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Fscs
Trading 212 offers fairly good savings rates whilst banking deposits with a high street bank. The banks are all covered by by the fscs £85k limit but Trading 212 is not. As my contract is with Trading 212, if it goes into administration, will I have any protection?
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Invest Engine platform
Anyone use Invest Engine? How do you find them?Was going to open an ISA and transfer in an existing S&S ISA currently held with 212I understand they only offer ETF's also.
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Shawbrook Login Broken?
Hi Anyone else having trouble logging into Shawbrook? It's randomly either saying my password is incorrect, or giving error message "Forced to logoff due to sesion expired" Password reset gets to the SMS code stage then fails with error "An error has occurred: Unable to save because this data has been updated by another…
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Saving help
I am very lucky to have inherited over £100000, can anyone advise what to do with it, banks building societies are really not helpful and I'm just not sure what to do! I have tried advisor's but all want a big fee to even book appointment!
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400k cash investment tax implications
Hi I have 400k that I wish to get invested and apart from the GIA route which has tax implications. I can slowly use this money to fund my ISA each year but that has CGT impications and it will take years. I went to see IFA and they suggested investment bonds which I don't know much about so going to do some research. Has…
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Capital gains tax on investment bond
I pay tax at basic rate. I have a bond which started as £10,000 investment in 1997. Now valued at £25,000. I had no idea I would be taxed on profits! I do now. Having researched it I think I can take up to £3000 out each year without paying CGT or any other tax. Is anyone able to confirm this for me? Many thanks
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Shawbrook ISA
Account opened but I get different error messages when I try to log on. Not hearing good things on forums. should I choose another provider.?
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Bonds and Misery
So far I had very little bonds in my portfolio. 50% equities 50% cash. The little bonds (bond funds) I had took a million years to produce any return. But I have been thinking about having a generally recommended 50-50 stock bond portfolio. In spite of my money market funds cruising along and generating nice returns I went…
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Simplest Way To Sell Bitcoin
I invested in Bitcoin in 2017 and it has done very well. I now just want to sell it in the simplest, safest and cheapest way possible. I have Googled this and Etoro keeps coming up as the best platform. I have created an account, but the platform appears to be focussed on trading everything under the sun, it is difficult…
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Savings fund in a SIPP?
Dumb question time, but is there an equivalent of a fixed rate savings option available within a SIPP or S&S ISA? Somewhere to park some funds where (for whatever reason) you don't want them invested in shares, but do want some kind of return. Thanks
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Tax on Savings Interest in Unusual Circumstances
Hi, I’ve read the guide on this site relating to tax on savings interest. I understand that if I go over all of my various allowances, my tax code for next year will be changed in order to collect the tax due. I have a large amount of money earning interest outside of ISAs (I’ve used up my full ISA allowance for the year).…
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Help balance our investments
Any advice much appreciated. Both my husband and I opened a sipp and a stocks & shares ISA earlier this year and will be topping up both next year. I am currently using Hargreaves holding bothFidelity World Index Class P AccRathbone Global Opp He is using AJ Bell holding bothFidelity World Index Class P AccHSBC Global…
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Accurately declaring interest on tax return
Hello all, first time poster but can see there are many knowledgeable people abound who might be able to advise a first time self-assessor! I'm in the process of completing my tax return and need to enter my BBSI interest. An issue I'm having is that the amounts on my 23/24 certificates of interest are not an accurate…
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Probably daft cash isa question
I've just opened a 12 month flexible cash is a with Barclays, obviously it runs from now till next November. The tax year ends and begins in April, so can I put £20,000 in before April and another £20,000 in before it closes in November? Thank you.
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Frederick Charles - Fine Art Investments
Was cold called today by someone called Amy at this company. Tried to lead my answers to questions about art investments. They are going to send me details by post - to an address i moved from 14 years ago. Not going to tell them my address has changed. Lol. Would I like the art to hang in my home or do i want them to look…
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Taxation of Wise "interest", also Trading212
I turned on the "interest" option in my Wise account last year and received £100 or so in 2023/24 (in pounds and euros). I've just received a tax statement for the year, 23 pages of it. This lists lots of acquisitions and disposals of the underlying assets. The summary says that none of the £100 is income, it's all "Non-UK…
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savings?
if anyone has more than 10 grand in there's saving to which I have. what is martin lewis on about we could lose money. is he talking about interest? also he mentions that we could owe tax.how the heck does he make that out? oh and I'm a pensioner. 73 yrs old
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London Electricity Share Certificate
I have a LE share certificate in the name of my late Father. Does it still have any value and, if so, where do I go with it?
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Interest Rates Falling
Looks like HL are the first to jump, rates reducing on uninvested cash accounts from Dec 10th :'(
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NS and I income bonds
Hi fellow moneysavers, I have recently inherited 500k and am looking to invest. I plan to leave the UK and therefore, my savings options are limited as a non-resident. However, the NS &1 guaranteed income bonds are available to non-residents who have a UK bank account, which is my case. The interest is not the best on…
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Most recent: Cash ISAs: The Best Currently Available List by nomorekids
30 July at 8:58PM
