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erudio drydens nightmare
I have just found out that erudio drydens have put a ccj on my credit file without my knowledge during lockdown. They have registered it to an address I lived at ten years ago and get this the amount of the original student loan has rocketted from 1800 to £ 4318.0!!!! The last correspondence i recieved from the student…
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Financial support for single student nurse with a mortgage. (Scotland).
Hi all My 21 year old daughter has submitted her application to train as a nurse up here in "bonnie" Scotland. She currently: - Works full time (earns 20k). - Lives alone in her own house. - Has a mortgage (circa £340 per month) plus all the usual household costs. - Has her own car (owned outright). - No debt. - has around…
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Student accommodation
My daughter recently had to withdraw from university after one term. She was living away in purpose built privately owned student accommodation The contract ties her into the rental agreement until either we or the company finds another tenant therefore she is currently paying rent but she has vacated the property. This…
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Eligability for student maintenance loan
Hi My daughter is due to go to university next year Sept 21. With this in mind, I was considering taking an assignment abroad. Would this prevent her from receiving a student maintenance loan as I would not be paying UK tax whilst on assignment. I read around the topic but no conclusive answer, I can see reliability for…
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Self-assessment student loan repayment
Hey, guys. Wondering if anyone could help with information here because I've hit a wall with HMRC and SLC. I'm self-employed and I've been paying my student loan back through self-assessment. I filed 2019/2020 return in summer last year and paid my balancing payment once I'd done that well ahead of the 31st January…
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MSE News: Students in Northern Ireland to receive £500 Covid disruption payment - how to claim it
Thousands of students in Northern Ireland are to get a one-off £500 payment from the government in a bid to help those struggling with the financial impact of the coronavirus crisis... Read the full story: 'Students in Northern Ireland to receive £500 Covid disruption payment - how to claim it' Click reply below to…
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Repayment - overpayment of a grant in 2007
My student loan is finally repaid and I was due a refund which I had to call up to arrange. They then said you have £800+ outstanding separately from an overpayment of a grant. They said the last correspondence was 2007, I said surely you'd have contacted me, it's 15 years! They said they had on 2007 but not since, it had…
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24 year old son not paying uni rent and I'm the guarantor
My son is 24 and in his last year at uni. Our relationship is not great ( long story) and he has not been communicating well with me, or any other family, for months. He will occasionally texts if he needs something urgent but that is all. This morning I have had an email from his uni accommadation. It was addressed to him…
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Not Eligible For Student Loan in UK or USA
Hi, Please could someone help as my 18 year old niece is trying to get a student loan in the UK to take up a place at Uni here next week in 1st year. It has been a bit of a disaster as she did not read the student loan eligibility carefully before applying to University in the UK. She has been living in the USA as my…
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Deductions from salary ongoing despite student loan being included in a protected trust deed
Hello, long story short, in 2006 I got over my head in debt and entered into a protected trust deed. As required it was posted in a local news paper on the 17th of February 2007 and became protected 5 weeks later. Since then SLC have been making deductions from my salary, I by chance found myself in employment where my…
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Buying a house as a student
If we have a good deposit already, would it be more economical to buy a house for our son at university and rent out a couple of rooms. Or are there too many costs involved.
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Student loan received - but nothing to spend it on
Never thought we'd be in this position, but both daughters (1st year and 3rd year) are by necessity studying from home (our home), and so have little to spend their student loans on. The 3rd year has some rent to pay but the 1st year will thankfully be refunded for the time she's not there. Both get the full loan so both…
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Student maintenance loan and universal credit?
I currently receive universal credit due to being on a low income. I'm looking at being a part-time student with the Open University while I work part time as it looks like the government have made provisions for maintenance loans to be available in this case. I'm wondering if I will still be eligible for universal credit…
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Best time of month to pay back loan in full?
I've (rather unexpectedly) got to the point of having less than 2 years left on my student loan (plan 1). I'm expecting an offer of switching to direct debit soon, but the amount left is small enough I can pay it back in full. What's the best way of going about this to ensure I don't overpay? I'm guessing if I pay the full…
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Wrong plan on student loan repayment
Hello, I wondered if anyone can give some advice on this. I started a degree in Medicine in 2008, and took a break between 2011 and 2015 to complete a PhD, returning in 2015 to resume the course I started in 2008. I was charged tuition fees of circa £3k in 2015 as it was a pre-£9k fees course, and completed this course in…
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How to repay maintenance loan after just first term?
In the summer my daughter successfully applied for the baseline maintenance loan to help fund her student accommodation. We no longer need the maintenance loan for this academic year (although may do for her second and third years) and wish to stop the payments before the next two terms and repay the loan currently…
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Possibility of getting a refund on a practical college course
I enrolled on a hairdressing college course Sept 19-June 2020 (Level 2 VRQ). The first Covid19 lockdown meant that we had to learn from home, and support was useless. We left this course feeling like we had learned barely anything . The lecturer passed us (no idea how) which enabled us to enrol on the (level 3 course VRQ)…
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Could someone please help
Took out a student loan to do an open uni course for 5yrs the loan is with England want to move to NI but been told that I would have to payback the loan in the UK and then take one one in NI ? Is this correct? Because I will be paying NI national insurance and tax not England and my home address will change. I thought…
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Student Housing Threatening Court- Advice needed please
Hi there, I would be more than grateful if anyone is able to offer me any advice. My son started Uni in September 2019, by Christmas he had locked himself away, stopped attending lectures, due to severe anxiety. He left the Uni formally the first week of January 2020, and the keys were returned to student housing. I…
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TV licence
My daughter received a TV licensing letter a few days ago. Is she liable to pay it, I thought it was decriminalised to stop paying the licence fee? It's a hell of alot of money for a single student especially when she doesn't own a TV. But apparently the licence covers streaming tv from tablets, phone, laptops etc.
