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Could I get a student loan?
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Sncjw
Posts: 3,562 Forumite


Hi all
I am considering doing an open university degree in history. Now back in 2013 I was on a course for nursing and if was diploma level and fully funded by the NHS back then. I had to leave the course as I lost.my hearing. Depsite studying for 2 years they gave me a higher national certificate in health studies which is only a one year thing.
Now looking on student loans page it says I might struggle to get a loan because I have a hnc even though the course wasn't funded by student loans.
Can anyone help me out?.
I am considering doing an open university degree in history. Now back in 2013 I was on a course for nursing and if was diploma level and fully funded by the NHS back then. I had to leave the course as I lost.my hearing. Depsite studying for 2 years they gave me a higher national certificate in health studies which is only a one year thing.
Now looking on student loans page it says I might struggle to get a loan because I have a hnc even though the course wasn't funded by student loans.
Can anyone help me out?.
Mortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £58,108
Cc around 8k.
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £58,108
Cc around 8k.
0
Comments
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The general formula for tuition fees is the number of years of course that will be studied plus one and then minus any years previously studied at higher education level. So if you’ve already had 2 years of higher education and your new course is 3 years, you would be entitled to tuition fee loan for 3+1-2=2 years. This means you would have to self fund the first year and be eligible for a tuition fee loan for the second and third years. You would be entitled to maintenance loans for the whole time.
I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0 -
I'm going to be doing it part time.Mortgage free wannabe
Actual mortgage stating amount £75,150
Overpayment paused to pay off cc
Starting balance £66,565.45
Current balance £58,108
Cc around 8k.0 -
Sncjw said:I'm going to be doing it part time.I would assume that the same rules apply but as a ratio. Eg if you have completed 2 years of a full time course that would be equivalent of 4 years of a part time course at 50%, but I’m just guessing. In any case it it the tuition fees that are in question not the maintenance.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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