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Student Loans Company (SLC) - Am still paying is this right??
Hi everyone, I am trying to ascertain about my student loan (feel free to move this thread to another section of the forum that is better suited). I received a message from the SLC saying that as my loan is almost paid off, I have to pay the remaining balance off via direct debit (approx £2350) to prevent overpaying. I…
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Should I pay off my advanced learner loan
I currently owe 2700 for an advanced learner loan I was miss sold in 2015 should I pay off the balance as the interest rates are high or is there any way I can get it written off ?
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Student loan calculations and consolidation
Rather than make a few seperate threads as they're both loan based questions I thought I'd put them both here, hope someone can help Background - I'm doing ok on paper, but due to personal circumstances and supporting people a few years ago I racked up a lot of debt, my income is reasonable, life should be relatively…
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Late write off advanced learner loan
I have just received an email stating that my advanced learner loan has been delayed in being written off... "We’re sorry that it’s taken us so long to write off your Advanced Learner Loan balance. We should’ve done this when you finished your higher education course. What we’ve done We wrote off your Advanced Learner Loan…
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Studying Abroad
Part of my daughter's degree included the possibility of studying abroad for a year but wasn't accepted for any of her choices and backups. She wanted to study in Japan, partly because of the degree she's doing and partly cultural but missed out on a 1.1 the first year by 1% which probably affected her chances. It was a…
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Could I get a student loan?
Hi all I am considering doing an open university degree in history. Now back in 2013 I was on a course for nursing and if was diploma level and fully funded by the NHS back then. I had to leave the course as I lost.my hearing. Depsite studying for 2 years they gave me a higher national certificate in health studies which…
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Student loan, household income questions
Hello,On the student loan website it asks for your household income and states that this is is your 'taxable income'. I have received a severance payment when I left employment this year so should I declare just the amount (not much) above the £30,000 tax free limit or the whole amount? There is no mention of such…
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Cipd loan
Hi, I am looking for some advice. I started my cipd in march,self funded. I am doing this via Dpg. I tried applying for student loans but they said it wasn't a recognised provider. I called and they weren't very helpful. Since then I have read there are other loans available for people on my situation. I work part-time and…
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Architecture Student Missing National Insurance Contributions
Hi all, After 7 years of full-time study in London, I am a 33-year-old fully qualified architect. My summers between university years and my two years between my undergraduate degree and master's degree were spent working. I have checked my National Insurance Contributions online and, as expected, I'm missing about 6 years…
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Maintenance loan decrease
Hi, I am a student currently and get the maximum maintenance loan from student finance. This started the year around £9950 but I received a letter 6th November decreasing the amount to £9436. I can’t find anything saying the government were reducing the maximum figure. I would have expected that to be in the news. Has this…
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Paying back while working and studying
Hello I finished my studies in 2019 but I started my paying my student loan back way before I had finished studying. I was studying part time whilst working full time. I am also on plan 2. Is it correct that I started paying my loan back way before I had finished studying and not the April after I finished?
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Disability
I've heard adults on disability can get free laptops and mobiles phone packages due to financial hardship. Yet not able to find any place except for some discounted places, but still unaffordable. Have tried the council but they say it's a discretionary fund and reject the application.
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Student loan
I paid odd my student in 2015 or 2016 as I was kept asking to by the student loan company. I took out a personal loan to repay all.od it even though i was not working. Can I reclaim.it all back.as its a very large amount so can have some.peace of mind and pay back the personal loan i didn't have to take out and whats the…
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Student Loan Refund Due?
Hi, Just spoken to the Student Loan Company about a refund. They said they owe me £475 for 2016 when I earnt below the threshold. They said they can put it back in my bank but then I would need to pay it back to them by PAYE, is this correct??? My student loan was paid off in full in 2019 so not sure if this affects…
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Settled Mortgage style loan, when it was due to be written off - any chance of a refund?
Hi, I was offered a settlement fee for my mortgage style loan, with Erudio. I accepted, thinking I may be promoted soon, however, the loan was due to be written off a few months later and I think I would have been better off not paying the settlement fee. Do I stand any chance of a refund, eg due to being misled? Many…
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Plan 1 & Plan 2 loans
Hey! I’ll be the first to admit, I am extremely careful and ‘on the ball’ with all my finances generally. However, the one that I have not been on the ball with, is my student loan! For years now, it just comes out of my wages and although rather annoyingly it is around £140 every month, I tended to just think it is what…
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Paid off in full early
I had a student loan 2012 and graduated in 2014. 2021 I got some unexpected money and I had been working a lot of overtime and was fed up of huge chunks of this money earned going towards my student loan repayments so I phoned up asked how much it would cost to wipe the debt and I paid the balance. Does this mean there is…
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The 1000 club
A friend of mine has told me about this investment club. I googled it and its membership is by recommendation only - that shouldn't be an issue as my friend will nominate me and she'll get a kick back for doing so. And this is where I question what this club's about - kick backs for intro's suggest a form of pyramid…
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Student Loan Overpayment
Hi everyone, This may have been asked/answered before so apologies for that. I currently have a student loan of £64,000 consisting of £52,000 undergraduate and £12,000 postgraduate having graduated in 2016. My loan will therefore be wiped out in 2046. I am in a career whereby I have the potential to be a high earner and…
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Expat Student Loan Issue
Hello, I've recently been sent on expat by my employer to a country in the EU from the UK. During this period my salary is split so I get paid 25% in the UK and 75% in the host country. The problem I am facing is that my employer covers my tax in the host country which is fairly hefty but this is reported on my UK salary…
