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HSBC Student Account
My daughter has had her student bank account frozen due to suspected fraudulent activity. Despite spending many hours on the phone, and 2 visits to her local branch in Nottingham, she has been unable to ascertain why this has happened or how to rectify the situation. She is at her wits end, and is very distressed. She is…
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Advice needed
My daughter has gone to uni which isn't that far away from home. She wants to move back and commute instead. Question is I claim benefits and if she still gets maintenance loan will that affect my benefits. Any advice Kim
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Parent's income and effect on student grant in Wales
Hello, I was looking at the student wales web site. If gives a table "for illustration porposes" of how different incomes effect the ratio between maintenace grant to maintenace loan. I was wondering if the grant is given in bands or is graduated evenly. For example it says house hold income £25000 grant £6946, household…
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Rejected by Santander
Months ago, my son applied for a Santander 123 student bank account. Kept asking for the same info (identity and ucas number). Every time it was sent, it was returned again. After numerous phone calls, each time they said they couldn’t see what the issue was. He was told not to worry and they would sort it. Everytime he…
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Have you been refused a student bank account?
Can you help with an MSE News team investigation? We’d like to hear from students who’ve applied for a student bank account and been rejected. If that’s you, it would be great to know: * Which bank it was. * When it happened. * The reason you were given for the rejection. Thanks, MSE Laura F
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Paid off Student Loan
I had an email from the student loan company in May saying my loan was paid off. That I had overpaid and they would refund to my account. Now in October I have an email from student loans saying not enough tax was taken in 21/22 so I owe £400 in student loan. How can they do this????
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Being chased for university tuition fees that aren’t owed
A couple of years ago I signed up to do a university course and paid for it using a student loan. I only completed a couple of months of the course before deciding it wasn’t for me but the loan I took out more than covered the fees for that term. After being sent an unexpected tuition fee invoice from the university…
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Repayment earnings threshold what are earnings?
Hi can anyone tell me what figures are used for earnings? Is it taxable pay? I was considering paying into a SIPP to reduce my taxable earnings....
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Uni students - P/T job whilst studying.
Are students allowed to work P/T whilst studying at Uni, without impacting their living loan? I’ve heard conflicting information. Thanks in advance.
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Advice for English student studying in Scotland
My daughter started studying at Edinburgh University this week and I have only just discovered she will be entitled to free NHS prescriptions and regular eye tests every 2 years now she’s living in Scotland. I was expecting to have to start paying for her once she reached 19 years old. That made me wonder what to about a…
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Student finance loan profile changes
Has anyone else found that Student Finance England has changed its profiling of student maintenance loan payments? Child2 is starting next week profile with the larger payment in April 2023 and with the balance of two lower payments in Sept 2022 and Jan 2023 despite the accommodation fees profile being the opposite with…
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Repeating a year
Hi My son failed 2 modules in his 1st year last year and has got his timetable which shows he has to repeat the year, those modules only. He has autism, receives disabled student support alongside PIP and I feel the uni have failed to support him. It has only been through very direct questioning I've found this out and now…
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Student Loan musings……
Hi. Having got Covid recently i seem to be left with a bit of brain fog and dont seem able to think objectively about the student loan system. Hopefully someone could clear a few things up for me…. Basically my son has £40k inheritance to help pay his Uni fees and i am wondering whether he should pay for fees and…
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Student placement
Hi daughter is 3rd year university but is in a placement year. Her placement is with a charity linked to a hospital so is not a wage earning placement. She gets the very basic loan as not at uni for this year. She will be travelling daily and already had first 5 weeks of train tickets booked. Her train fare has now doubled…
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Student Loan, should my son borrow the maximum loan?
My eldest son is going to start university to study math at one of the best universities this year. He is offered the maximum loan for tuition fees and maintenance grants. I am able to help with his living cost. I wonder if he would be better off for him borrowing the maximum or just taking the tuition loan. If all goes…
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Study abroad
My daughter is due to go to Austria to study abroad for a term. She would like to use a pre-paid debit card in order to avoid conversion fees. She will be making multiple transactions while she is there, some big (rent) and some small. Which card would be best as some of them have strict number of uses per month and then…
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A-Level results warning: putting off uni until next year could cost £10,000s more
School leavers getting their A-Level results this week should be aware that deferring for a year means they'll be on the new student finance system coming in England in September 2023, and will repay their loan for a much longer period, potentially costing £10,000s more. Read the full story here. And if you haven’t…
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Signed up for student studio apartment in Coventry - Now not going back next year
OK, Son signed a contract for a nice studio apartment in Coventry for his final year (this coming September). He now isn't going back in September - unfortunately he needs to take a year out . They are lovely studios, on campus. Can only be occupied by a student.…
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Student loans - international or UK?
My son is a UK citizen, he has spent 2 years studying in Switzerland. Does Student loans now class him as an international student or UK student to be eligible for UK grants and loans? Universities in the UK can not advise on this as they do not know!
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Parent of Student having issues with hire company of Graduation gown
Hi, I am looking for some advice regarding a graduation gown hire service my daughter has used. My daughter was due to graduate from the university after a two-year covid-related deferral and hired her gown and cap as expected. On the day of her graduation, she was very ill running a fever. She missed her graduation and…