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Student loan write-off permanently unfit for work
Hi I understand that I can get my student loan written off because I have been assessed as permanently unfit for work (currently going through ill-health retirement and I have the paperwork). *if* my health is stable enough I would really like to do a part-time masters online from home in the future. If I get my loan…
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Student discounts ??
Recently enrolled and studying at the college ? Does anyone know any decent places to get stuwent discounts ? Grocery shops Gym supplements etc ?
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New Student Loan Changes for September 2023
I thought I saw a nice table that expressed the differences between the old and new student loan schemes eg 40 yr v 30yr pay back, but I can’t find it. Anyone have it please? Am I correct that the new rules come in from September 2023? Is there information on this website about the new rules? I could only find the existing…
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Student Finance Maintenance Loan
Hi, just looking a some advise if possible. My daughter is presently in her first year of Uni and to gain the maintenance loan we had to provide details of our household in come last April (2022) as it had reduced from the previous year more than 15%, however the estimation used is now incorrect as I got some additional…
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Maintenance element
Looking for some guidance please We live in Wales, and my daughter is in her first year of university. Won’t bore you with the details but she’s considering commuting in year 2. So she won’t need to spend all of the maintenance loan as she’ll have no accommodation to pay for. Do we still take the money and save it? Do we…
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Student Maintenance Grant SMG , Parental income level
Does anyone know if there are any plan to raise the £25,000 parental income base level for the start of making contributions towards SMG? Obviously as inflation cuts in every year the current level gets effectively lower every year!
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Couple of Qs re: University strikes
1. Do we know the dates that University lecturers will be on strike. I've just read that it'll be 18 days in Feb and March, but not seen any announcement as to which dates which I thought was meant to have happened by now. 2. 18 days is a lot. Can students claim compensation for missed tuition (which ultimately they will…
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Repay.....Plan 2 Loans going to 7.5% APR from 1st March 2023?
Is this the case? I have £10k left to pay and pay around £180 a month. If I make a payment of 5k online this weekend, can I ring them on Monday and switch to Direct Debit or is £5k still too much left for me to switch to DD. I am ultimately going to pay it off in the next 6-9 months with overpayments I feel....
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Repay Plan 1 loan early?
Hello, everyone! Another student loan question here. I have a Plan 1 student loan, of which I have around £1800 left to pay. I'm paying it off at around £300ish a month on a salary of around £60K. I am obviously getting quite close to clearing the balance now and am wondering whether it might be worth paying the remaining…
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Student Loan repayments
Hi I may be one of the lucky ones who is likely to pay off their student loan (Plan 2) before the 30 years expires, however I have noticed something unfair and have tried to flag this to Mr Lewis himself, with no success so far. So, here it goes: I started repaying my student loan in 2014. My student loan balance accrues…
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Government plans increase maintenance loans by just 2.8% - what you need to know
Struggling students have been “dealt a blow” as loans to help with living costs will fall far short of rising inflation, based on Government plans. From September, English students will see a real term cut to maintenance loans of 8p in the £1 - a shortfall students or parents will have to make up for themselves... Read the…
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Student Loan Plan 2 £9k left to pay off…0% Card for 12 Months
Hi, Currently earn to always get the maximum interest on the loan applied. Is it worth paying it off, I am thinking it will save me any deductions from my salary (circa £180 a month) and save me interest too. How can I use my 0% card to do this…Tesco…I will then just forward overpayments to this instead…is there a card I…
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Maintenance Loan and London
Couple of questions regarding above. If you study in London I found the highest you can get is 12,667 .Did any manage to rent a studio flat on his own while studying full time and cover everything from it? According to my calculation to survive you would need to find a flat for about 700 a month (everything inclusive). Are…
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If Martin says there is no reason to overpay student loans, what's the big deal with increased rates
Whether 12% or 5%? what's the big deal....
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Hypothetical student loan scenario
This is my first post here so let me know if there's anything I've done wrong or any conventions I need to follow pls This is a purely hypothetical scenario that I'm just curious about - as a current student I'd love to be in this position right now If my parents were earning enough in stable jobs to be able to pay my…
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Student loan company chasing me 10 years later?
Hello, Hope someone can help me out, I went on a uni course back in 2013, it wasn’t for me, after around 6 lessons across 4 weeks, and I withdrew from the couse. Knowing I had incurred couse fees and a grant fee I thought nothing much more of it and knew “It will be paid back once I start earning enough”. So in around…
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SL Repayments via Self Assessment
Hi all, I've been paying my student loan for years via PAYE, but have done some additional consultancy so had to fill out a tax return and make a payment via self assessment. I paid of my balance about three weeks ago. It's showing as paid in my Government Gateway account, but the student loan element hasn't yet been…
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Has anyone studied HE with learndirect
I’m thinking of doing Higher education access course in computer science online. I really appreciate if anyone has done any courses with them or they have finished their HE course and tell me how it went.
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Should I pay off my student loan?
Can someone math this better than me? I will have to pay off my student loan, I earn enough and there isn't much left to regardless at some point I will pay it all it won't be written off. My balance is £4,609.02 I currently pay £124 PAYE + £60DD Interest on my student loan has now increased to 3.25%. All of my savings are…
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please delete thread
please delete thread
