so apologies. My son is off to Uni this year, to do a Finance & Accountancy degree, and I am trying to research how much this three year course is going to cost in total. With tuition fees of 10k pa and accommodation at a similar level,…
student accommodation: partial refund due to unavailable facilities closed due to COVID-19
Hello,My daughter is in a privately run student hall of residence. The shared facilities such as gym, music practice rooms etc are understandably closed due to COVID-19. Has anyone been able to successfully claim a partial rent refund under these circumstances?
SFE Grant Overpayment after they confirmed all was fine - Debt Collector Letters
Hi, I graduated from university in 2021. I have been receiving calls from Student Finance regarding a grant overpayment from the 18/19 year. When I applied for this grant (Adult Dependant's Grant), it was accepted and paid by SFE. When I received the payment, I called Student Finance on 4 separate occasions to ensure that…
Student in the last decade? Martin Lewis questions the Chancellor about a hidden loan hike
Those who started university in and after 2012 should beware of 'hidden' student loan costs coming in from April, MoneySavingExpert.com founder Martin Lewis warns. Read the full story: Student in the last decade? Martin Lewis questions the Chancellor about a hidden loan hike If you haven’t already, join the forum to reply.
Approaching end of student loan term
Hello, I am on Plan 1, graduated in 2014 with around £26k. I currently have an outstanding balance of £3,720.38. 1.1% interest. Recently SLC have begun contacting me asking me to arrange payment direct with them because I am at risk of overpaying. My OH had the same issue (he was paying based on dividend income not having…
Help to Buy and Hardship Fund
I’m looking at the possibility of being able to find a masters after my undergrad. Scholarships and bursaries are useless I can’t find a single one that would apply to my situation which is quite simply not having over 25k to hand - I will be able to save a maximum of 14k if I’m lucky and with postgrad loan will have…
Student financial help. HELP!
My son 24 is studying at full time at uni in his first year. He’s got his student loan, but that barely covers his living expenses. I’m trying to navigate the world of extra help, but I’m not really getting anywhere! So I could do with some help please. Also if you know of any help that might not be well known. A few…
Graduation hat
Hi Got my Masters graduation in 2 months time, 1 yr later! They dont hire out the black graduation hats only sell them for £43! I think that is a lot to just wear for one photo. Do people really need the hat? Has anyone bought one from Amazon for £10 before and used it without anyone noticing a difference? Just wondering…
Does doing a postgraduate degree reset the timer on student loan repayments
Hi, I have student loans on top of me at the moment so been doing some digging around and can't seem to find much information on this topic. I did my original degree in Northern Ireland between 2003 and 2007 which from my research (which may not be accurate at this point) should disappear after 25 years I think. I then…
Student Loan Repayment Threshold Freeze
English and Welsh graduates who started university in or after 2012 will pay around £110 a year more than they would've done from April as a freeze to the student loan repayment threshold - the earnings level at which loans begin to be repaid - has been announced by the Government. Read the full story here: 'Uni leavers to…
Is There Any Bursary Or Grants For Nhs Students In The University
I am Being Sponsored to Study Nursing at The University By Nhs because i work as Health care Assistant For Nhs.Is it possible to get Grants or Bursary cos i dont know if it is only those that are being Funded by Student finance that can Qualify For this.Or If there is any other way that i can get Additional help because my…
Help with accommodation fees
Since my daughter started uni last year, i found out my husband has having an affair and he has now left. My daughter has decided uni isn't for her and come back home. However the student accommodation was obviously booked for a year and there's still an outstanding amount of over £3000😭i understand as the guarantor i am…
Ryman 10% student discount via unidays
As the title says. 10% student discount via unidays. Excludes certain items like gift cards and delivery charges. https://www.myunidays.com/GB/en-GB/partners/ryman/view
University charging me obscene amount for accomodation despite withdrawing
Hi there, This is a complex case but the university have been very difficult to deal with, I can't even call them up instead having to go through a live chat, so this is my last resort before lodging an appeal or considering legal action. I had to withdraw from university in October/November 2021. It was my first year and…
Repayment of a maintenance grant error
My daughter was at university between 2010-2014 and we provided details of our household income. Since this time my daughter has worked in various cities in the UK and recently 2.5 years abroad in Australia. My daughter had dealings with Student Finance whilst abroad and in the UK regarding declaring her salary etc, to…
Student finance debt collector
Son overpaid by student finance by all sorts of changing amounts without explanation by the call centre agents. They keep saying they’re looking into it but no one knows / is denying we even called. Repeating frustrating. Now having debt collector letters. Any advice on who can help us get answers ?

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MSE News

Martin Lewis: How to call your bank with just three digits – as 'anti-scam' phone number called over a million times
One million calls have been made to the '159' anti-scam phone number since its launch in 2021, new figures reveal today (Wednesday 30 April). MoneySavingExpert.com founder Martin Lewis – one of the well-known faces most used in scams – explains how to call your bank by dialling just these three numbers.
Revealed: Holland & Barrett's supposedly cheaper 'Subscribe & Save' often costs more – it's promised a review after our investigation
Holland & Barrett's 'Subscribe & Save' scheme claims to offer regular shoppers "the best value" – but it failed to do so in the majority of cases MoneySavingExpert.com checked over a five month period. The retailer has now promised to review the scheme after our research found it was often more expensive.
Don't get your passport by post – 360,000 paid more than needed last year
If your passport is due for renewal, apply online if you can – it'll save you £12.50. More than 7 million Brits did just that last year – but over 360,000 missed out on savings by using a paper form instead, MoneySavingExpert.com can reveal.
Sainsbury’s Bank customer? NatWest takes over this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Chase customer? Check if you can get its newly boosted 4.8% easy-access saver
If you've got a Chase account, check if you can boost your easy-access savings to 4.8% – made up of a 1.8% AER fixed six-month bonus plus its standard 3% variable rate. Chase says over 2 million customers can get the boost, which would top our normal savings tables if it were open to all, though it's beaten by the top easy-access cash ISAs.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from Thursday 1 May. For most, this means little will change for now as the Sainsbury's Bank brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, it's worth considering moving any excess elsewhere to ensure your cash remains protected.
Martin Lewis: Is the £20,000 cash ISA limit about to be killed off? What savers should be doing now
Plans to cut the £20,000 cash ISA limit later this year are being considered by the Government. In his latest video, MoneySavingExpert.com founder Martin Lewis explains what's likely to happen, what the changes would mean for savers and what you should be doing now.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
Sainsbury's Bank's savings, credit cards and loans will be taken over by NatWest from 1 May. For most, this means little change for now as the Sainsbury’s brand will remain, though it's expected to be phased out towards the end of this year. However, if you've over £85,000 saved across both banks, you'll need to move any excess elsewhere to ensure your cash remains protected.
NatWest to complete takeover of Sainsbury's Bank this week – here's what it means for savers and borrowers
From Thursday 1 May, Sainsbury's Bank credit cards, loans and savings accounts will be run by NatWest as part of a deal between the two banks. You'll be moved to NatWest in the future, likely towards the end of this year, but for now the Sainsbury's Bank brand will remain and you can continue to use its products and services as before.

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Student MoneySaving

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