We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Repayment Threshold 2025/26
Options

Ed-1
Posts: 3,958 Forumite


With RPI for March in at 4.3%, from 6 April 2025 the repayment threshold for
• plan 1 loans will rise to £26,065 (24,990 x 1.043 rounded up)
• plan 2 loans will rise to £28,470 (27,295 x 1.043 rounded up)
• plan 4 loans will rise to £32,745 (31,395 x 1.043 rounded up)
The following repayment thresholds are currently frozen
• postgraduate loans (plan 3) at £21,000 but subject to annual review (in the absence of any announcements will remain frozen)
• plan 5 loans at £25,000 until 6 April 2027 (this threshold comes into force from 6 April 2026)
From 1 September 2024, interest rates for
• plan 1, plan 4 and plan 5 loans will be 4.3%
• plan 2 loans will range from 4.3% to 7.3% depending on whether you are studying or not (including the period until April after finishing) and what you earn if you are in repayment
• postgraduate loans (plan 3) will be 7.3%
• plan 1 loans will rise to £26,065 (24,990 x 1.043 rounded up)
• plan 2 loans will rise to £28,470 (27,295 x 1.043 rounded up)
• plan 4 loans will rise to £32,745 (31,395 x 1.043 rounded up)
The following repayment thresholds are currently frozen
• postgraduate loans (plan 3) at £21,000 but subject to annual review (in the absence of any announcements will remain frozen)
• plan 5 loans at £25,000 until 6 April 2027 (this threshold comes into force from 6 April 2026)
From 1 September 2024, interest rates for
• plan 1, plan 4 and plan 5 loans will be 4.3%
• plan 2 loans will range from 4.3% to 7.3% depending on whether you are studying or not (including the period until April after finishing) and what you earn if you are in repayment
• postgraduate loans (plan 3) will be 7.3%
3
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.2K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.7K Spending & Discounts
- 244.2K Work, Benefits & Business
- 599.2K Mortgages, Homes & Bills
- 177K Life & Family
- 257.6K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards