Direct debit minimum 3 months

Hi I’ve just set up a direct debit for a hobby I’ve started that states it’s 3 months minimum contract. If I was to cancel within the 3 month timeframe what could happen? 

Many thanks in advance for your responses


  • Brie
    Brie Posts: 9,884 Forumite
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    sounds like if it's a minimum 3 months contract you have to pay for 3 months.  If you cancelled you'd still owe the money and if you didn't pay it you would be chased for it, eventually by a collection company.  

    unless there is something in the T&Cs about cancelling within 14 days or something.  if you see something I would screen shot it now to save just in case they change things.  also keep copies of anything gives you a right to cancel at any time - like them not fulfilling their side of the bargain like classes not being scheduled or made available to you.
    "Never retract, never explain, never apologise; get things done and let them howl.”
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