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student loan coming to an end
My student loan should be paid off in 3 months time. I currently pay £260 per month as per my wage slip. Does this mean i will receive an extra 260 in my take home pay or will it be less due to tax?
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Support with student childcare
Hi, Me and my partner are both 23. My partner is starting her midwifery degree in September. We live together and have an 18 month old together who will be starting nursery at the same time. As a young couple the cost of nursery is causing a bit of stress. We are unable to utilise tax free childcare as she will not be…
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How much to top up?
Hi, DS1 is going to uni in sept. We have just paid the deposit for first year halls (It has to be these halls and anyway there wasnt really anything much cheaper )cost is £8228 for the year (44week contract) The maintenace loan is £9200 ~ however my son will only qualify for the lowest amount. Our top up will need to be…
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Data breach
Was contacted by SLC Student Finance England, following application for daughters SL ( this is third child so felt I knew what I was doing) to say I had attached a form incorrectly to my daughters account, which I don't have access to.Checked my own account stated all forms recieved and application complete. Contacted SLC…
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Is this a sensible way to pay off SL early using a credit card?
I have around 5K left to pay and i am aiming to pay it off in 1.5 years, with the interest rates going up this will amount to around £300-400 in interest i think. Is it sensible to pay off with a credit card, and then get another credit card to do a balance transfer for 2 years at 0% Seems too simple, is there a downside…
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Student Loan
If I’ve paid some of my student loan off when I didn’t need to - can i claim those payments back?
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Student loan to be paid off next month
Hi, So from my calculations I now owe about £650 left of my 20k student loan (wooo!!). I currently pay off this amount each month and thus next month after deductions my student loan will be full paid off. Now I am wanting to make sure I don't end up paying in subsequent months and having to reclaim at a later date. Please…
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Second loan - does write-off date get reset?
I graduated in 2009 and have a student loan from that time. I'm now thinking about going back to university and getting a postgraduate loan. If I take this PG loan, will the date that my original UG loan gets written off be changed in accordance with my new loan, or will it remain and the PG loan will have a different…
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Should I pay off my student loan early?
Hi All, I currently have about 2 years left on a plan 1 student loan, and that's assuming that the interest rate climbs to 6.5% (base rate + 1%) and never comes back down. In November my current low fixed rate mortgage ends, and i'll be moving onto a much higher rate (c.5%), potentially costing about £400 per month more…
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Can anybody figure out how they have calculated my monthly student loan repayment amounts?
I have an ancient mortgage style pre-1998 student loan, I've been deferring it for ages but this year I've reached the repayment threshold, which is fair enough. The problem is I know the term (60 months), the balance as of 31st August 2022 (£1675.71) and the interest rate for 2023 (9%) but my monthly repayment amount…
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Historical maintenance loan amounts
I'm curious to know what the maximum amounts for maintenance loans were when I was at university (2005-9) and I was wondering if historical figures are publicly available?
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Masters Loan For Studying In UK or Overseas
Hi guys, this is my first post so be gentle, I'm considering applying for a Masters in Screenwriting at some point this year. I've found numerous courses that have struck my eye, mostly in the UK, but one that really appeals though is in San Francisco at the Academy of Arts Univesity. I have reached out for information but…
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Old loan and new loan
My daughter graduated in June 2022. She’s now thinking about applying for PGCE. I understand this is the only postgrad course which is funded as an undergrad course. So she would have three years of the old style 30 year repayment loan and one year of the 40 year loan. I’ve tried to look at how the repayments would be…
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Student loan trying to claim a refund for overpaying
Hi. I hope this is in the right section of the forum. I've recently discovered that I've overpaid my plan 2 student loan by just over £300. When I rang the SLC to request a refund I've been told that I can't have a refund as I still have a plan 1 loan on debit and so they will be transferring the £300 of credit from plan 2…
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Students who live at home - what are your MoneySaving study tips?
I know not everyone is lucky enough to have a quiet study space at home, so please share your tips for finding space to get your uni work done. Some ideas: * Cheap noise-cancelling earphones (Have you spotted any deals, or can you vouch for the quality of any particular model?) * Visit your local library Use the Government…
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Student gym renewal - be aware!
Just thought I'd pass on my son's experience of renewal today, wont mention the gym group itself ;) His student renewal came up and they said you can renew for £279 today. (down from £379 after a code they gave him) Last year he recalled he paid £127 and he thought "oh that's inflation". SO I had a look around. Direct…
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Student loans
Hi I am a volunteer debt adviser I have been reading lately that the government are going to sell off student loans taken before 2012. This has raised a question in my mind that I hope you can help with.If the loans are sold off do they still retain the status of being a student loan and therefore an excluded debt as they…
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Student Loan 2015 Discussion
This is the discussion area for the Students Loan 2016 guide Please let us know what you think below.
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Guide discussion: Martin Lewis’ 6 need-to-knows about ‘Plan 5’ English student finance
This is the place to discuss Martin's new guide on 'Plan 5 English student finance'. We'd love to hear your thoughts, personal experiences, and general feedback. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.'
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Guide discussion: Student credit scoring
This is the place to discuss our new guide on 'Student credit scoring'. We'd love to hear your thoughts, personal experiences, and general feedback. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.'