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Student loan repayment query
Hi, hoping this is the right place!! I have recently contacted student finance about any possible refunds due to over payments I have made. Both my plan 1 and plan 2 have been paid in full since October 22 and October 23. From reviewing my accounts and repayments they have found in the tax year 13/14 my income was below…
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Erudio NHS backpay problem
Hi all, newbie here. I have had the displeasure of having to deal with Erudio for years since my old style loan was sold to them. I’ve had various issues (telling me account was in arrears when it wasn’t, missed paperwork not sent to me etc and have always successfully fought them after long winded battles) I have deferred…
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Student loan - household income increase
Hi, my son is in his final year at Uni and is receiving his maintenance loan. Our household income may increase by around 10-15% due to a potential increase in my earnings. Do we have to declare this? Would it mean he has to pay back some of this year’s maintenance loan somehow? I can see lots of information about what to…
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Student Loan Cancellation - Moving The Goal Posts?
Hello, When I was given me my student loan between 1999 and 2002, I was told it was going to be wiped out after 25 years. The current guidance is... "If you started in 2005/06 or earlier, your student loan plan 1 will be written off when you reach 65 years old." Does anyone know when this was changed, because that seems…
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Student loan
I have a student loan from 1996 and The Student Loan company is now Erudio student loans. I will soon be in a position where I will not be able to defer anymore. Can they force me to pay even though this loan is 26 years old?
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Student loan - living abroad with UK rental income
Hello I live abroad and it's time to fill in the overseas assessment. This is usually fine, but from this year, I have a UK rental income. I have a few questions: 1. I spent a lot of money on this property this year and will definitely make a huge loss - for this year anyway. Does this have any effect on my "total income"…
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Disabled student assessments
Can someone point me in the direction of a forum that discusses disabled student grants, etc? Thank you.
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Payment received in error
Hi My daughter has temporarily suspended her Uni studies due to health and informed student finance that this was the case. She was told the updates needed to come from the University, so she spoke to the Uni to advise them of this. In sept she received a text message to say she would be receiving the money so contacted…
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Threshold Payment
I contacted SLC and in the year 2022-2023 I earned £41 over the threshold on a plan 2 payment. (I earned 27336, the threshold is 27295) I have payed over £300 in payments for this year but they are refusing to refund part of it as I still earned above the threshold Is it correct I should only pay 9% of what I earn above…
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Student loan loophole?
Is the student loan and maintenance calculated based on wealth or income? If the latter, what is stopping a multimillionaire businessman deliberately taking less in dividends in the years around and during their child's time at university. Thus their child parental "income" will be assessed to be low, whereas they might…
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Early student loan repayment?
Hi everyone. 23yo with 2 student loans (plan 2 and postgrad). Plan 2 loan is chunky, would never ever pay it back in full. Considering repaying my postgrad loan early. Had already repaid ~£5500 off it as was concerned with interest accumulating and I had money in savings. Not sure if this was a poor decision in retrospect,…
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Query regarding payments on pre-1998 student loans
Hi all - I have a query regarding a couple of pre-1998 student loans I took out whilst at University and hope that someone has been through this process before. Two of my three student loans were made between pre-1998. My first was 29/11/1996, the second was 13/11/1997. If I am reading the Moneysaving Expert help pages…
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Study abroad for one term - USA - funding
My Daughter has just started a degree. In her 3rd year she gets the opportunity to study in the US for one term (Sept-Dec). I can't find any info on how the funding works. DD believes there's no more additional tuition fees to pay. How does the maintenance loan work? Currently she receives the min for studying in London.…
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Student Account - rejected without Uni code
My daughter (18) has just started a 2 year course at a College (it is also a uni, but her 2 year course isn't a degree). The Student bank accounts seem to want UCAS codes. Does this mean she isn't eligible for a student account. Seems a bit discriminatory that she lives away from home and has all the expenses and banking…
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Free Giveaway EXCLUSIVELY FOR STUDENTS to win a £1,000 gaming laptop
Posting this here as it is limited to students only, so a much higher chance of winning for a great prize! https://redtech-recruit.com/comp/ Details: Calling all UK students and recent grads! Ready to supercharge your gaming and computing experience with a gaming laptop worth £1000? Look no further than RedTech…
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Student grants and loans - parents have a dependent disabled child
Hi. I'm a disabled parent and carer for a disabled child. I'm looking for advice about student finance. I'm not working. I don't get any benefits except child benefit and carers allowance. Disabled child gets DLA until 16. Question - will student finance assessment take into account that we have a disabled child when…
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Disabled student seeking advice about laptop
My friend, 60ish is taking up a part time diploma course in one of our local universities, NI. She is after a laptop and printer any suggestions as to what company or organisation might be able to help. She has ongoing chronic condition which keeps her out of work which means, of course, that there is little left in the…
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Guide discussion: Should you pay for uni upfront or take the new Plan 5 student loan?
This is the place to discuss Martin's new guide on 'Should you pay for uni upfront or take the new Plan 5 student loan?'. We'd love to hear your thoughts, personal experiences, and general feedback. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.'
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Did you study financial education as a GCSE or A-level equiv? Would you?
I'm keen to know: * Did you do a financial education course as a GCSE or A-level equivalent qualification? What was it like? Are you glad you did it? Or, if you didn't: * Would you consider doing a financial education course as a GCSE or A-level equivalent, if you were offered the chance?
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Financial coaching
Hi all, I'm new to the forum For a few years I've considered becoming a financial coach. I have bit of a reputation amongst family and friends for saving money and finding cheaper ways to do things and think I could help turn some peoples lives around who are maybe not so good with saving money etc. There is a lot of stuff…
