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Parent of Student having issues with hire company of Graduation gown
Hi, I am looking for some advice regarding a graduation gown hire service my daughter has used. My daughter was due to graduate from the university after a two-year covid-related deferral and hired her gown and cap as expected. On the day of her graduation, she was very ill running a fever. She missed her graduation and…
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Ineligible for Financial Assisstance from Student Finance Wales After Living Abroad (Belgium)
Hi, I've recently been accepted onto a Master's course at Sheffield Uni and went to apply for a postgraduate loan with Student Finance Wales and they've told me I am ineligible for assistance because I haven't been ordinarily resident in the UK for the last 3 years. I'm originally from Wales but have been living in Belgium…
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Students - Year Abroad
My son is due to start his uni degree year abroad in September and I wondered which bank account would be best. He'll be studying for 4mths in Portugal & 3mths in France, then working for 4mths in Spain. He's currently with Santander. Does anyone know if you need a Spanish current account if you're working there??
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Am I getting right amount of grant as it doesnt even cover my rent?
Hi hope some one can help last year i started a full time course in Chester the first 4 months i was going to to college from home but in the January I moved into student accommadation £120 a week all bills included i had 5k of my own money i only recieved 2 x £2250 poundish grants which barely covers rent . My parents are…
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Help with childcare?
I'm a student nurse in Scotland on the open university pathway. I don't get a nursing bursary as my employer pays me for placements. I only deal with SAAS for DSA, my employer/the Scottish government pays my fees. My income is £21,777 pa when I'm on full pay (I've been on mat leave), husbands income is £40,057. I go back…
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Recommendations for student loans for short term courses.
Any suggestions please? Thanks
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Should I go to University as a mature student
Hi everyone. A while back I posted a thread asking the broad question of whether I should go to University or not. Long story short, I now must decide whether I should do an Access to HE Diploma and then head to University, or simply look for a job. In this current climate (pun intended :D ) I'm having mixed feelings. On…
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Plan 1 Loan pay off or not
Ill try to keep it simple, My estimation at current loan, 03-06 £15k (Write off at 65) 07-08 £4k (Write off after 25 years) I probably pay off £500 a year and I'm 37yo. I'm self employed so earnings change but don't really have desire to earn much more in future. I could pay it off from my savings if wanted to. Question 1…
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Student Finance income change
I am applying for my daughters student maintenance grant and they have asked for my tax year ending 20-21. This amount is £38500. However I had been laid off in June 2021 and only just found employment in March 2022. Due to being between jobs I have not received a P60 for the current year? and only earned approx. £10-11…
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***Change of contract for new student house in Aug 22 - changes to gas/elec allowance*** Advice!!
I'm a parent of a student about to move in to a student house in August. Contract was signed in Dec 21. 9 students moving in together. They took out an unlimited gas/elec agreement with lettings agent. However in that time obviously gas/elec has risen. I'd like to know their rights. Can a letting agent change the policy…
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Student rent that includes utilities going up because of Increasing energy prices
My son and his 2 friends (who will be starting their 2nd year study at University in Sept) signed a tenancy
agreement for a 2nd year student property back in December. The tenancy is for a 12 month rental starting in August. Utilities are included in their monthly rental payment, and these utilities are limited by a fair…
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Student Maintenance Loans and Household Residual Income
Our twins are off to university next year, and we are keen to maximise our maintenance loans. At the end of this year, my wife intends taking a career break and supplementing her loss of income by lump sum Draw Downs (or UFPLS -Unchristallised Funds Pension Lump Sums) from her pension. The only other "income" then, will be…
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Write-off date of multiple plan 1 loans
Hi - I have quite a specific question about write-off of my plan 1 loans. I have 2 separate loans both plan 1 I attended university in 2006, left in 2008 with that loan going into repayment April 2009. Under normal circumstances, this loan would be written off April 2034. I then went back to university on a different…
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With the changes to student loans coming in 2023, is it worth my child deferring applying for loan?
Hi all, my young adult will be starting uni this year (2022) on a six year course (medicine so likely to have good job security/earning progression)... obviously thinking now about applying for a tuition and maintenance loan. We'd only get the minimum maintenance. I'm uncertain whether long term it's be better for her if…
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MSE News: MSE pressure forces broker Tembo to remove ads encouraging...
Mortgage broker Tembo has taken down misleading online adverts encouraging people to remortgage to repay their student loans after pressure from MoneySavingExpert.com (MSE)... Read the full story: 'MSE pressure forces broker Tembo to remove ads encouraging people to pay off student loans by remortgaging' If you haven’t…
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Student loan interest rates could rise to 12% this September
Student loan interest rates are set to rise for many from September – though the changes are yet to be finalised by the Government. Current students in England and Wales, for example, could see the interest rate they're charged jump from 4.5% to 12%. Meanwhile, many former students with outstanding loans may see rates rise…
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Student loan repayment
I am paid weekly in my job and some weeks my wage would have been higher than normal due to things such as overtime, been paid holidays or a yearly bonus. On these weeks my employer would have taken repayment for my students loan. I was expecting to be able to claim this money back at the end of the tax year. However when…
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Renewing my amazon prime student membership
Hi all, My amazon prime student membership has expired after the 4year period. Ive cancelled the auto renewal at full price but i wanted to know if there was another way of renewing my amazon prime membership at a cheaper rate or renew at the student rate again without creating a brand new account. Any help or advice would…
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Navigating rising bills as a postgraduate student
As indicated in the title, I'm currently doing my MSc and renting privately in London - a challenging balance at the best of times. Since I took time out of work to undertake my studies and I'm not earning an income at the moment, the rising cost of bills is and will continue to put an increasing pressure on my finances.…
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NHS Exemption Card
I’m trying to access an Exemption Card for my daughter so she doesn’t have to pay for prescriptions, sight tests, dentistry etc while studying in England. As I live with the rest of the family in Wales I’m finding myself shunted back and forth between England’s NHS and NHS Wales. I know they operate independently, but they…