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Obvious question but can’t find an answer!! Help please!
I went to uni 2000-2003 (am now 42). I had a student loan the whole time. It was paid off many years ago. I have no idea if I ever overpaid and have had many different jobs in the last 21 years. Like PPI and car commison etc can I just call up the student loan company on the number given and just give my student loan…
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Student Loan - earning 60k+
I have read and watched Martins info on paying back student loans, however, I cannot find anywhere where he gives a wage you reach where you should really start paying it back as quickly as you can. Any knowledge here would be appreciated.
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Open University and student loan
Hi I am considering taking a history degree as I am interested in history. I had thought about doing this a couple years ago but never took the plunge. I currently work in admin in the NHS and wanted a back up in case things change in the future but also because I am interested in learning. I have done a few vision2learn…
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In my 60s and wondering whether to repay student loan
I know Martin Lewis says ignore the interest on a student loan but seeing it increase over time is quite stressful especially when you have been brought up to pay debt. I earn under the repayment threshold of ££27,295 and so far I have only made repayments when I got backdated salary. As the cut off for postgraduate…
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Student Loan Query
To anyone who can help, I have two questions regarding student loans: I went to university for one academic year (2006/07) and was always told my student loan would get written off after 25 years. However, the Student Loans Company (SLC) recently told me that because I was granted my student loan in June 2006 (prior to the…
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Student loan repayment while abroad
Hi all, my daughter has taken a working holiday down under and advised SLC of her absence. She finished Uni in 2022. They have written to her here asking for proof of wages while there and are talking about setting up repayments at the country she's now in. Is this legit? What she earns in a foreign country should not have…
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doing a degree over 60
How much would a person over 60 get in student loan/maintenance grant if they did a degree course?
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Plan 2 paid off...payments reallocated to plan 1
Hi everyone I have 2 student loans: plan 1, plan 2. Plan 2 was paid off sometime last year, but on monitoring it online I can see my salary payments are still going to it, and the payment is then reallocated to plan 1, of which £13700 is remaining. My plan 2 loan continues to have a few pence Owed and thus I'm accumulating…
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Help call out for resources
Hi, My name is Reece and I am very grateful to be working as a sabbatical officer in a students union based in the east of england. As part of my campaigns I want to compile together list of schemes and resources students may not necessarily know they're able to access (i.e low income schemes aimed at ANYONE as opposed to…
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Exemption of Student Loan for Chemistry Teacher
my daughter earned £23,000 as a Chemistry teacher last year but does not need to pay any loan repayments even if she reached the threshold as they currently have an exemption. She also earned £23,000 as a self employed tutor which they have charged her student loan repayment on £18,000 of it. Surely if Chemistry teachers…
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New guide: Degree Apprenticeships
Our new guide is now live: 🎓 Degree Apprenticeships 🎓 Gain a degree, experience and a salary
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Repaying both Plan 2 and Plan 5 loans
Hi, I have and am currently paying for my plan 2 loan that I took out a few years ago for my undergrad nursing degree. I have just started a masters degree in midwifery but have been advised by SFE that if I apply for another student loan for my masters, it will count as another undergraduate loan (despite being a masters)…
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Student Loan refund
Thanks to the heads up a few months ago my son received a £400 refund yesterday.
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Student Loan Overpayment from Backpay
My employer has paid me a back payment of maternity leave that was due in the 22/23 tax year and I have had student loan deductions taken off from the backpayment. My total maternity pay and backpayment is below the repayment threshold for the year 22/23 but SLC have said this doesn't qualify for a refund as it was paid to…
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MSE News: English student living loans to rise by 2.5% – but this is a real terms CUT, warns Martin
English student living loans will rise by 2.5% from September, the Government has announced. But with inflation currently at 4%, it means students will see ANOTHER real terms cut in the amount they get to help them with living costs. MoneySavingExpert.com (MSE) founder Martin Lewis has warned that this is one of the…
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Masters Mature Student Loan query
I'm getting really confused - can someone explain...if I can get a student loan. Mature student - self funded by BA Hons with the OU many moons ago. I'd like to do a Masters in history/archaeology distance learning or part time or a BA in speech and language therapy full time. Can I get a loan? I am also have a disability.…
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Student Loans Company (SLC) - Am still paying is this right??
Hi everyone, I am trying to ascertain about my student loan (feel free to move this thread to another section of the forum that is better suited). I received a message from the SLC saying that as my loan is almost paid off, I have to pay the remaining balance off via direct debit (approx £2350) to prevent overpaying. I…
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Should I pay off my advanced learner loan
I currently owe 2700 for an advanced learner loan I was miss sold in 2015 should I pay off the balance as the interest rates are high or is there any way I can get it written off ?
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Student loan calculations and consolidation
Rather than make a few seperate threads as they're both loan based questions I thought I'd put them both here, hope someone can help Background - I'm doing ok on paper, but due to personal circumstances and supporting people a few years ago I racked up a lot of debt, my income is reasonable, life should be relatively…
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Late write off advanced learner loan
I have just received an email stating that my advanced learner loan has been delayed in being written off... "We’re sorry that it’s taken us so long to write off your Advanced Learner Loan balance. We should’ve done this when you finished your higher education course. What we’ve done We wrote off your Advanced Learner Loan…
